Crop-loss band · Kentucky
Daviess County, Kentucky — crop-loss band
- 0.50Low end of the filed band
- 1.73Middle of the filed band
- 2.09High end of the filed band
- 2015Worst year filed (2.11)
- 10Years filed
Every year the Risk Management Agency has filed for Daviess County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 0.50 at the low end to 2.09 at the high end, with 1.73 in the middle. The worst year filed is 2015, at 2.11. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $646,083 | $1,366,061 | $8,343,168 | 161 | 157 | 2.11 |
| 2016 | $1,813,562 | $3,050,692 | $21,075,948 | 327 | 317 | 1.68 |
| 2017 | $846,274 | $1,345,425 | $11,339,347 | 163 | 163 | 1.59 |
| 2018 | $1,272,312 | $2,661,015 | $15,119,504 | 290 | 290 | 2.09 |
| 2019 | $1,140,038 | $2,111,549 | $13,805,640 | 299 | 296 | 1.85 |
| 2020 | $1,182,797 | $2,470,928 | $16,054,056 | 273 | 273 | 2.09 |
| 2021 | $1,163,856 | $580,652 | $15,335,434 | 147 | 146 | 0.50 |
| 2022 | $1,131,499 | $1,962,505 | $13,094,719 | 115 | 115 | 1.73 |
| 2023 | $2,524,385 | $3,853,561 | $36,936,918 | 338 | 338 | 1.53 |
| 2024 | $1,653,622 | $2,974,152 | $25,794,981 | 335 | 335 | 1.80 |
Commodities insured in Daviess County
4 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Soybeans 10 years filed
- 0.48Low end of the filed band
- 1.06Middle of the filed band
- 1.92High end of the filed band
- 2022Worst year filed (2.36)
- 10Years filed
- $5,471,852Premium filed
- $7,798,810Indemnity paid
- $88,618,746Liability insured
- 179,105Quantity planted
- 104,106Quantity lost
- 1,197Policies
- 1,184Policies with a loss
- 1.43Loss ratio, whole span
Causes that carried the indemnity in Daviess County
- Excess Moisture/Precipitation/Rain $4,116,502 indemnity · 10 years
- Flood $1,644,083 indemnity · 5 years
- Drought $1,396,433 indemnity · 5 years
- Cold Wet Weather $176,087 indemnity · 4 years
- Decline in Price $156,139 indemnity · 6 years
- Heat $97,477 indemnity · 3 years
Corn 10 years filed
- 0.23Low end of the filed band
- 1.21Middle of the filed band
- 1.69High end of the filed band
- 2024Worst year filed (2.03)
- 10Years filed
- $6,723,298Premium filed
- $7,729,711Indemnity paid
- $74,478,479Liability insured
- 113,809Quantity planted
- 73,120Quantity lost
- 896Policies
- 891Policies with a loss
- 1.15Loss ratio, whole span
Causes that carried the indemnity in Daviess County
- Excess Moisture/Precipitation/Rain $5,354,023 indemnity · 10 years
- Flood $1,411,837 indemnity · 7 years
- Drought $453,761 indemnity · 5 years
- Decline in Price $235,876 indemnity · 8 years
- Cold Wet Weather $142,325 indemnity · 3 years
- Heat $76,649 indemnity · 3 years
Burley Tobacco 10 years filed
- 3.43Low end of the filed band
- 6.10Middle of the filed band
- 10.46High end of the filed band
- 2016Worst year filed (11.45)
- 10Years filed
- $656,197Premium filed
- $5,245,926Indemnity paid
- $10,932,973Liability insured
- 3,508Quantity planted
- 3,511Quantity lost
- 242Policies
- 242Policies with a loss
- 7.99Loss ratio, whole span
Causes that carried the indemnity in Daviess County
- Excess Moisture/Precipitation/Rain $4,629,091 indemnity · 10 years
- Flood $217,288 indemnity · 1 years
- ARPI/SCO/ECO/STAX/MP/HIP-WI/PACE Crops Only $134,237 indemnity · 2 years
- Drought $116,977 indemnity · 4 years
- Wind/Excess Wind $75,214 indemnity · 7 years
- Other (Snow, Lightning, Etc.) $25,467 indemnity · 2 years
Wheat 9 years filed
- 1.05Low end of the filed band
- 2.15Middle of the filed band
- 3.97High end of the filed band
- 2018Worst year filed (3.97)
- 9Years filed
- $523,081Premium filed
- $1,602,093Indemnity paid
- $2,869,517Liability insured
- 12,275Quantity planted
- 12,275Quantity lost
- 113Policies
- 113Policies with a loss
- 3.06Loss ratio, whole span
Causes that carried the indemnity in Daviess County
- Excess Moisture/Precipitation/Rain $1,451,068 indemnity · 8 years
- Cold Wet Weather $55,230 indemnity · 6 years
- Flood $26,162 indemnity · 2 years
- Drought $19,670 indemnity · 1 years
- Decline in Price $15,082 indemnity · 3 years
- Hail $15,066 indemnity · 1 years
Every county-crop the agency files in Kentucky → Buy the Daviess County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.