Crop-loss band · Kansas
Harper County, Kansas — crop-loss band
- 1.31Low end of the filed band
- 1.82Middle of the filed band
- 2.49High end of the filed band
- 2023Worst year filed (2.65)
- 10Years filed
Every year the Risk Management Agency has filed for Harper County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.31 at the low end to 2.49 at the high end, with 1.82 in the middle. The worst year filed is 2023, at 2.65. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $3,081,805 | $5,612,813 | $18,849,119 | 1,121 | 1,121 | 1.82 |
| 2016 | $485,393 | $633,533 | $2,091,888 | 301 | 301 | 1.31 |
| 2017 | $795,029 | $1,244,645 | $3,461,838 | 372 | 371 | 1.57 |
| 2018 | $3,342,491 | $7,898,315 | $20,377,685 | 1,328 | 1,328 | 2.36 |
| 2019 | $2,198,113 | $4,174,228 | $9,033,711 | 770 | 769 | 1.90 |
| 2020 | $664,412 | $1,229,476 | $2,876,154 | 260 | 260 | 1.85 |
| 2021 | $1,222,815 | $2,073,751 | $4,771,633 | 326 | 326 | 1.70 |
| 2022 | $5,491,838 | $13,683,992 | $25,459,450 | 1,066 | 1,066 | 2.49 |
| 2023 | $11,560,049 | $30,625,954 | $54,559,556 | 1,664 | 1,664 | 2.65 |
| 2024 | $5,169,100 | $8,639,991 | $23,490,891 | 1,037 | 1,037 | 1.67 |
Commodities insured in Harper County
7 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Wheat 10 years filed
- 1.11Low end of the filed band
- 1.93Middle of the filed band
- 2.53High end of the filed band
- 2023Worst year filed (2.71)
- 10Years filed
- $22,991,987Premium filed
- $53,689,261Indemnity paid
- $124,105,071Liability insured
- 647,115Quantity planted
- 647,223Quantity lost
- 5,156Policies
- 5,154Policies with a loss
- 2.34Loss ratio, whole span
Causes that carried the indemnity in Harper County
- Drought $44,449,210 indemnity · 10 years
- Excess Moisture/Precipitation/Rain $3,417,498 indemnity · 8 years
- ARPI/SCO/STAX Crops Only $1,332,894 indemnity · 5 years
- Decline in Price $1,114,627 indemnity · 6 years
- XX $787,097 indemnity · 6 years
- Hail $746,937 indemnity · 7 years
Soybeans 10 years filed
- 0.42Low end of the filed band
- 1.07Middle of the filed band
- 1.83High end of the filed band
- 2022Worst year filed (2.48)
- 10Years filed
- $3,717,897Premium filed
- $6,622,891Indemnity paid
- $12,185,018Liability insured
- 65,207Quantity planted
- 66,326Quantity lost
- 925Policies
- 925Policies with a loss
- 1.78Loss ratio, whole span
Causes that carried the indemnity in Harper County
- Drought $4,512,994 indemnity · 9 years
- Heat $977,526 indemnity · 10 years
- Excess Moisture/Precipitation/Rain $882,014 indemnity · 10 years
- ARPI/SCO/ECO/STAX/MP/HIP-WI/PACE Crops Only $129,313 indemnity · 3 years
- Other (Snow, Lightning, Etc.) $43,758 indemnity · 1 years
- Decline in Price $39,358 indemnity · 8 years
Cotton 9 years filed
- 0.16Low end of the filed band
- 2.20Middle of the filed band
- 2.93High end of the filed band
- 2017Worst year filed (2.93)
- 9Years filed
- $2,023,317Premium filed
- $4,729,654Indemnity paid
- $7,975,433Liability insured
- 18,274Quantity planted
- 24,214Quantity lost
- 224Policies
- 224Policies with a loss
- 2.34Loss ratio, whole span
Causes that carried the indemnity in Harper County
- Drought $1,823,101 indemnity · 5 years
- Excess Moisture/Precipitation/Rain $1,286,258 indemnity · 7 years
- ARPI/SCO/STAX/MP Crops Only $702,275 indemnity · 6 years
- Wind/Excess Wind $214,904 indemnity · 1 years
- Cold Winter $208,977 indemnity · 1 years
- Hail $201,071 indemnity · 2 years
Grain Sorghum 10 years filed
- 1.40Low end of the filed band
- 1.78Middle of the filed band
- 2.37High end of the filed band
- 2022Worst year filed (3.30)
- 10Years filed
- $1,927,004Premium filed
- $4,330,435Indemnity paid
- $7,080,142Liability insured
- 45,888Quantity planted
- 46,032Quantity lost
- 761Policies
- 761Policies with a loss
- 2.25Loss ratio, whole span
Causes that carried the indemnity in Harper County
- Drought $2,622,827 indemnity · 10 years
- Excess Moisture/Precipitation/Rain $671,450 indemnity · 10 years
- Heat $587,667 indemnity · 9 years
- ARPI/SCO/STAX/MP Crops Only $185,310 indemnity · 5 years
- Insects $74,033 indemnity · 3 years
- Decline in Price $49,485 indemnity · 7 years
Canola 10 years filed
- 0.17Low end of the filed band
- 1.64Middle of the filed band
- 2.51High end of the filed band
- 2020Worst year filed (2.66)
- 10Years filed
- $2,024,615Premium filed
- $3,723,152Indemnity paid
- $7,046,116Liability insured
- 43,136Quantity planted
- 43,929Quantity lost
- 628Policies
- 628Policies with a loss
- 1.84Loss ratio, whole span
Causes that carried the indemnity in Harper County
- Drought $1,433,509 indemnity · 7 years
- Excess Moisture/Precipitation/Rain $1,384,163 indemnity · 9 years
- Freeze $270,655 indemnity · 5 years
- Cold Winter $248,739 indemnity · 4 years
- Hail $79,672 indemnity · 4 years
- ARPI/SCO/STAX/MP Crops Only $65,845 indemnity · 4 years
Pasture,Rangeland,Forage 10 years filed
- 0.45Low end of the filed band
- 1.60Middle of the filed band
- 2.10High end of the filed band
- 2017Worst year filed (2.59)
- 10Years filed
- $912,909Premium filed
- $1,608,711Indemnity paid
- $4,615,448Liability insured
- 83,948Quantity planted
- 0Quantity lost
- 468Policies
- 468Policies with a loss
- 1.76Loss ratio, whole span
Causes that carried the indemnity in Harper County
- ARPI/SCO/STAX Crops Only $1,608,711 indemnity · 10 years
Annual Forage 5 years filed
- 0.28Low end of the filed band
- 2.47Middle of the filed band
- 3.21High end of the filed band
- 2023Worst year filed (3.21)
- 5Years filed
- $413,314Premium filed
- $1,112,594Indemnity paid
- $1,964,696Liability insured
- 19,647Quantity planted
- 0Quantity lost
- 83Policies
- 83Policies with a loss
- 2.69Loss ratio, whole span
Causes that carried the indemnity in Harper County
- ARPI/SCO/STAX/MP/HIP WI Crops Only $1,112,594 indemnity · 5 years
Every county-crop the agency files in Kansas → Buy the Harper County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.