Crop-loss band · Kentucky
Bath County, Kentucky — crop-loss band
- -0.04Low end of the filed band
- 1.56Middle of the filed band
- 2.66High end of the filed band
- 2015Worst year filed (2.77)
- 10Years filed
Every year the Risk Management Agency has filed for Bath County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from -0.04 at the low end to 2.66 at the high end, with 1.56 in the middle. The worst year filed is 2015, at 2.77. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $252,811 | $700,390 | $1,578,967 | 59 | 59 | 2.77 |
| 2016 | $180,554 | $481,011 | $978,430 | 34 | 34 | 2.66 |
| 2017 | $189,710 | $333,996 | $836,367 | 31 | 31 | 1.76 |
| 2018 | $304,221 | $712,860 | $1,295,616 | 49 | 49 | 2.34 |
| 2019 | $103,128 | $159,499 | $390,313 | 10 | 10 | 1.55 |
| 2020 | $24,643 | $48,199 | $134,232 | 8 | 8 | 1.96 |
| 2021 | $47,562 | $53,972 | $245,099 | 4 | 4 | 1.13 |
| 2022 | $18,104 | $-772 | $103,988 | 1 | 1 | -0.04 |
| 2023 | $39,581 | $61,702 | $213,989 | 7 | 7 | 1.56 |
| 2024 | $69,425 | $97,358 | $403,754 | 14 | 14 | 1.40 |
Commodities insured in Bath County
2 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Burley Tobacco 8 years filed
- 0.54Low end of the filed band
- 2.23Middle of the filed band
- 4.27High end of the filed band
- 2015Worst year filed (4.27)
- 8Years filed
- $451,574Premium filed
- $1,370,346Indemnity paid
- $2,562,472Liability insured
- 1,064Quantity planted
- 1,075Quantity lost
- 134Policies
- 134Policies with a loss
- 3.03Loss ratio, whole span
Causes that carried the indemnity in Bath County
- Excess Moisture/Precipitation/Rain $927,927 indemnity · 8 years
- Hail $165,935 indemnity · 2 years
- House burn (Pole burn) $78,124 indemnity · 3 years
- Flood $73,411 indemnity · 3 years
- Plant Disease $70,490 indemnity · 3 years
- Wind/Excess Wind $30,779 indemnity · 2 years
Soybeans 10 years filed
- -0.04Low end of the filed band
- 1.41Middle of the filed band
- 1.80High end of the filed band
- 2018Worst year filed (2.28)
- 10Years filed
- $778,165Premium filed
- $1,277,869Indemnity paid
- $3,618,283Liability insured
- 12,526Quantity planted
- 12,606Quantity lost
- 83Policies
- 83Policies with a loss
- 1.64Loss ratio, whole span
Causes that carried the indemnity in Bath County
- Flood $492,387 indemnity · 3 years
- Excess Moisture/Precipitation/Rain $390,476 indemnity · 8 years
- Drought $345,284 indemnity · 5 years
- Decline in Price $36,177 indemnity · 3 years
- ARPI/SCO/ECO/STAX/MP/PACE Crops Only $6,567 indemnity · 1 years
- Insects $3,492 indemnity · 1 years
Every county-crop the agency files in Kentucky → Buy the Bath County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.