Crop-loss band · Indiana
White County, Indiana — crop-loss band
- 0.84Low end of the filed band
- 1.69Middle of the filed band
- 2.15High end of the filed band
- 2015Worst year filed (5.31)
- 10Years filed
Every year the Risk Management Agency has filed for White County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 0.84 at the low end to 2.15 at the high end, with 1.69 in the middle. The worst year filed is 2015, at 5.31. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $5,431,122 | $28,855,754 | $99,379,137 | 742 | 742 | 5.31 |
| 2016 | $124,584 | $210,698 | $2,145,078 | 49 | 49 | 1.69 |
| 2017 | $2,404,734 | $2,031,516 | $37,748,231 | 359 | 354 | 0.84 |
| 2018 | $528,074 | $1,069,051 | $8,920,301 | 130 | 130 | 2.02 |
| 2019 | $2,332,713 | $5,003,657 | $39,941,328 | 540 | 539 | 2.15 |
| 2020 | $588,294 | $1,021,577 | $10,453,453 | 134 | 134 | 1.74 |
| 2021 | $798,934 | $1,153,956 | $11,356,811 | 97 | 97 | 1.44 |
| 2022 | $954,502 | $1,664,362 | $13,836,168 | 122 | 122 | 1.74 |
| 2023 | $1,911,553 | $2,050,893 | $28,046,146 | 185 | 185 | 1.07 |
| 2024 | $1,288,863 | $1,707,812 | $16,305,140 | 156 | 156 | 1.33 |
Commodities insured in White County
3 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 10 years filed
- 0.71Low end of the filed band
- 1.42Middle of the filed band
- 2.36High end of the filed band
- 2015Worst year filed (5.98)
- 10Years filed
- $10,862,333Premium filed
- $33,211,522Indemnity paid
- $174,496,425Liability insured
- 257,683Quantity planted
- 230,569Quantity lost
- 1,355Policies
- 1,352Policies with a loss
- 3.06Loss ratio, whole span
Causes that carried the indemnity in White County
- Excess Moisture/Precipitation/Rain $23,135,114 indemnity · 10 years
- ARPI/SCO/STAX Crops Only $3,416,290 indemnity · 6 years
- Drought $2,777,779 indemnity · 10 years
- Decline in Price $2,556,165 indemnity · 7 years
- Wind/Excess Wind $478,526 indemnity · 3 years
- Hail $338,320 indemnity · 3 years
Soybeans 10 years filed
- 1.10Low end of the filed band
- 1.93Middle of the filed band
- 2.85High end of the filed band
- 2016Worst year filed (3.03)
- 10Years filed
- $4,369,340Premium filed
- $9,294,575Indemnity paid
- $80,669,511Liability insured
- 161,264Quantity planted
- 138,568Quantity lost
- 1,065Policies
- 1,062Policies with a loss
- 2.13Loss ratio, whole span
Causes that carried the indemnity in White County
- Excess Moisture/Precipitation/Rain $4,134,407 indemnity · 10 years
- Drought $3,276,113 indemnity · 9 years
- Decline in Price $1,248,808 indemnity · 8 years
- Heat $238,994 indemnity · 7 years
- ARPI/SCO/STAX Crops Only $192,820 indemnity · 3 years
- Cold Wet Weather $68,508 indemnity · 5 years
Popcorn 10 years filed
- 0.59Low end of the filed band
- 1.81Middle of the filed band
- 2.36High end of the filed band
- 2015Worst year filed (3.67)
- 10Years filed
- $1,131,700Premium filed
- $2,263,179Indemnity paid
- $12,965,857Liability insured
- 18,038Quantity planted
- 16,312Quantity lost
- 94Policies
- 94Policies with a loss
- 2.00Loss ratio, whole span
Causes that carried the indemnity in White County
- Excess Moisture/Precipitation/Rain $1,122,537 indemnity · 5 years
- Drought $485,973 indemnity · 5 years
- Wind/Excess Wind $246,706 indemnity · 5 years
- Decline in Price $166,482 indemnity · 6 years
- Hail $125,407 indemnity · 2 years
- Insects $41,147 indemnity · 1 years
Every county-crop the agency files in Indiana → Buy the White County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.