Crop-loss band · Kentucky
Grayson County, Kentucky — crop-loss band
- 1.52Low end of the filed band
- 2.32Middle of the filed band
- 2.91High end of the filed band
- 2018Worst year filed (2.98)
- 10Years filed
Every year the Risk Management Agency has filed for Grayson County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.52 at the low end to 2.91 at the high end, with 2.32 in the middle. The worst year filed is 2018, at 2.98. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $326,373 | $949,711 | $2,727,632 | 83 | 82 | 2.91 |
| 2016 | $315,417 | $851,895 | $2,637,350 | 97 | 97 | 2.70 |
| 2017 | $365,658 | $677,340 | $3,540,368 | 100 | 100 | 1.85 |
| 2018 | $240,814 | $717,545 | $2,484,890 | 58 | 58 | 2.98 |
| 2019 | $785,914 | $2,246,845 | $7,532,435 | 241 | 241 | 2.86 |
| 2020 | $268,500 | $778,321 | $2,155,886 | 69 | 69 | 2.90 |
| 2021 | $485,470 | $790,087 | $3,847,322 | 94 | 94 | 1.63 |
| 2022 | $315,560 | $731,337 | $2,447,471 | 44 | 44 | 2.32 |
| 2023 | $713,630 | $1,086,820 | $6,559,716 | 110 | 110 | 1.52 |
| 2024 | $1,013,791 | $2,078,645 | $8,427,924 | 161 | 161 | 2.05 |
Commodities insured in Grayson County
3 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Soybeans 10 years filed
- 1.34Low end of the filed band
- 2.13Middle of the filed band
- 2.69High end of the filed band
- 2015Worst year filed (3.56)
- 10Years filed
- $2,778,003Premium filed
- $6,004,815Indemnity paid
- $25,818,800Liability insured
- 70,703Quantity planted
- 66,216Quantity lost
- 617Policies
- 616Policies with a loss
- 2.16Loss ratio, whole span
Causes that carried the indemnity in Grayson County
- Excess Moisture/Precipitation/Rain $3,439,922 indemnity · 10 years
- Drought $2,135,774 indemnity · 4 years
- Decline in Price $200,573 indemnity · 5 years
- Wildlife $116,537 indemnity · 6 years
- ARPI/SCO/STAX/MP Crops Only $58,228 indemnity · 2 years
- Cold Wet Weather $28,469 indemnity · 2 years
Corn 10 years filed
- 0.89Low end of the filed band
- 2.34Middle of the filed band
- 3.01High end of the filed band
- 2018Worst year filed (6.69)
- 10Years filed
- $1,760,001Premium filed
- $3,617,867Indemnity paid
- $13,941,117Liability insured
- 30,980Quantity planted
- 29,114Quantity lost
- 360Policies
- 360Policies with a loss
- 2.06Loss ratio, whole span
Causes that carried the indemnity in Grayson County
- Excess Moisture/Precipitation/Rain $2,884,505 indemnity · 10 years
- Drought $580,345 indemnity · 5 years
- Decline in Price $64,356 indemnity · 4 years
- Cold Wet Weather $32,930 indemnity · 2 years
- Heat $32,167 indemnity · 2 years
- ARPI/SCO/STAX/MP Crops Only $9,111 indemnity · 3 years
Burley Tobacco 10 years filed
- 2.37Low end of the filed band
- 4.44Middle of the filed band
- 7.16High end of the filed band
- 2016Worst year filed (9.46)
- 10Years filed
- $293,123Premium filed
- $1,285,864Indemnity paid
- $2,601,077Liability insured
- 944Quantity planted
- 950Quantity lost
- 80Policies
- 80Policies with a loss
- 4.39Loss ratio, whole span
Causes that carried the indemnity in Grayson County
- Excess Moisture/Precipitation/Rain $764,544 indemnity · 9 years
- Drought $274,894 indemnity · 2 years
- ARPI/SCO/STAX/MP/HIP WI Crops Only $115,476 indemnity · 2 years
- Flood $91,049 indemnity · 1 years
- Wind/Excess Wind $39,901 indemnity · 1 years
Every county-crop the agency files in Kentucky → Buy the Grayson County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.