Crop-loss band · Kentucky
Allen County, Kentucky — crop-loss band
- 1.14Low end of the filed band
- 1.72Middle of the filed band
- 1.95High end of the filed band
- 2015Worst year filed (3.01)
- 10Years filed
Every year the Risk Management Agency has filed for Allen County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.14 at the low end to 1.95 at the high end, with 1.72 in the middle. The worst year filed is 2015, at 3.01. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $2,203,643 | $6,632,292 | $8,001,585 | 109 | 109 | 3.01 |
| 2016 | $2,869,673 | $5,598,883 | $7,753,738 | 96 | 96 | 1.95 |
| 2017 | $2,879,703 | $5,392,702 | $7,539,805 | 108 | 106 | 1.87 |
| 2018 | $1,377,798 | $2,649,287 | $3,991,299 | 72 | 72 | 1.92 |
| 2019 | $1,473,384 | $2,443,239 | $3,317,007 | 57 | 57 | 1.66 |
| 2020 | $638,435 | $1,153,489 | $1,566,522 | 38 | 38 | 1.81 |
| 2021 | $1,444,593 | $2,256,595 | $3,708,607 | 62 | 61 | 1.56 |
| 2022 | $1,379,295 | $2,378,120 | $5,129,266 | 97 | 97 | 1.72 |
| 2023 | $974,381 | $1,108,466 | $2,816,019 | 59 | 59 | 1.14 |
| 2024 | $1,302,050 | $2,236,653 | $4,999,183 | 85 | 85 | 1.72 |
Commodities insured in Allen County
3 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Burley Tobacco 10 years filed
- 0.85Low end of the filed band
- 1.51Middle of the filed band
- 1.94High end of the filed band
- 2015Worst year filed (2.98)
- 10Years filed
- $14,654,525Premium filed
- $25,966,289Indemnity paid
- $34,747,298Liability insured
- 14,871Quantity planted
- 14,920Quantity lost
- 412Policies
- 410Policies with a loss
- 1.77Loss ratio, whole span
Causes that carried the indemnity in Allen County
- Excess Moisture/Precipitation/Rain $14,406,545 indemnity · 10 years
- Flood $7,238,713 indemnity · 3 years
- Drought $1,223,226 indemnity · 6 years
- Heat $1,125,939 indemnity · 6 years
- ARPI/SCO/STAX/MP Crops Only $954,450 indemnity · 4 years
- Wind/Excess Wind $462,897 indemnity · 4 years
Soybeans 10 years filed
- 2.04Low end of the filed band
- 2.96Middle of the filed band
- 4.04High end of the filed band
- 2017Worst year filed (5.92)
- 10Years filed
- $1,025,034Premium filed
- $3,168,270Indemnity paid
- $7,358,984Liability insured
- 20,633Quantity planted
- 21,137Quantity lost
- 228Policies
- 227Policies with a loss
- 3.09Loss ratio, whole span
Causes that carried the indemnity in Allen County
- Drought $1,276,156 indemnity · 8 years
- Excess Moisture/Precipitation/Rain $970,323 indemnity · 10 years
- Heat $590,328 indemnity · 7 years
- Flood $162,859 indemnity · 3 years
- Wildlife $148,466 indemnity · 10 years
- Decline in Price $20,139 indemnity · 5 years
Corn 10 years filed
- 2.12Low end of the filed band
- 2.79Middle of the filed band
- 4.09High end of the filed band
- 2020Worst year filed (4.46)
- 10Years filed
- $863,396Premium filed
- $2,715,167Indemnity paid
- $6,716,749Liability insured
- 12,141Quantity planted
- 12,075Quantity lost
- 143Policies
- 143Policies with a loss
- 3.14Loss ratio, whole span
Causes that carried the indemnity in Allen County
- Drought $953,980 indemnity · 5 years
- Excess Moisture/Precipitation/Rain $897,383 indemnity · 10 years
- Heat $560,765 indemnity · 3 years
- Flood $165,398 indemnity · 4 years
- All Other Causes $55,067 indemnity · 1 years
- Wildlife $40,140 indemnity · 3 years
Every county-crop the agency files in Kentucky → Buy the Allen County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.