Crop-loss band · Kansas
Ness County, Kansas — crop-loss band
- 1.58Low end of the filed band
- 2.00Middle of the filed band
- 2.95High end of the filed band
- 2022Worst year filed (3.55)
- 10Years filed
Every year the Risk Management Agency has filed for Ness County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.58 at the low end to 2.95 at the high end, with 2.00 in the middle. The worst year filed is 2022, at 3.55. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $1,631,819 | $3,551,937 | $10,428,136 | 788 | 785 | 2.18 |
| 2016 | $181,239 | $303,819 | $939,017 | 141 | 141 | 1.68 |
| 2017 | $630,739 | $1,318,516 | $3,539,003 | 456 | 456 | 2.09 |
| 2018 | $655,979 | $1,451,167 | $3,639,115 | 449 | 447 | 2.21 |
| 2019 | $886,465 | $1,397,387 | $4,453,511 | 372 | 372 | 1.58 |
| 2020 | $353,575 | $700,705 | $1,826,339 | 224 | 223 | 1.98 |
| 2021 | $933,550 | $1,660,380 | $4,469,150 | 244 | 243 | 1.78 |
| 2022 | $6,551,738 | $23,229,514 | $33,527,523 | 1,190 | 1,190 | 3.55 |
| 2023 | $11,164,809 | $32,958,354 | $55,802,186 | 1,795 | 1,794 | 2.95 |
| 2024 | $6,055,193 | $12,131,448 | $30,897,979 | 1,298 | 1,298 | 2.00 |
Commodities insured in Ness County
4 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Grain Sorghum 10 years filed
- 0.48Low end of the filed band
- 1.67Middle of the filed band
- 3.00High end of the filed band
- 2022Worst year filed (3.66)
- 10Years filed
- $12,190,970Premium filed
- $33,625,690Indemnity paid
- $65,840,830Liability insured
- 228,971Quantity planted
- 229,378Quantity lost
- 2,325Policies
- 2,323Policies with a loss
- 2.76Loss ratio, whole span
Causes that carried the indemnity in Ness County
- Drought $29,146,123 indemnity · 10 years
- Heat $1,880,548 indemnity · 8 years
- ARPI/SCO/ECO/STAX/MP/HIP-WI/PACE Crops Only $1,295,939 indemnity · 3 years
- Excess Moisture/Precipitation/Rain $367,052 indemnity · 9 years
- Wind/Excess Wind $297,917 indemnity · 5 years
- Decline in Price $276,902 indemnity · 7 years
Wheat 10 years filed
- 1.54Low end of the filed band
- 2.21Middle of the filed band
- 3.15High end of the filed band
- 2022Worst year filed (3.66)
- 10Years filed
- $10,963,400Premium filed
- $29,327,172Indemnity paid
- $62,889,939Liability insured
- 330,472Quantity planted
- 330,574Quantity lost
- 3,674Policies
- 3,668Policies with a loss
- 2.68Loss ratio, whole span
Causes that carried the indemnity in Ness County
- Drought $23,109,099 indemnity · 9 years
- Hail $3,134,309 indemnity · 10 years
- Plant Disease $570,998 indemnity · 5 years
- Cold Winter $562,550 indemnity · 4 years
- Decline in Price $485,328 indemnity · 7 years
- Wind/Excess Wind $390,316 indemnity · 7 years
Corn 10 years filed
- 0.92Low end of the filed band
- 1.96Middle of the filed band
- 3.32High end of the filed band
- 2016Worst year filed (3.86)
- 10Years filed
- $5,132,381Premium filed
- $14,042,641Indemnity paid
- $17,145,826Liability insured
- 63,256Quantity planted
- 62,950Quantity lost
- 478Policies
- 478Policies with a loss
- 2.74Loss ratio, whole span
Causes that carried the indemnity in Ness County
- Drought $11,837,486 indemnity · 9 years
- Heat $817,163 indemnity · 8 years
- ARPI/SCO/ECO/STAX/MP/HIP-WI/PACE Crops Only $810,478 indemnity · 3 years
- Excess Moisture/Precipitation/Rain $201,212 indemnity · 5 years
- Decline in Price $105,189 indemnity · 6 years
- Hail $100,143 indemnity · 4 years
Pasture,Rangeland,Forage 10 years filed
- 0.28Low end of the filed band
- 2.01Middle of the filed band
- 2.73High end of the filed band
- 2016Worst year filed (4.28)
- 10Years filed
- $758,354Premium filed
- $1,707,724Indemnity paid
- $3,645,363Liability insured
- 83,569Quantity planted
- 0Quantity lost
- 480Policies
- 480Policies with a loss
- 2.25Loss ratio, whole span
Causes that carried the indemnity in Ness County
- ARPI/SCO/STAX Crops Only $1,707,724 indemnity · 10 years
Every county-crop the agency files in Kansas → Buy the Ness County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.