Crop-loss band · Kansas
Sumner County, Kansas — crop-loss band
- 1.31Low end of the filed band
- 1.94Middle of the filed band
- 2.32High end of the filed band
- 2022Worst year filed (3.33)
- 10Years filed
Every year the Risk Management Agency has filed for Sumner County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.31 at the low end to 2.32 at the high end, with 1.94 in the middle. The worst year filed is 2022, at 3.33. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $6,375,614 | $14,159,472 | $41,628,176 | 2,487 | 2,481 | 2.22 |
| 2016 | $1,680,960 | $2,770,837 | $7,387,756 | 772 | 768 | 1.65 |
| 2017 | $4,227,988 | $7,025,869 | $18,517,164 | 1,223 | 1,218 | 1.66 |
| 2018 | $1,944,410 | $3,616,019 | $11,089,092 | 1,193 | 1,191 | 1.86 |
| 2019 | $6,689,065 | $14,663,693 | $39,262,053 | 2,495 | 2,490 | 2.19 |
| 2020 | $1,150,676 | $2,229,936 | $5,941,087 | 522 | 521 | 1.94 |
| 2021 | $4,070,369 | $5,334,389 | $17,041,575 | 917 | 915 | 1.31 |
| 2022 | $19,653,749 | $65,497,045 | $103,229,123 | 3,497 | 3,497 | 3.33 |
| 2023 | $21,854,700 | $50,736,206 | $118,912,865 | 3,519 | 3,519 | 2.32 |
| 2024 | $14,221,128 | $32,641,564 | $66,994,163 | 2,839 | 2,838 | 2.30 |
Commodities insured in Sumner County
7 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Soybeans 10 years filed
- 1.01Low end of the filed band
- 1.69Middle of the filed band
- 2.54High end of the filed band
- 2022Worst year filed (3.30)
- 10Years filed
- $34,522,517Premium filed
- $82,714,212Indemnity paid
- $148,171,157Liability insured
- 642,306Quantity planted
- 651,314Quantity lost
- 6,416Policies
- 6,409Policies with a loss
- 2.40Loss ratio, whole span
Causes that carried the indemnity in Sumner County
- Drought $59,888,568 indemnity · 10 years
- Heat $13,125,329 indemnity · 8 years
- Excess Moisture/Precipitation/Rain $6,636,457 indemnity · 10 years
- ARPI/SCO/ECO/STAX/MP/HIP WI Crops Only $821,220 indemnity · 4 years
- Hot Wind $729,351 indemnity · 7 years
- Flood $484,579 indemnity · 3 years
Wheat 10 years filed
- 1.56Low end of the filed band
- 1.94Middle of the filed band
- 2.42High end of the filed band
- 2022Worst year filed (2.45)
- 10Years filed
- $26,368,948Premium filed
- $61,004,215Indemnity paid
- $166,392,728Liability insured
- 865,935Quantity planted
- 866,700Quantity lost
- 7,847Policies
- 7,840Policies with a loss
- 2.31Loss ratio, whole span
Causes that carried the indemnity in Sumner County
- Drought $40,800,692 indemnity · 10 years
- Excess Moisture/Precipitation/Rain $10,156,392 indemnity · 9 years
- Hail $3,916,396 indemnity · 8 years
- Freeze $2,156,147 indemnity · 7 years
- Decline in Price $1,980,043 indemnity · 8 years
- XX $468,655 indemnity · 8 years
Cotton 9 years filed
- 1.54Low end of the filed band
- 3.51Middle of the filed band
- 5.43High end of the filed band
- 2021Worst year filed (5.43)
- 9Years filed
- $7,258,733Premium filed
- $22,457,802Indemnity paid
- $50,012,992Liability insured
- 93,291Quantity planted
- 103,360Quantity lost
- 843Policies
- 843Policies with a loss
- 3.09Loss ratio, whole span
Causes that carried the indemnity in Sumner County
- Drought $15,320,648 indemnity · 6 years
- Excess Moisture/Precipitation/Rain $3,255,892 indemnity · 8 years
- ARPI/SCO/STAX/MP Crops Only $1,194,872 indemnity · 6 years
- Heat $1,098,805 indemnity · 4 years
- Hot Wind $508,071 indemnity · 4 years
- Cold Wet Weather $345,755 indemnity · 2 years
Corn 10 years filed
- 1.11Low end of the filed band
- 1.71Middle of the filed band
- 2.16High end of the filed band
- 2022Worst year filed (2.80)
- 10Years filed
- $7,522,651Premium filed
- $15,364,434Indemnity paid
- $36,757,431Liability insured
- 121,368Quantity planted
- 122,531Quantity lost
- 1,632Policies
- 1,629Policies with a loss
- 2.04Loss ratio, whole span
Causes that carried the indemnity in Sumner County
- Drought $8,432,635 indemnity · 10 years
- Heat $2,713,030 indemnity · 10 years
- Excess Moisture/Precipitation/Rain $2,225,251 indemnity · 10 years
- Hail $640,719 indemnity · 7 years
- Decline in Price $375,279 indemnity · 9 years
- Mycotoxin $272,635 indemnity · 2 years
Grain Sorghum 10 years filed
- 1.57Low end of the filed band
- 1.89Middle of the filed band
- 2.84High end of the filed band
- 2022Worst year filed (4.39)
- 10Years filed
- $4,889,374Premium filed
- $14,483,236Indemnity paid
- $23,609,457Liability insured
- 116,336Quantity planted
- 118,165Quantity lost
- 1,946Policies
- 1,937Policies with a loss
- 2.96Loss ratio, whole span
Causes that carried the indemnity in Sumner County
- Drought $10,047,047 indemnity · 10 years
- Excess Moisture/Precipitation/Rain $2,084,351 indemnity · 10 years
- Heat $1,668,823 indemnity · 10 years
- Decline in Price $175,554 indemnity · 8 years
- Insects $143,770 indemnity · 4 years
- XX $120,583 indemnity · 8 years
Canola 10 years filed
- 0.68Low end of the filed band
- 1.12Middle of the filed band
- 2.91High end of the filed band
- 2018Worst year filed (3.17)
- 10Years filed
- $987,106Premium filed
- $2,080,833Indemnity paid
- $3,442,331Liability insured
- 22,847Quantity planted
- 23,106Quantity lost
- 327Policies
- 327Policies with a loss
- 2.11Loss ratio, whole span
Causes that carried the indemnity in Sumner County
- Excess Moisture/Precipitation/Rain $588,060 indemnity · 8 years
- Drought $444,344 indemnity · 7 years
- Cold Winter $402,969 indemnity · 4 years
- Freeze $268,454 indemnity · 6 years
- Cold Wet Weather $198,702 indemnity · 2 years
- Decline in Price $83,525 indemnity · 5 years
Pasture,Rangeland,Forage 8 years filed
- 0.42Low end of the filed band
- 1.07Middle of the filed band
- 2.49High end of the filed band
- 2021Worst year filed (2.49)
- 8Years filed
- $319,329Premium filed
- $570,298Indemnity paid
- $1,616,956Liability insured
- 27,809Quantity planted
- 0Quantity lost
- 453Policies
- 453Policies with a loss
- 1.79Loss ratio, whole span
Causes that carried the indemnity in Sumner County
- ARPI/SCO/STAX Crops Only $570,298 indemnity · 8 years
Every county-crop the agency files in Kansas → Buy the Sumner County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.