Crop-loss band · Kentucky
Carroll County, Kentucky — crop-loss band
- 0.90Low end of the filed band
- 1.36Middle of the filed band
- 3.27High end of the filed band
- 2016Worst year filed (3.27)
- 8Years filed
Every year the Risk Management Agency has filed for Carroll County is in the series below, from 2015 to 2022. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 0.90 at the low end to 3.27 at the high end, with 1.36 in the middle. The worst year filed is 2016, at 3.27. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $82,432 | $176,444 | $584,898 | 20 | 20 | 2.14 |
| 2016 | $160,453 | $524,126 | $1,024,195 | 25 | 25 | 3.27 |
| 2017 | $113,361 | $101,968 | $879,867 | 16 | 16 | 0.90 |
| 2018 | $112,586 | $350,458 | $1,066,121 | 19 | 19 | 3.11 |
| 2019 | $158,051 | $512,395 | $1,139,376 | 31 | 30 | 3.24 |
| 2020 | $43,535 | $42,811 | $345,076 | 10 | 10 | 0.98 |
| 2021 | $44,186 | $60,003 | $289,638 | 11 | 11 | 1.36 |
| 2022 | $91,376 | $86,365 | $750,739 | 16 | 16 | 0.95 |
Commodities insured in Carroll County
2 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Soybeans 8 years filed
- 0.75Low end of the filed band
- 1.29Middle of the filed band
- 3.14High end of the filed band
- 2018Worst year filed (3.14)
- 8Years filed
- $530,590Premium filed
- $1,136,377Indemnity paid
- $4,212,410Liability insured
- 10,645Quantity planted
- 9,751Quantity lost
- 93Policies
- 93Policies with a loss
- 2.14Loss ratio, whole span
Causes that carried the indemnity in Carroll County
- Excess Moisture/Precipitation/Rain $877,891 indemnity · 8 years
- Drought $157,019 indemnity · 2 years
- Flood $41,246 indemnity · 2 years
- Heat $23,845 indemnity · 3 years
- Decline in Price $23,756 indemnity · 3 years
- All Other Causes $7,487 indemnity · 1 years
Corn 8 years filed
- 0.58Low end of the filed band
- 1.87Middle of the filed band
- 3.76High end of the filed band
- 2019Worst year filed (3.76)
- 8Years filed
- $275,390Premium filed
- $718,193Indemnity paid
- $1,867,500Liability insured
- 3,903Quantity planted
- 3,209Quantity lost
- 55Policies
- 54Policies with a loss
- 2.61Loss ratio, whole span
Causes that carried the indemnity in Carroll County
- Excess Moisture/Precipitation/Rain $546,838 indemnity · 8 years
- Flood $131,051 indemnity · 1 years
- Heat $22,650 indemnity · 1 years
- Decline in Price $9,066 indemnity · 2 years
- Wind/Excess Wind $3,783 indemnity · 1 years
- Drought $2,963 indemnity · 1 years
Every county-crop the agency files in Kentucky → Buy the Carroll County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.