Crop-loss band · Kentucky
Henry County, Kentucky — crop-loss band
- 1.16Low end of the filed band
- 2.30Middle of the filed band
- 3.59High end of the filed band
- 2015Worst year filed (3.90)
- 10Years filed
Every year the Risk Management Agency has filed for Henry County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.16 at the low end to 3.59 at the high end, with 2.30 in the middle. The worst year filed is 2015, at 3.90. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $145,584 | $567,570 | $1,962,792 | 64 | 64 | 3.90 |
| 2016 | $192,554 | $632,842 | $1,821,172 | 41 | 41 | 3.29 |
| 2017 | $327,692 | $1,140,273 | $3,419,500 | 55 | 55 | 3.48 |
| 2018 | $351,793 | $1,263,214 | $3,648,203 | 86 | 86 | 3.59 |
| 2019 | $416,429 | $1,343,106 | $4,024,735 | 102 | 102 | 3.23 |
| 2020 | $101,515 | $139,118 | $1,069,848 | 25 | 24 | 1.37 |
| 2021 | $166,897 | $356,116 | $1,096,376 | 32 | 32 | 2.13 |
| 2022 | $158,408 | $183,620 | $1,102,870 | 22 | 22 | 1.16 |
| 2023 | $161,048 | $340,859 | $1,384,312 | 27 | 27 | 2.12 |
| 2024 | $944,757 | $2,170,549 | $7,603,430 | 107 | 107 | 2.30 |
Commodities insured in Henry County
3 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Soybeans 10 years filed
- 0.39Low end of the filed band
- 1.91Middle of the filed band
- 2.54High end of the filed band
- 2019Worst year filed (2.85)
- 10Years filed
- $1,701,260Premium filed
- $3,712,376Indemnity paid
- $13,937,261Liability insured
- 32,048Quantity planted
- 30,114Quantity lost
- 224Policies
- 223Policies with a loss
- 2.18Loss ratio, whole span
Causes that carried the indemnity in Henry County
- Excess Moisture/Precipitation/Rain $1,615,361 indemnity · 10 years
- Drought $1,537,784 indemnity · 6 years
- ARPI/SCO/STAX/MP Crops Only $346,969 indemnity · 2 years
- Decline in Price $105,379 indemnity · 5 years
- Freeze $49,121 indemnity · 2 years
- Wind/Excess Wind $30,791 indemnity · 1 years
Burley Tobacco 10 years filed
- 2.47Low end of the filed band
- 3.77Middle of the filed band
- 5.76High end of the filed band
- 2015Worst year filed (6.08)
- 10Years filed
- $686,670Premium filed
- $3,278,180Indemnity paid
- $8,132,186Liability insured
- 2,729Quantity planted
- 2,753Quantity lost
- 259Policies
- 259Policies with a loss
- 4.77Loss ratio, whole span
Causes that carried the indemnity in Henry County
- Excess Moisture/Precipitation/Rain $2,280,490 indemnity · 10 years
- ARPI/SCO/STAX/MP Crops Only $333,349 indemnity · 4 years
- Drought $293,919 indemnity · 7 years
- Freeze $129,753 indemnity · 1 years
- Plant Disease $129,575 indemnity · 4 years
- Other (Snow, Lightning, Etc.) $61,682 indemnity · 2 years
Corn 8 years filed
- 0.16Low end of the filed band
- 1.79Middle of the filed band
- 4.47High end of the filed band
- 2018Worst year filed (4.47)
- 8Years filed
- $578,747Premium filed
- $1,146,711Indemnity paid
- $5,063,791Liability insured
- 8,946Quantity planted
- 8,410Quantity lost
- 78Policies
- 78Policies with a loss
- 1.98Loss ratio, whole span
Causes that carried the indemnity in Henry County
- Excess Moisture/Precipitation/Rain $503,446 indemnity · 6 years
- Drought $392,628 indemnity · 5 years
- ARPI/SCO/ECO/STAX/MP/PACE Crops Only $199,932 indemnity · 1 years
- Wind/Excess Wind $35,022 indemnity · 1 years
- Plant Disease $7,148 indemnity · 1 years
- Decline in Price $4,596 indemnity · 2 years
Every county-crop the agency files in Kentucky → Buy the Henry County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.