Crop-loss band · Kansas
Phillips County, Kansas — crop-loss band
- 1.14Low end of the filed band
- 1.47Middle of the filed band
- 1.89High end of the filed band
- 2023Worst year filed (2.37)
- 10Years filed
Every year the Risk Management Agency has filed for Phillips County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.14 at the low end to 1.89 at the high end, with 1.47 in the middle. The worst year filed is 2023, at 2.37. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $3,052,645 | $5,765,792 | $17,131,725 | 1,165 | 1,165 | 1.89 |
| 2016 | $358,265 | $408,122 | $1,969,052 | 171 | 171 | 1.14 |
| 2017 | $520,012 | $789,916 | $2,795,261 | 327 | 325 | 1.52 |
| 2018 | $278,433 | $365,705 | $1,350,428 | 137 | 137 | 1.31 |
| 2019 | $298,278 | $342,668 | $1,397,496 | 110 | 109 | 1.15 |
| 2020 | $1,282,149 | $1,845,007 | $5,809,871 | 313 | 312 | 1.44 |
| 2021 | $1,284,430 | $1,892,949 | $5,672,069 | 213 | 213 | 1.47 |
| 2022 | $10,036,561 | $17,050,434 | $43,683,872 | 1,191 | 1,191 | 1.70 |
| 2023 | $11,111,302 | $26,311,851 | $56,842,791 | 1,674 | 1,674 | 2.37 |
| 2024 | $4,816,131 | $8,984,672 | $24,108,879 | 873 | 873 | 1.87 |
Commodities insured in Phillips County
5 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 10 years filed
- 0.48Low end of the filed band
- 1.14Middle of the filed band
- 1.77High end of the filed band
- 2023Worst year filed (2.33)
- 10Years filed
- $15,323,189Premium filed
- $28,138,582Indemnity paid
- $72,051,399Liability insured
- 168,947Quantity planted
- 168,532Quantity lost
- 1,368Policies
- 1,367Policies with a loss
- 1.84Loss ratio, whole span
Causes that carried the indemnity in Phillips County
- Drought $17,385,616 indemnity · 9 years
- Hail $7,514,718 indemnity · 10 years
- Heat $1,952,831 indemnity · 7 years
- ARPI/SCO/ECO/STAX/MP/HIP-WI/PACE Crops Only $875,337 indemnity · 3 years
- Hot Wind $290,531 indemnity · 5 years
- Wind/Excess Wind $127,665 indemnity · 4 years
Wheat 10 years filed
- 1.28Low end of the filed band
- 1.71Middle of the filed band
- 2.62High end of the filed band
- 2021Worst year filed (2.96)
- 10Years filed
- $5,790,444Premium filed
- $13,723,851Indemnity paid
- $32,340,270Liability insured
- 160,027Quantity planted
- 160,442Quantity lost
- 2,086Policies
- 2,083Policies with a loss
- 2.37Loss ratio, whole span
Causes that carried the indemnity in Phillips County
- Drought $10,151,566 indemnity · 10 years
- Cold Winter $1,457,945 indemnity · 5 years
- Hail $1,185,595 indemnity · 8 years
- Freeze $357,985 indemnity · 6 years
- Decline in Price $149,190 indemnity · 6 years
- Plant Disease $125,943 indemnity · 3 years
Soybeans 10 years filed
- 0.91Low end of the filed band
- 1.55Middle of the filed band
- 2.09High end of the filed band
- 2023Worst year filed (2.38)
- 10Years filed
- $7,164,160Premium filed
- $13,062,272Indemnity paid
- $31,491,661Liability insured
- 94,880Quantity planted
- 94,220Quantity lost
- 1,295Policies
- 1,295Policies with a loss
- 1.82Loss ratio, whole span
Causes that carried the indemnity in Phillips County
- Drought $8,296,519 indemnity · 9 years
- Hail $2,618,651 indemnity · 7 years
- Heat $1,529,830 indemnity · 8 years
- Hot Wind $278,048 indemnity · 2 years
- Excess Moisture/Precipitation/Rain $142,359 indemnity · 9 years
- ARPI/SCO/ECO/STAX/MP/HIP-WI/PACE Crops Only $138,065 indemnity · 3 years
Grain Sorghum 10 years filed
- 0.63Low end of the filed band
- 1.76Middle of the filed band
- 2.21High end of the filed band
- 2023Worst year filed (2.38)
- 10Years filed
- $3,209,448Premium filed
- $6,237,459Indemnity paid
- $17,424,558Liability insured
- 59,306Quantity planted
- 59,619Quantity lost
- 911Policies
- 911Policies with a loss
- 1.94Loss ratio, whole span
Causes that carried the indemnity in Phillips County
- Drought $4,314,833 indemnity · 10 years
- Hail $831,006 indemnity · 8 years
- Heat $774,884 indemnity · 7 years
- Decline in Price $109,977 indemnity · 6 years
- Freeze $81,781 indemnity · 6 years
- Excess Moisture/Precipitation/Rain $47,934 indemnity · 8 years
Pasture,Rangeland,Forage 10 years filed
- 0.53Low end of the filed band
- 1.59Middle of the filed band
- 1.86High end of the filed band
- 2022Worst year filed (1.89)
- 10Years filed
- $1,550,965Premium filed
- $2,594,952Indemnity paid
- $7,453,556Liability insured
- 109,518Quantity planted
- 0Quantity lost
- 514Policies
- 514Policies with a loss
- 1.67Loss ratio, whole span
Causes that carried the indemnity in Phillips County
- ARPI/SCO/STAX Crops Only $2,594,952 indemnity · 10 years
Every county-crop the agency files in Kansas → Buy the Phillips County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.