Crop-loss band · Kansas
Graham County, Kansas — crop-loss band
- 1.61Low end of the filed band
- 1.84Middle of the filed band
- 2.34High end of the filed band
- 2022Worst year filed (2.85)
- 10Years filed
Every year the Risk Management Agency has filed for Graham County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.61 at the low end to 2.34 at the high end, with 1.84 in the middle. The worst year filed is 2022, at 2.85. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $3,762,204 | $6,939,420 | $16,146,690 | 964 | 964 | 1.84 |
| 2016 | $568,413 | $1,018,692 | $2,417,080 | 149 | 149 | 1.79 |
| 2017 | $1,565,010 | $3,060,658 | $6,320,193 | 426 | 424 | 1.96 |
| 2018 | $1,492,239 | $3,106,367 | $7,420,596 | 426 | 426 | 2.08 |
| 2019 | $1,784,448 | $3,406,590 | $7,080,716 | 360 | 360 | 1.91 |
| 2020 | $955,108 | $1,601,891 | $4,143,289 | 239 | 239 | 1.68 |
| 2021 | $2,574,501 | $4,135,721 | $9,505,433 | 304 | 304 | 1.61 |
| 2022 | $9,088,842 | $25,921,861 | $37,132,785 | 971 | 971 | 2.85 |
| 2023 | $11,767,708 | $27,533,849 | $52,224,011 | 1,630 | 1,629 | 2.34 |
| 2024 | $7,972,916 | $13,587,674 | $35,222,747 | 1,219 | 1,219 | 1.70 |
Commodities insured in Graham County
5 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 10 years filed
- 1.37Low end of the filed band
- 1.91Middle of the filed band
- 2.62High end of the filed band
- 2022Worst year filed (3.00)
- 10Years filed
- $16,880,459Premium filed
- $37,790,203Indemnity paid
- $68,004,688Liability insured
- 217,242Quantity planted
- 217,353Quantity lost
- 1,427Policies
- 1,427Policies with a loss
- 2.24Loss ratio, whole span
Causes that carried the indemnity in Graham County
- Drought $26,146,007 indemnity · 9 years
- Heat $3,766,045 indemnity · 8 years
- Excess Moisture/Precipitation/Rain $3,258,438 indemnity · 9 years
- Hail $2,214,861 indemnity · 9 years
- ARPI/SCO/ECO/STAX/MP/HIP-WI/PACE Crops Only $758,589 indemnity · 3 years
- Wind/Excess Wind $525,071 indemnity · 5 years
Wheat 10 years filed
- 1.24Low end of the filed band
- 1.89Middle of the filed band
- 2.95High end of the filed band
- 2021Worst year filed (4.40)
- 10Years filed
- $10,038,075Premium filed
- $23,381,304Indemnity paid
- $47,935,929Liability insured
- 240,173Quantity planted
- 240,295Quantity lost
- 2,561Policies
- 2,561Policies with a loss
- 2.33Loss ratio, whole span
Causes that carried the indemnity in Graham County
- Drought $15,639,487 indemnity · 10 years
- Hail $3,341,431 indemnity · 10 years
- Cold Winter $1,635,889 indemnity · 7 years
- Excess Moisture/Precipitation/Rain $732,017 indemnity · 8 years
- Freeze $719,493 indemnity · 8 years
- ARPI/SCO/STAX Crops Only $325,047 indemnity · 4 years
Grain Sorghum 10 years filed
- 1.22Low end of the filed band
- 1.66Middle of the filed band
- 2.39High end of the filed band
- 2022Worst year filed (2.83)
- 10Years filed
- $10,752,181Premium filed
- $21,390,514Indemnity paid
- $44,448,591Liability insured
- 156,785Quantity planted
- 157,123Quantity lost
- 1,512Policies
- 1,510Policies with a loss
- 1.99Loss ratio, whole span
Causes that carried the indemnity in Graham County
- Drought $15,596,870 indemnity · 9 years
- Heat $1,857,780 indemnity · 6 years
- Hail $1,323,372 indemnity · 7 years
- Excess Moisture/Precipitation/Rain $1,224,474 indemnity · 9 years
- Cold Wet Weather $397,981 indemnity · 2 years
- ARPI/SCO/ECO/STAX/MP/HIP-WI/PACE Crops Only $308,328 indemnity · 3 years
Pasture,Rangeland,Forage 10 years filed
- 0.59Low end of the filed band
- 1.67Middle of the filed band
- 2.10High end of the filed band
- 2021Worst year filed (2.33)
- 10Years filed
- $2,497,101Premium filed
- $4,781,929Indemnity paid
- $11,900,516Liability insured
- 253,788Quantity planted
- 0Quantity lost
- 952Policies
- 952Policies with a loss
- 1.92Loss ratio, whole span
Causes that carried the indemnity in Graham County
- ARPI/SCO/STAX Crops Only $4,781,929 indemnity · 10 years
Soybeans 10 years filed
- 0.67Low end of the filed band
- 1.92Middle of the filed band
- 2.58High end of the filed band
- 2023Worst year filed (2.89)
- 10Years filed
- $1,363,574Premium filed
- $2,968,773Indemnity paid
- $5,323,816Liability insured
- 20,059Quantity planted
- 20,144Quantity lost
- 236Policies
- 235Policies with a loss
- 2.18Loss ratio, whole span
Causes that carried the indemnity in Graham County
- Drought $2,228,836 indemnity · 8 years
- Heat $232,149 indemnity · 7 years
- ARPI/SCO/ECO/STAX/MP/HIP-WI/PACE Crops Only $180,895 indemnity · 3 years
- Hail $133,279 indemnity · 7 years
- Excess Moisture/Precipitation/Rain $110,292 indemnity · 6 years
- Hot Wind $66,473 indemnity · 4 years
Every county-crop the agency files in Kansas → Buy the Graham County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.