Crop-loss band · Kansas
Clay County, Kansas — crop-loss band
- 1.01Low end of the filed band
- 1.98Middle of the filed band
- 3.40High end of the filed band
- 2023Worst year filed (3.53)
- 10Years filed
Every year the Risk Management Agency has filed for Clay County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.01 at the low end to 3.40 at the high end, with 1.98 in the middle. The worst year filed is 2023, at 3.53. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $766,950 | $1,632,637 | $7,350,281 | 459 | 457 | 2.13 |
| 2016 | $401,604 | $533,240 | $3,342,593 | 212 | 208 | 1.33 |
| 2017 | $862,584 | $866,877 | $7,095,577 | 347 | 346 | 1.01 |
| 2018 | $1,314,151 | $2,599,087 | $12,002,945 | 649 | 648 | 1.98 |
| 2019 | $1,250,775 | $4,250,030 | $11,844,706 | 771 | 765 | 3.40 |
| 2020 | $160,996 | $444,842 | $1,486,329 | 105 | 105 | 2.76 |
| 2021 | $696,979 | $994,632 | $5,529,564 | 174 | 174 | 1.43 |
| 2022 | $5,761,332 | $14,155,782 | $46,819,613 | 992 | 992 | 2.46 |
| 2023 | $9,450,190 | $33,341,290 | $76,457,269 | 1,703 | 1,703 | 3.53 |
| 2024 | $2,755,359 | $4,788,235 | $18,903,563 | 486 | 486 | 1.74 |
Commodities insured in Clay County
4 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Soybeans 10 years filed
- 1.02Low end of the filed band
- 1.87Middle of the filed band
- 3.76High end of the filed band
- 2023Worst year filed (4.54)
- 10Years filed
- $11,358,997Premium filed
- $34,383,117Indemnity paid
- $100,202,003Liability insured
- 241,199Quantity planted
- 232,594Quantity lost
- 2,395Policies
- 2,393Policies with a loss
- 3.03Loss ratio, whole span
Causes that carried the indemnity in Clay County
- Drought $23,368,187 indemnity · 9 years
- Heat $6,731,135 indemnity · 10 years
- Excess Moisture/Precipitation/Rain $1,765,455 indemnity · 10 years
- ARPI/SCO/ECO/STAX/MP/HIP WI Crops Only $1,251,796 indemnity · 4 years
- Decline in Price $425,378 indemnity · 7 years
- Hail $393,238 indemnity · 8 years
Corn 10 years filed
- 0.99Low end of the filed band
- 1.87Middle of the filed band
- 2.79High end of the filed band
- 2020Worst year filed (2.95)
- 10Years filed
- $7,387,541Premium filed
- $16,916,766Indemnity paid
- $49,700,306Liability insured
- 92,988Quantity planted
- 89,082Quantity lost
- 1,275Policies
- 1,268Policies with a loss
- 2.29Loss ratio, whole span
Causes that carried the indemnity in Clay County
- Drought $10,848,797 indemnity · 8 years
- Heat $2,663,323 indemnity · 7 years
- ARPI/SCO/STAX/MP Crops Only $1,643,328 indemnity · 4 years
- Excess Moisture/Precipitation/Rain $1,121,672 indemnity · 9 years
- Decline in Price $438,922 indemnity · 6 years
- Flood $133,547 indemnity · 6 years
Wheat 10 years filed
- 1.16Low end of the filed band
- 2.09Middle of the filed band
- 3.10High end of the filed band
- 2019Worst year filed (3.71)
- 10Years filed
- $2,830,845Premium filed
- $7,294,071Indemnity paid
- $26,109,476Liability insured
- 114,631Quantity planted
- 114,790Quantity lost
- 1,514Policies
- 1,513Policies with a loss
- 2.58Loss ratio, whole span
Causes that carried the indemnity in Clay County
- Drought $3,624,621 indemnity · 10 years
- Excess Moisture/Precipitation/Rain $2,009,043 indemnity · 7 years
- Decline in Price $390,683 indemnity · 6 years
- Hail $366,968 indemnity · 8 years
- Freeze $329,423 indemnity · 10 years
- ARPI/SCO/STAX Crops Only $217,025 indemnity · 4 years
Grain Sorghum 10 years filed
- 0.92Low end of the filed band
- 1.75Middle of the filed band
- 3.44High end of the filed band
- 2023Worst year filed (4.13)
- 10Years filed
- $1,843,537Premium filed
- $5,012,698Indemnity paid
- $14,820,655Liability insured
- 39,023Quantity planted
- 39,128Quantity lost
- 714Policies
- 710Policies with a loss
- 2.72Loss ratio, whole span
Causes that carried the indemnity in Clay County
- Drought $3,721,620 indemnity · 10 years
- Heat $542,763 indemnity · 8 years
- Excess Moisture/Precipitation/Rain $366,358 indemnity · 8 years
- Hail $119,535 indemnity · 4 years
- Decline in Price $92,859 indemnity · 7 years
- ARPI/SCO/STAX/MP Crops Only $79,604 indemnity · 5 years
Every county-crop the agency files in Kansas → Buy the Clay County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.