Crop-loss band · Kansas
Cloud County, Kansas — crop-loss band
- 1.44Low end of the filed band
- 2.24Middle of the filed band
- 2.72High end of the filed band
- 2023Worst year filed (4.52)
- 10Years filed
Every year the Risk Management Agency has filed for Cloud County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.44 at the low end to 2.72 at the high end, with 2.24 in the middle. The worst year filed is 2023, at 4.52. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $1,370,360 | $3,733,815 | $11,783,867 | 823 | 823 | 2.72 |
| 2016 | $299,831 | $432,863 | $2,294,601 | 198 | 198 | 1.44 |
| 2017 | $804,979 | $1,354,915 | $5,997,685 | 364 | 363 | 1.68 |
| 2018 | $777,232 | $1,738,913 | $5,892,225 | 347 | 344 | 2.24 |
| 2019 | $670,626 | $1,819,175 | $5,396,983 | 396 | 396 | 2.71 |
| 2020 | $426,019 | $921,282 | $3,682,470 | 268 | 268 | 2.16 |
| 2021 | $1,025,772 | $1,766,826 | $7,458,029 | 304 | 304 | 1.72 |
| 2022 | $6,589,252 | $14,961,239 | $47,043,939 | 1,120 | 1,120 | 2.27 |
| 2023 | $10,126,235 | $45,741,708 | $80,387,322 | 2,268 | 2,268 | 4.52 |
| 2024 | $5,159,897 | $13,266,978 | $39,189,829 | 1,063 | 1,063 | 2.57 |
Commodities insured in Cloud County
5 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Soybeans 10 years filed
- 1.23Low end of the filed band
- 2.12Middle of the filed band
- 2.75High end of the filed band
- 2023Worst year filed (5.06)
- 10Years filed
- $11,986,778Premium filed
- $37,752,050Indemnity paid
- $93,555,933Liability insured
- 234,346Quantity planted
- 233,132Quantity lost
- 2,500Policies
- 2,499Policies with a loss
- 3.15Loss ratio, whole span
Causes that carried the indemnity in Cloud County
- Drought $24,651,737 indemnity · 10 years
- Heat $9,651,684 indemnity · 10 years
- Hail $1,196,349 indemnity · 8 years
- Excess Moisture/Precipitation/Rain $974,214 indemnity · 10 years
- ARPI/SCO/ECO/STAX/MP/HIP-WI/PACE Crops Only $488,607 indemnity · 3 years
- Decline in Price $210,125 indemnity · 7 years
Corn 10 years filed
- 0.75Low end of the filed band
- 1.85Middle of the filed band
- 3.07High end of the filed band
- 2023Worst year filed (4.81)
- 10Years filed
- $8,219,084Premium filed
- $27,764,456Indemnity paid
- $60,576,779Liability insured
- 120,633Quantity planted
- 119,188Quantity lost
- 1,351Policies
- 1,351Policies with a loss
- 3.38Loss ratio, whole span
Causes that carried the indemnity in Cloud County
- Drought $19,871,919 indemnity · 8 years
- Heat $6,017,392 indemnity · 8 years
- ARPI/SCO/ECO/STAX/MP/HIP-WI/PACE Crops Only $648,992 indemnity · 3 years
- Hot Wind $300,214 indemnity · 3 years
- Excess Moisture/Precipitation/Rain $282,815 indemnity · 8 years
- Hail $276,739 indemnity · 5 years
Wheat 10 years filed
- 1.32Low end of the filed band
- 2.61Middle of the filed band
- 3.25High end of the filed band
- 2022Worst year filed (3.32)
- 10Years filed
- $3,921,993Premium filed
- $11,977,243Indemnity paid
- $33,154,046Liability insured
- 143,780Quantity planted
- 143,854Quantity lost
- 1,985Policies
- 1,984Policies with a loss
- 3.05Loss ratio, whole span
Causes that carried the indemnity in Cloud County
- Drought $6,551,027 indemnity · 9 years
- Cold Winter $2,218,149 indemnity · 8 years
- Excess Moisture/Precipitation/Rain $1,129,537 indemnity · 7 years
- Freeze $1,017,083 indemnity · 8 years
- Decline in Price $450,536 indemnity · 6 years
- Hail $204,466 indemnity · 7 years
Grain Sorghum 10 years filed
- 1.01Low end of the filed band
- 1.89Middle of the filed band
- 3.32High end of the filed band
- 2023Worst year filed (4.08)
- 10Years filed
- $2,737,935Premium filed
- $7,536,098Indemnity paid
- $19,585,109Liability insured
- 57,251Quantity planted
- 56,797Quantity lost
- 917Policies
- 915Policies with a loss
- 2.75Loss ratio, whole span
Causes that carried the indemnity in Cloud County
- Drought $4,987,058 indemnity · 10 years
- Heat $1,434,642 indemnity · 9 years
- Excess Moisture/Precipitation/Rain $543,569 indemnity · 8 years
- ARPI/SCO/ECO/STAX/MP/HIP-WI/PACE Crops Only $150,250 indemnity · 3 years
- Decline in Price $118,734 indemnity · 6 years
- Hail $117,514 indemnity · 2 years
Pasture,Rangeland,Forage 10 years filed
- 0.52Low end of the filed band
- 1.79Middle of the filed band
- 2.78High end of the filed band
- 2017Worst year filed (2.86)
- 10Years filed
- $384,412Premium filed
- $707,867Indemnity paid
- $2,255,083Liability insured
- 33,799Quantity planted
- 0Quantity lost
- 398Policies
- 398Policies with a loss
- 1.84Loss ratio, whole span
Causes that carried the indemnity in Cloud County
- ARPI/SCO/STAX Crops Only $707,867 indemnity · 10 years
Every county-crop the agency files in Kansas → Buy the Cloud County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.