Crop-loss band · Kansas
Cherokee County, Kansas — crop-loss band
- 1.00Low end of the filed band
- 1.52Middle of the filed band
- 2.40High end of the filed band
- 2022Worst year filed (4.54)
- 10Years filed
Every year the Risk Management Agency has filed for Cherokee County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.00 at the low end to 2.40 at the high end, with 1.52 in the middle. The worst year filed is 2022, at 4.54. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $1,744,900 | $2,703,787 | $10,938,659 | 595 | 594 | 1.55 |
| 2016 | $170,824 | $171,575 | $1,196,092 | 94 | 94 | 1.00 |
| 2017 | $1,064,650 | $1,166,967 | $7,276,075 | 321 | 321 | 1.10 |
| 2018 | $1,571,907 | $1,661,582 | $10,372,141 | 328 | 328 | 1.06 |
| 2019 | $2,269,684 | $5,234,956 | $15,641,137 | 795 | 787 | 2.31 |
| 2020 | $3,654,679 | $8,772,774 | $25,684,348 | 1,042 | 1,042 | 2.40 |
| 2021 | $1,585,881 | $2,457,286 | $13,448,051 | 491 | 490 | 1.55 |
| 2022 | $8,711,073 | $39,562,118 | $64,213,072 | 1,157 | 1,157 | 4.54 |
| 2023 | $3,214,683 | $3,513,367 | $23,163,103 | 482 | 482 | 1.09 |
| 2024 | $3,287,662 | $4,997,534 | $23,573,265 | 632 | 632 | 1.52 |
Commodities insured in Cherokee County
4 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 10 years filed
- 0.66Low end of the filed band
- 1.10Middle of the filed band
- 2.39High end of the filed band
- 2022Worst year filed (4.24)
- 10Years filed
- $13,276,211Premium filed
- $32,403,903Indemnity paid
- $82,395,617Liability insured
- 183,081Quantity planted
- 192,676Quantity lost
- 1,913Policies
- 1,913Policies with a loss
- 2.44Loss ratio, whole span
Causes that carried the indemnity in Cherokee County
- Drought $16,527,482 indemnity · 7 years
- Heat $7,812,387 indemnity · 3 years
- Excess Moisture/Precipitation/Rain $6,759,542 indemnity · 10 years
- Flood $755,489 indemnity · 6 years
- Decline in Price $199,419 indemnity · 7 years
- ARPI/SCO/ECO/STAX/MP/HIP-WI/PACE Crops Only $175,100 indemnity · 3 years
Soybeans 10 years filed
- 0.78Low end of the filed band
- 1.54Middle of the filed band
- 2.16High end of the filed band
- 2022Worst year filed (5.01)
- 10Years filed
- $10,758,651Premium filed
- $29,739,274Indemnity paid
- $97,133,030Liability insured
- 312,937Quantity planted
- 295,360Quantity lost
- 2,896Policies
- 2,886Policies with a loss
- 2.76Loss ratio, whole span
Causes that carried the indemnity in Cherokee County
- Drought $18,374,184 indemnity · 8 years
- Heat $6,615,159 indemnity · 5 years
- Excess Moisture/Precipitation/Rain $4,095,340 indemnity · 10 years
- Freeze $162,064 indemnity · 2 years
- Decline in Price $151,248 indemnity · 7 years
- Flood $136,418 indemnity · 6 years
Wheat 9 years filed
- 1.14Low end of the filed band
- 2.16Middle of the filed band
- 3.25High end of the filed band
- 2022Worst year filed (3.25)
- 9Years filed
- $2,952,269Premium filed
- $7,660,656Indemnity paid
- $14,415,925Liability insured
- 95,705Quantity planted
- 95,711Quantity lost
- 826Policies
- 826Policies with a loss
- 2.59Loss ratio, whole span
Causes that carried the indemnity in Cherokee County
- Excess Moisture/Precipitation/Rain $7,263,930 indemnity · 8 years
- Cold Wet Weather $126,574 indemnity · 4 years
- Flood $97,161 indemnity · 3 years
- Drought $81,265 indemnity · 5 years
- Decline in Price $65,439 indemnity · 5 years
- Mycotoxin $10,989 indemnity · 1 years
Pasture,Rangeland,Forage 8 years filed
- 0.60Low end of the filed band
- 1.60Middle of the filed band
- 2.20High end of the filed band
- 2021Worst year filed (2.20)
- 8Years filed
- $288,813Premium filed
- $438,113Indemnity paid
- $1,561,371Liability insured
- 20,159Quantity planted
- 0Quantity lost
- 302Policies
- 302Policies with a loss
- 1.52Loss ratio, whole span
Causes that carried the indemnity in Cherokee County
- ARPI/SCO/STAX/MP Crops Only $438,113 indemnity · 8 years
Every county-crop the agency files in Kansas → Buy the Cherokee County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.