Crop-loss band · Kentucky
Boyle County, Kentucky — crop-loss band
- 1.29Low end of the filed band
- 2.23Middle of the filed band
- 3.33High end of the filed band
- 2015Worst year filed (4.11)
- 10Years filed
Every year the Risk Management Agency has filed for Boyle County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.29 at the low end to 3.33 at the high end, with 2.23 in the middle. The worst year filed is 2015, at 4.11. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $74,345 | $305,542 | $668,898 | 7 | 7 | 4.11 |
| 2016 | $197,536 | $441,443 | $1,866,131 | 15 | 15 | 2.23 |
| 2017 | $220,990 | $629,843 | $1,786,679 | 44 | 44 | 2.85 |
| 2018 | $78,269 | $260,933 | $569,572 | 23 | 23 | 3.33 |
| 2019 | $432,763 | $1,071,873 | $3,632,457 | 118 | 117 | 2.48 |
| 2020 | $158,771 | $272,295 | $1,405,500 | 108 | 108 | 1.72 |
| 2021 | $121,032 | $156,202 | $904,037 | 28 | 28 | 1.29 |
| 2022 | $301,301 | $422,098 | $2,315,816 | 139 | 139 | 1.40 |
| 2023 | $540,280 | $920,149 | $3,428,514 | 203 | 203 | 1.70 |
| 2024 | $712,815 | $1,795,330 | $6,424,782 | 136 | 136 | 2.52 |
Commodities insured in Boyle County
4 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Burley Tobacco 10 years filed
- 0.88Low end of the filed band
- 2.74Middle of the filed band
- 4.40High end of the filed band
- 2015Worst year filed (4.61)
- 10Years filed
- $570,371Premium filed
- $1,882,839Indemnity paid
- $3,607,679Liability insured
- 1,377Quantity planted
- 1,383Quantity lost
- 53Policies
- 53Policies with a loss
- 3.30Loss ratio, whole span
Causes that carried the indemnity in Boyle County
- Excess Moisture/Precipitation/Rain $1,427,697 indemnity · 7 years
- Drought $285,684 indemnity · 4 years
- House burn (Pole burn) $60,650 indemnity · 1 years
- Wind/Excess Wind $46,678 indemnity · 1 years
- Other (Snow, Lightning, Etc.) $36,826 indemnity · 1 years
- Hot Wind $13,421 indemnity · 1 years
Corn 7 years filed
- 0.15Low end of the filed band
- 1.04Middle of the filed band
- 2.96High end of the filed band
- 2024Worst year filed (2.96)
- 7Years filed
- $836,612Premium filed
- $1,735,570Indemnity paid
- $6,381,737Liability insured
- 8,510Quantity planted
- 7,036Quantity lost
- 68Policies
- 67Policies with a loss
- 2.07Loss ratio, whole span
Causes that carried the indemnity in Boyle County
- Drought $998,189 indemnity · 4 years
- ARPI/SCO/STAX/MP Crops Only $531,171 indemnity · 3 years
- Decline in Price $142,075 indemnity · 1 years
- Excess Moisture/Precipitation/Rain $42,340 indemnity · 6 years
- Wind/Excess Wind $13,895 indemnity · 1 years
- Heat $7,900 indemnity · 1 years
Pasture,Rangeland,Forage 8 years filed
- 0.67Low end of the filed band
- 1.72Middle of the filed band
- 2.84High end of the filed band
- 2019Worst year filed (2.84)
- 8Years filed
- $681,259Premium filed
- $1,382,534Indemnity paid
- $5,860,798Liability insured
- 34,663Quantity planted
- 0Quantity lost
- 604Policies
- 604Policies with a loss
- 2.03Loss ratio, whole span
Causes that carried the indemnity in Boyle County
- ARPI/SCO/STAX/MP Crops Only $1,382,534 indemnity · 8 years
Soybeans 10 years filed
- 0.20Low end of the filed band
- 1.07Middle of the filed band
- 2.42High end of the filed band
- 2018Worst year filed (3.20)
- 10Years filed
- $749,860Premium filed
- $1,274,765Indemnity paid
- $7,152,172Liability insured
- 16,188Quantity planted
- 10,850Quantity lost
- 96Policies
- 96Policies with a loss
- 1.70Loss ratio, whole span
Causes that carried the indemnity in Boyle County
- Drought $628,684 indemnity · 4 years
- ARPI/SCO/STAX/MP Crops Only $392,650 indemnity · 3 years
- Excess Moisture/Precipitation/Rain $142,884 indemnity · 10 years
- Decline in Price $48,655 indemnity · 2 years
- Insects $30,347 indemnity · 4 years
- Cold Wet Weather $27,473 indemnity · 2 years
Every county-crop the agency files in Kentucky → Buy the Boyle County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.