Crop-loss band · Kansas
Thomas County, Kansas — crop-loss band
- 1.39Low end of the filed band
- 2.27Middle of the filed band
- 2.87High end of the filed band
- 2022Worst year filed (3.59)
- 10Years filed
Every year the Risk Management Agency has filed for Thomas County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.39 at the low end to 2.87 at the high end, with 2.27 in the middle. The worst year filed is 2022, at 3.59. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $5,189,232 | $8,484,039 | $22,868,102 | 1,147 | 1,147 | 1.63 |
| 2016 | $1,388,410 | $3,150,618 | $7,889,026 | 268 | 268 | 2.27 |
| 2017 | $4,391,133 | $11,779,078 | $18,738,973 | 1,041 | 1,038 | 2.68 |
| 2018 | $4,450,322 | $12,781,495 | $25,507,040 | 836 | 835 | 2.87 |
| 2019 | $2,210,548 | $3,576,057 | $10,630,568 | 312 | 309 | 1.62 |
| 2020 | $5,765,326 | $8,459,555 | $26,030,409 | 660 | 660 | 1.47 |
| 2021 | $9,444,835 | $13,098,465 | $32,868,747 | 616 | 616 | 1.39 |
| 2022 | $30,949,344 | $111,012,494 | $127,226,289 | 1,700 | 1,700 | 3.59 |
| 2023 | $23,374,622 | $52,971,373 | $109,926,553 | 1,787 | 1,787 | 2.27 |
| 2024 | $22,205,460 | $61,027,945 | $100,565,978 | 1,783 | 1,783 | 2.75 |
Commodities insured in Thomas County
6 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 10 years filed
- 1.33Low end of the filed band
- 2.10Middle of the filed band
- 3.10High end of the filed band
- 2022Worst year filed (3.70)
- 10Years filed
- $74,471,619Premium filed
- $202,493,660Indemnity paid
- $339,266,402Liability insured
- 888,259Quantity planted
- 888,298Quantity lost
- 4,040Policies
- 4,039Policies with a loss
- 2.72Loss ratio, whole span
Causes that carried the indemnity in Thomas County
- Drought $109,927,423 indemnity · 9 years
- Hail $36,467,687 indemnity · 10 years
- Heat $25,266,284 indemnity · 8 years
- ARPI/SCO/ECO/STAX/MP/HIP WI Crops Only $11,714,561 indemnity · 4 years
- Excess Moisture/Precipitation/Rain $10,232,750 indemnity · 9 years
- Hot Wind $5,591,569 indemnity · 7 years
Wheat 10 years filed
- 1.29Low end of the filed band
- 1.74Middle of the filed band
- 2.96High end of the filed band
- 2018Worst year filed (2.99)
- 10Years filed
- $22,190,401Premium filed
- $49,950,427Indemnity paid
- $88,020,711Liability insured
- 478,003Quantity planted
- 479,689Quantity lost
- 4,069Policies
- 4,063Policies with a loss
- 2.25Loss ratio, whole span
Causes that carried the indemnity in Thomas County
- Drought $22,963,677 indemnity · 10 years
- Hail $18,051,922 indemnity · 10 years
- Cold Winter $2,051,921 indemnity · 9 years
- Excess Moisture/Precipitation/Rain $1,503,979 indemnity · 9 years
- Freeze $1,403,805 indemnity · 7 years
- ARPI/SCO/STAX/MP Crops Only $1,197,658 indemnity · 6 years
Grain Sorghum 10 years filed
- 1.10Low end of the filed band
- 1.86Middle of the filed band
- 2.51High end of the filed band
- 2022Worst year filed (3.73)
- 10Years filed
- $9,584,084Premium filed
- $22,988,500Indemnity paid
- $33,259,236Liability insured
- 141,465Quantity planted
- 142,396Quantity lost
- 1,092Policies
- 1,092Policies with a loss
- 2.40Loss ratio, whole span
Causes that carried the indemnity in Thomas County
- Drought $16,659,189 indemnity · 8 years
- Hail $2,015,317 indemnity · 10 years
- Heat $1,800,809 indemnity · 8 years
- Excess Moisture/Precipitation/Rain $1,444,743 indemnity · 9 years
- ARPI/SCO/ECO/STAX/MP/HIP WI Crops Only $440,953 indemnity · 3 years
- Cold Wet Weather $128,489 indemnity · 2 years
Soybeans 10 years filed
- 1.84Low end of the filed band
- 3.32Middle of the filed band
- 5.15High end of the filed band
- 2023Worst year filed (6.54)
- 10Years filed
- $2,253,331Premium filed
- $8,952,331Indemnity paid
- $17,254,198Liability insured
- 43,351Quantity planted
- 44,909Quantity lost
- 419Policies
- 419Policies with a loss
- 3.97Loss ratio, whole span
Causes that carried the indemnity in Thomas County
- Hail $5,065,484 indemnity · 10 years
- Heat $2,067,548 indemnity · 7 years
- Drought $1,021,375 indemnity · 5 years
- Hot Wind $259,688 indemnity · 4 years
- Excess Moisture/Precipitation/Rain $248,253 indemnity · 9 years
- Freeze $73,126 indemnity · 1 years
Sunflowers 9 years filed
- 0.85Low end of the filed band
- 2.94Middle of the filed band
- 8.30High end of the filed band
- 2016Worst year filed (8.30)
- 9Years filed
- $371,427Premium filed
- $1,032,042Indemnity paid
- $1,926,252Liability insured
- 6,647Quantity planted
- 7,133Quantity lost
- 60Policies
- 60Policies with a loss
- 2.78Loss ratio, whole span
Causes that carried the indemnity in Thomas County
- Hail $472,886 indemnity · 6 years
- Excess Moisture/Precipitation/Rain $214,536 indemnity · 2 years
- Drought $174,653 indemnity · 4 years
- Heat $95,296 indemnity · 2 years
- Wind/Excess Wind $55,482 indemnity · 2 years
- Hot Wind $15,719 indemnity · 2 years
Pasture,Rangeland,Forage 10 years filed
- 1.15Low end of the filed band
- 1.54Middle of the filed band
- 2.54High end of the filed band
- 2017Worst year filed (2.89)
- 10Years filed
- $498,370Premium filed
- $924,159Indemnity paid
- $2,524,886Liability insured
- 55,478Quantity planted
- 0Quantity lost
- 470Policies
- 470Policies with a loss
- 1.85Loss ratio, whole span
Causes that carried the indemnity in Thomas County
- ARPI/SCO/STAX Crops Only $924,159 indemnity · 10 years
Every county-crop the agency files in Kansas → Buy the Thomas County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.