Crop-loss band · Kansas
Smith County, Kansas — crop-loss band
- 1.22Low end of the filed band
- 1.53Middle of the filed band
- 2.60High end of the filed band
- 2015Worst year filed (2.64)
- 10Years filed
Every year the Risk Management Agency has filed for Smith County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.22 at the low end to 2.60 at the high end, with 1.53 in the middle. The worst year filed is 2015, at 2.64. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $3,110,894 | $8,215,525 | $22,614,306 | 1,309 | 1,309 | 2.64 |
| 2016 | $203,134 | $247,503 | $1,366,088 | 100 | 100 | 1.22 |
| 2017 | $1,347,706 | $1,818,821 | $7,846,892 | 445 | 444 | 1.35 |
| 2018 | $1,421,357 | $2,178,872 | $9,484,337 | 513 | 513 | 1.53 |
| 2019 | $406,947 | $733,938 | $2,552,097 | 191 | 191 | 1.80 |
| 2020 | $1,381,745 | $2,049,707 | $8,660,532 | 428 | 425 | 1.48 |
| 2021 | $1,121,230 | $1,856,232 | $6,637,292 | 271 | 271 | 1.66 |
| 2022 | $11,602,049 | $25,925,259 | $68,300,656 | 1,412 | 1,412 | 2.23 |
| 2023 | $14,068,529 | $36,613,124 | $93,510,316 | 2,165 | 2,165 | 2.60 |
| 2024 | $3,222,008 | $4,539,461 | $20,496,406 | 666 | 666 | 1.41 |
Commodities insured in Smith County
5 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Soybeans 10 years filed
- 0.95Low end of the filed band
- 1.32Middle of the filed band
- 2.49High end of the filed band
- 2023Worst year filed (2.52)
- 10Years filed
- $15,056,642Premium filed
- $31,787,007Indemnity paid
- $93,716,562Liability insured
- 228,663Quantity planted
- 230,911Quantity lost
- 2,277Policies
- 2,276Policies with a loss
- 2.11Loss ratio, whole span
Causes that carried the indemnity in Smith County
- Drought $21,153,447 indemnity · 10 years
- Heat $5,357,404 indemnity · 9 years
- ARPI/SCO/ECO/STAX/MP/HIP-WI/PACE Crops Only $1,680,465 indemnity · 3 years
- Hail $1,644,525 indemnity · 9 years
- Hot Wind $1,240,018 indemnity · 6 years
- Decline in Price $326,462 indemnity · 8 years
Corn 10 years filed
- 0.64Low end of the filed band
- 1.51Middle of the filed band
- 1.99High end of the filed band
- 2023Worst year filed (2.37)
- 10Years filed
- $13,065,411Premium filed
- $26,318,273Indemnity paid
- $78,580,642Liability insured
- 150,906Quantity planted
- 150,699Quantity lost
- 1,443Policies
- 1,442Policies with a loss
- 2.01Loss ratio, whole span
Causes that carried the indemnity in Smith County
- Drought $18,177,828 indemnity · 9 years
- Heat $3,600,405 indemnity · 8 years
- ARPI/SCO/ECO/STAX/MP/HIP-WI/PACE Crops Only $2,053,850 indemnity · 3 years
- Hail $1,124,965 indemnity · 8 years
- Hot Wind $474,852 indemnity · 7 years
- Wind/Excess Wind $383,295 indemnity · 4 years
Wheat 10 years filed
- 1.33Low end of the filed band
- 1.96Middle of the filed band
- 3.12High end of the filed band
- 2021Worst year filed (5.48)
- 10Years filed
- $6,989,063Premium filed
- $19,421,370Indemnity paid
- $49,229,404Liability insured
- 232,567Quantity planted
- 232,755Quantity lost
- 2,638Policies
- 2,637Policies with a loss
- 2.78Loss ratio, whole span
Causes that carried the indemnity in Smith County
- Drought $15,010,566 indemnity · 10 years
- Cold Winter $2,318,444 indemnity · 6 years
- Hail $832,493 indemnity · 8 years
- Freeze $597,274 indemnity · 5 years
- Decline in Price $312,349 indemnity · 8 years
- Excess Moisture/Precipitation/Rain $187,434 indemnity · 4 years
Grain Sorghum 10 years filed
- 1.13Low end of the filed band
- 1.85Middle of the filed band
- 2.91High end of the filed band
- 2023Worst year filed (3.50)
- 10Years filed
- $2,123,548Premium filed
- $5,400,950Indemnity paid
- $16,491,469Liability insured
- 47,364Quantity planted
- 47,373Quantity lost
- 843Policies
- 842Policies with a loss
- 2.54Loss ratio, whole span
Causes that carried the indemnity in Smith County
- Drought $3,610,429 indemnity · 10 years
- Heat $833,975 indemnity · 8 years
- Hail $308,511 indemnity · 6 years
- Excess Moisture/Precipitation/Rain $278,405 indemnity · 9 years
- Decline in Price $159,207 indemnity · 6 years
- ARPI/SCO/ECO/STAX/MP/HIP-WI/PACE Crops Only $119,046 indemnity · 3 years
Pasture,Rangeland,Forage 10 years filed
- 0.14Low end of the filed band
- 1.40Middle of the filed band
- 2.49High end of the filed band
- 2020Worst year filed (2.53)
- 10Years filed
- $650,935Premium filed
- $1,250,842Indemnity paid
- $3,450,845Liability insured
- 54,646Quantity planted
- 0Quantity lost
- 299Policies
- 299Policies with a loss
- 1.92Loss ratio, whole span
Causes that carried the indemnity in Smith County
- ARPI/SCO/STAX Crops Only $1,250,842 indemnity · 10 years
Every county-crop the agency files in Kansas → Buy the Smith County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.