Crop-loss band · Kentucky
Harrison County, Kentucky — crop-loss band
- 2.31Low end of the filed band
- 2.72Middle of the filed band
- 3.59High end of the filed band
- 2018Worst year filed (3.82)
- 10Years filed
Every year the Risk Management Agency has filed for Harrison County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 2.31 at the low end to 3.59 at the high end, with 2.72 in the middle. The worst year filed is 2018, at 3.82. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $265,145 | $910,458 | $2,394,643 | 73 | 73 | 3.43 |
| 2016 | $119,588 | $374,570 | $938,785 | 48 | 48 | 3.13 |
| 2017 | $192,120 | $690,559 | $1,383,573 | 49 | 48 | 3.59 |
| 2018 | $414,758 | $1,583,504 | $3,026,926 | 122 | 120 | 3.82 |
| 2019 | $230,959 | $701,984 | $1,364,137 | 57 | 57 | 3.04 |
| 2020 | $172,347 | $397,820 | $1,104,221 | 39 | 38 | 2.31 |
| 2021 | $149,742 | $368,056 | $973,599 | 25 | 25 | 2.46 |
| 2022 | $154,592 | $420,896 | $939,984 | 36 | 36 | 2.72 |
| 2023 | $110,615 | $260,099 | $631,563 | 25 | 25 | 2.35 |
| 2024 | $507,059 | $1,335,172 | $3,383,233 | 84 | 84 | 2.63 |
Commodities insured in Harrison County
3 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Burley Tobacco 10 years filed
- 2.58Low end of the filed band
- 3.02Middle of the filed band
- 3.78High end of the filed band
- 2018Worst year filed (3.92)
- 10Years filed
- $1,713,532Premium filed
- $5,752,951Indemnity paid
- $12,039,295Liability insured
- 3,981Quantity planted
- 4,033Quantity lost
- 400Policies
- 396Policies with a loss
- 3.36Loss ratio, whole span
Causes that carried the indemnity in Harrison County
- Excess Moisture/Precipitation/Rain $3,644,308 indemnity · 10 years
- Drought $1,128,097 indemnity · 7 years
- Plant Disease $270,912 indemnity · 4 years
- Flood $232,795 indemnity · 4 years
- Hail $222,602 indemnity · 4 years
- Wind/Excess Wind $120,758 indemnity · 6 years
Soybeans 9 years filed
- 1.03Low end of the filed band
- 1.86Middle of the filed band
- 4.91High end of the filed band
- 2019Worst year filed (4.91)
- 9Years filed
- $306,441Premium filed
- $746,436Indemnity paid
- $2,458,875Liability insured
- 6,352Quantity planted
- 6,260Quantity lost
- 95Policies
- 95Policies with a loss
- 2.44Loss ratio, whole span
Causes that carried the indemnity in Harrison County
- Drought $524,291 indemnity · 6 years
- Excess Moisture/Precipitation/Rain $159,697 indemnity · 9 years
- ARPI/SCO/ECO/STAX/MP/PACE Crops Only $23,520 indemnity · 1 years
- Decline in Price $17,359 indemnity · 4 years
- Plant Disease $7,923 indemnity · 2 years
- Hail $4,837 indemnity · 1 years
Corn 10 years filed
- 0.42Low end of the filed band
- 1.95Middle of the filed band
- 2.26High end of the filed band
- 2023Worst year filed (2.90)
- 10Years filed
- $296,952Premium filed
- $543,731Indemnity paid
- $1,642,494Liability insured
- 2,742Quantity planted
- 2,499Quantity lost
- 63Policies
- 63Policies with a loss
- 1.83Loss ratio, whole span
Causes that carried the indemnity in Harrison County
- Drought $313,653 indemnity · 6 years
- Excess Moisture/Precipitation/Rain $133,234 indemnity · 8 years
- ARPI/SCO/ECO/STAX/MP/PACE Crops Only $70,060 indemnity · 1 years
- Wildlife $6,380 indemnity · 2 years
- Decline in Price $6,160 indemnity · 2 years
- Wind/Excess Wind $5,822 indemnity · 2 years
Every county-crop the agency files in Kentucky → Buy the Harrison County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.