Crop-loss band · Kentucky
Henderson County, Kentucky — crop-loss band
- 0.36Low end of the filed band
- 1.29Middle of the filed band
- 2.03High end of the filed band
- 2019Worst year filed (2.18)
- 10Years filed
Every year the Risk Management Agency has filed for Henderson County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 0.36 at the low end to 2.03 at the high end, with 1.29 in the middle. The worst year filed is 2019, at 2.18. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $1,150,502 | $1,882,967 | $9,846,465 | 172 | 171 | 1.64 |
| 2016 | $2,973,752 | $2,850,078 | $25,977,525 | 312 | 302 | 0.96 |
| 2017 | $1,307,468 | $466,040 | $11,668,939 | 128 | 128 | 0.36 |
| 2018 | $1,764,867 | $1,973,319 | $20,125,847 | 261 | 261 | 1.12 |
| 2019 | $1,542,738 | $3,362,434 | $12,633,797 | 200 | 200 | 2.18 |
| 2020 | $1,382,354 | $1,789,555 | $14,052,092 | 155 | 155 | 1.29 |
| 2021 | $850,464 | $661,943 | $9,396,359 | 86 | 86 | 0.78 |
| 2022 | $1,070,704 | $2,178,571 | $11,452,843 | 78 | 78 | 2.03 |
| 2023 | $5,068,403 | $7,126,133 | $44,581,211 | 339 | 339 | 1.41 |
| 2024 | $4,574,897 | $7,305,113 | $41,961,264 | 472 | 472 | 1.60 |
Commodities insured in Henderson County
2 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 10 years filed
- 0.20Low end of the filed band
- 1.43Middle of the filed band
- 1.82High end of the filed band
- 2019Worst year filed (2.35)
- 10Years filed
- $13,806,319Premium filed
- $18,581,469Indemnity paid
- $104,460,380Liability insured
- 157,143Quantity planted
- 114,082Quantity lost
- 1,066Policies
- 1,059Policies with a loss
- 1.35Loss ratio, whole span
Causes that carried the indemnity in Henderson County
- Excess Moisture/Precipitation/Rain $9,096,949 indemnity · 10 years
- ARPI/SCO/STAX/MP Crops Only $4,172,716 indemnity · 3 years
- Drought $2,432,831 indemnity · 5 years
- Flood $1,780,752 indemnity · 6 years
- Decline in Price $916,773 indemnity · 7 years
- Wildlife $88,251 indemnity · 2 years
Soybeans 10 years filed
- 0.38Low end of the filed band
- 1.22Middle of the filed band
- 1.90High end of the filed band
- 2022Worst year filed (2.17)
- 10Years filed
- $7,879,830Premium filed
- $11,014,684Indemnity paid
- $97,235,962Liability insured
- 203,357Quantity planted
- 116,933Quantity lost
- 1,137Policies
- 1,133Policies with a loss
- 1.40Loss ratio, whole span
Causes that carried the indemnity in Henderson County
- Excess Moisture/Precipitation/Rain $5,552,899 indemnity · 10 years
- Drought $2,765,802 indemnity · 6 years
- ARPI/SCO/ECO/STAX/MP/PACE Crops Only $861,953 indemnity · 1 years
- Decline in Price $820,048 indemnity · 8 years
- Flood $643,325 indemnity · 6 years
- Heat $232,809 indemnity · 2 years
Every county-crop the agency files in Kentucky → Buy the Henderson County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.