Crop-loss band · Kansas
Pratt County, Kansas — crop-loss band
- 1.23Low end of the filed band
- 1.91Middle of the filed band
- 3.06High end of the filed band
- 2022Worst year filed (3.25)
- 10Years filed
Every year the Risk Management Agency has filed for Pratt County is in the series below, from 2015 to 2020. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.23 at the low end to 3.06 at the high end, with 1.91 in the middle. The worst year filed is 2022, at 3.25. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $1,147,888 | $1,414,231 | $6,642,184 | 553 | 547 | 1.23 |
| 2016 | $859,560 | $1,241,862 | $4,910,661 | 386 | 386 | 1.44 |
| 2017 | $881,678 | $1,687,296 | $5,120,325 | 332 | 332 | 1.91 |
| 2018 | $2,167,392 | $3,650,800 | $12,738,019 | 869 | 869 | 1.68 |
| 2019 | $2,246,296 | $5,006,827 | $13,823,871 | 750 | 749 | 2.23 |
| 2020 | $779,583 | $1,621,414 | $4,515,071 | 203 | 203 | 2.08 |
| 2021 | $621,367 | $1,081,150 | $3,426,647 | 228 | 227 | 1.74 |
| 2022 | $8,438,934 | $27,428,457 | $48,597,778 | 1,686 | 1,686 | 3.25 |
| 2023 | $10,180,818 | $31,195,670 | $58,255,806 | 1,912 | 1,912 | 3.06 |
| 2024 | $6,079,954 | $13,040,249 | $36,385,232 | 1,347 | 1,347 | 2.14 |
Commodities insured in Pratt County
7 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Wheat 10 years filed
- 1.23Low end of the filed band
- 1.96Middle of the filed band
- 2.81High end of the filed band
- 2023Worst year filed (3.08)
- 10Years filed
- $17,024,966Premium filed
- $42,478,516Indemnity paid
- $94,676,606Liability insured
- 429,360Quantity planted
- 429,460Quantity lost
- 4,019Policies
- 4,018Policies with a loss
- 2.50Loss ratio, whole span
Causes that carried the indemnity in Pratt County
- Drought $34,213,336 indemnity · 9 years
- Wind/Excess Wind $2,481,924 indemnity · 8 years
- Excess Moisture/Precipitation/Rain $1,384,787 indemnity · 8 years
- Hail $1,208,125 indemnity · 8 years
- Decline in Price $884,174 indemnity · 7 years
- Heat $674,553 indemnity · 6 years
Cotton 10 years filed
- 0.99Low end of the filed band
- 2.31Middle of the filed band
- 3.12High end of the filed band
- 2019Worst year filed (3.37)
- 10Years filed
- $5,061,581Premium filed
- $13,133,744Indemnity paid
- $28,520,673Liability insured
- 54,397Quantity planted
- 61,368Quantity lost
- 463Policies
- 463Policies with a loss
- 2.59Loss ratio, whole span
Causes that carried the indemnity in Pratt County
- Drought $5,950,895 indemnity · 7 years
- Excess Moisture/Precipitation/Rain $2,076,539 indemnity · 9 years
- Heat $1,203,725 indemnity · 4 years
- ARPI/SCO/STAX/MP Crops Only $875,107 indemnity · 6 years
- Wind/Excess Wind $851,818 indemnity · 4 years
- Hail $765,669 indemnity · 5 years
Grain Sorghum 10 years filed
- 0.95Low end of the filed band
- 1.70Middle of the filed band
- 2.52High end of the filed band
- 2022Worst year filed (3.49)
- 10Years filed
- $4,214,925Premium filed
- $10,659,270Indemnity paid
- $21,248,031Liability insured
- 92,880Quantity planted
- 93,662Quantity lost
- 1,288Policies
- 1,288Policies with a loss
- 2.53Loss ratio, whole span
Causes that carried the indemnity in Pratt County
- Drought $8,236,595 indemnity · 10 years
- Heat $1,091,181 indemnity · 9 years
- Excess Moisture/Precipitation/Rain $962,329 indemnity · 10 years
- Hail $139,540 indemnity · 2 years
- Decline in Price $61,054 indemnity · 7 years
- Hot Wind $49,053 indemnity · 5 years
Soybeans 10 years filed
- 0.77Low end of the filed band
- 2.54Middle of the filed band
- 4.70High end of the filed band
- 2016Worst year filed (6.17)
- 10Years filed
- $2,822,887Premium filed
- $10,221,607Indemnity paid
- $20,644,348Liability insured
- 65,758Quantity planted
- 65,392Quantity lost
- 1,024Policies
- 1,022Policies with a loss
- 3.62Loss ratio, whole span
Causes that carried the indemnity in Pratt County
- Drought $5,603,863 indemnity · 9 years
- Heat $2,290,012 indemnity · 10 years
- Hail $691,484 indemnity · 5 years
- Excess Moisture/Precipitation/Rain $687,296 indemnity · 9 years
- Hot Wind $553,871 indemnity · 6 years
- Decline in Price $200,533 indemnity · 9 years
Corn 10 years filed
- 0.97Low end of the filed band
- 1.37Middle of the filed band
- 3.12High end of the filed band
- 2022Worst year filed (3.97)
- 10Years filed
- $3,482,564Premium filed
- $9,429,861Indemnity paid
- $25,744,170Liability insured
- 69,778Quantity planted
- 68,552Quantity lost
- 1,101Policies
- 1,096Policies with a loss
- 2.71Loss ratio, whole span
Causes that carried the indemnity in Pratt County
- Drought $4,436,360 indemnity · 10 years
- Heat $1,364,652 indemnity · 8 years
- Hail $1,314,445 indemnity · 6 years
- Excess Moisture/Precipitation/Rain $1,088,140 indemnity · 5 years
- Decline in Price $511,830 indemnity · 9 years
- ARPI/SCO/STAX/MP Crops Only $450,142 indemnity · 4 years
Pasture,Rangeland,Forage 9 years filed
- 0.82Low end of the filed band
- 1.92Middle of the filed band
- 2.33High end of the filed band
- 2017Worst year filed (2.33)
- 9Years filed
- $454,138Premium filed
- $851,277Indemnity paid
- $2,089,850Liability insured
- 42,052Quantity planted
- 0Quantity lost
- 348Policies
- 348Policies with a loss
- 1.87Loss ratio, whole span
Causes that carried the indemnity in Pratt County
- ARPI/SCO/STAX Crops Only $851,277 indemnity · 9 years
All Other Crops 6 years filed
- 0.10Low end of the filed band
- 1.42Middle of the filed band
- 2.55High end of the filed band
- 2018Worst year filed (2.55)
- 6Years filed
- $342,409Premium filed
- $593,681Indemnity paid
- $1,491,915Liability insured
- 5,643Quantity planted
- 0Quantity lost
- 23Policies
- 23Policies with a loss
- 1.73Loss ratio, whole span
Causes that carried the indemnity in Pratt County
- ARPI/SCO/STAX Crops Only $593,681 indemnity · 6 years
Every county-crop the agency files in Kansas → Buy the Pratt County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.