Crop-loss band · Kentucky
Clark County, Kentucky — crop-loss band
- 1.45Low end of the filed band
- 2.48Middle of the filed band
- 4.06High end of the filed band
- 2016Worst year filed (4.64)
- 10Years filed
Every year the Risk Management Agency has filed for Clark County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.45 at the low end to 4.06 at the high end, with 2.48 in the middle. The worst year filed is 2016, at 4.64. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $126,392 | $512,652 | $1,111,163 | 29 | 29 | 4.06 |
| 2016 | $79,015 | $366,362 | $638,196 | 18 | 18 | 4.64 |
| 2017 | $73,899 | $217,411 | $507,259 | 15 | 15 | 2.94 |
| 2018 | $192,512 | $658,836 | $1,409,235 | 53 | 53 | 3.42 |
| 2019 | $42,591 | $105,557 | $216,027 | 13 | 13 | 2.48 |
| 2020 | $77,572 | $169,973 | $480,129 | 15 | 15 | 2.19 |
| 2021 | $69,196 | $100,621 | $463,112 | 9 | 9 | 1.45 |
| 2022 | $48,797 | $138,611 | $274,759 | 17 | 17 | 2.84 |
| 2023 | $97,558 | $195,053 | $802,872 | 10 | 10 | 2.00 |
| 2024 | $241,031 | $422,688 | $1,824,432 | 53 | 53 | 1.75 |
Commodities insured in Clark County
3 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Burley Tobacco 10 years filed
- 1.33Low end of the filed band
- 3.90Middle of the filed band
- 4.40High end of the filed band
- 2016Worst year filed (4.91)
- 10Years filed
- $432,673Premium filed
- $1,763,991Indemnity paid
- $3,301,650Liability insured
- 1,096Quantity planted
- 1,104Quantity lost
- 93Policies
- 93Policies with a loss
- 4.08Loss ratio, whole span
Causes that carried the indemnity in Clark County
- Excess Moisture/Precipitation/Rain $1,472,467 indemnity · 8 years
- Plant Disease $115,636 indemnity · 1 years
- Wind/Excess Wind $56,207 indemnity · 2 years
- ARPI/SCO/STAX/MP Crops Only $51,046 indemnity · 1 years
- Hail $24,264 indemnity · 3 years
- Drought $20,849 indemnity · 3 years
Soybeans 10 years filed
- 0.92Low end of the filed band
- 2.04Middle of the filed band
- 3.16High end of the filed band
- 2022Worst year filed (3.88)
- 10Years filed
- $362,670Premium filed
- $722,529Indemnity paid
- $3,026,727Liability insured
- 6,607Quantity planted
- 6,105Quantity lost
- 80Policies
- 80Policies with a loss
- 1.99Loss ratio, whole span
Causes that carried the indemnity in Clark County
- Drought $268,469 indemnity · 5 years
- Excess Moisture/Precipitation/Rain $256,512 indemnity · 9 years
- Decline in Price $75,276 indemnity · 2 years
- Flood $39,492 indemnity · 2 years
- All Other Causes $22,347 indemnity · 2 years
- Frost $17,329 indemnity · 1 years
Corn 10 years filed
- 0.70Low end of the filed band
- 1.47Middle of the filed band
- 2.23High end of the filed band
- 2019Worst year filed (2.95)
- 10Years filed
- $253,220Premium filed
- $401,244Indemnity paid
- $1,398,807Liability insured
- 2,493Quantity planted
- 2,441Quantity lost
- 59Policies
- 59Policies with a loss
- 1.58Loss ratio, whole span
Causes that carried the indemnity in Clark County
- Excess Moisture/Precipitation/Rain $195,729 indemnity · 10 years
- Drought $96,666 indemnity · 2 years
- Wind/Excess Wind $27,294 indemnity · 4 years
- Decline in Price $27,166 indemnity · 1 years
- ARPI/SCO/ECO/STAX/MP/PACE Crops Only $24,899 indemnity · 1 years
- All Other Causes $19,643 indemnity · 1 years
Every county-crop the agency files in Kentucky → Buy the Clark County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.