Crop-loss band · Kentucky
Larue County, Kentucky — crop-loss band
- 1.17Low end of the filed band
- 1.68Middle of the filed band
- 2.38High end of the filed band
- 2019Worst year filed (2.53)
- 10Years filed
Every year the Risk Management Agency has filed for Larue County is in the series below, from 2015 to 2023. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.17 at the low end to 2.38 at the high end, with 1.68 in the middle. The worst year filed is 2019, at 2.53. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $314,095 | $589,151 | $3,249,031 | 40 | 40 | 1.88 |
| 2016 | $612,444 | $1,422,042 | $6,328,567 | 64 | 62 | 2.32 |
| 2017 | $531,552 | $1,264,268 | $5,410,295 | 52 | 52 | 2.38 |
| 2018 | $508,798 | $968,457 | $5,313,472 | 58 | 58 | 1.90 |
| 2019 | $917,519 | $2,321,668 | $9,380,586 | 113 | 111 | 2.53 |
| 2020 | $342,569 | $510,270 | $3,994,915 | 46 | 45 | 1.49 |
| 2021 | $628,530 | $792,764 | $6,118,105 | 67 | 67 | 1.26 |
| 2022 | $450,002 | $729,697 | $4,910,621 | 47 | 47 | 1.62 |
| 2023 | $506,186 | $591,433 | $5,533,714 | 51 | 51 | 1.17 |
| 2024 | $1,766,451 | $2,971,241 | $20,356,683 | 145 | 145 | 1.68 |
Commodities insured in Larue County
4 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Soybeans 10 years filed
- 0.38Low end of the filed band
- 1.20Middle of the filed band
- 1.93High end of the filed band
- 2019Worst year filed (2.32)
- 10Years filed
- $2,925,621Premium filed
- $4,583,355Indemnity paid
- $35,329,000Liability insured
- 73,101Quantity planted
- 53,723Quantity lost
- 345Policies
- 341Policies with a loss
- 1.57Loss ratio, whole span
Causes that carried the indemnity in Larue County
- Drought $2,492,710 indemnity · 6 years
- Excess Moisture/Precipitation/Rain $1,102,146 indemnity · 9 years
- Decline in Price $458,268 indemnity · 5 years
- ARPI/SCO/STAX/MP Crops Only $417,391 indemnity · 3 years
- Wildlife $38,346 indemnity · 8 years
- Cold Wet Weather $31,871 indemnity · 2 years
Burley Tobacco 9 years filed
- 0.72Low end of the filed band
- 4.10Middle of the filed band
- 6.22High end of the filed band
- 2015Worst year filed (6.22)
- 9Years filed
- $928,770Premium filed
- $4,072,766Indemnity paid
- $7,137,942Liability insured
- 2,541Quantity planted
- 2,566Quantity lost
- 124Policies
- 124Policies with a loss
- 4.39Loss ratio, whole span
Causes that carried the indemnity in Larue County
- Excess Moisture/Precipitation/Rain $3,120,010 indemnity · 8 years
- Plant Disease $337,415 indemnity · 2 years
- Drought $309,861 indemnity · 5 years
- ARPI/SCO/STAX/MP Crops Only $232,681 indemnity · 2 years
- Wind/Excess Wind $36,455 indemnity · 4 years
- Hail $25,972 indemnity · 2 years
Corn 10 years filed
- 0.19Low end of the filed band
- 0.67Middle of the filed band
- 1.42High end of the filed band
- 2016Worst year filed (1.58)
- 10Years filed
- $2,341,703Premium filed
- $2,536,585Indemnity paid
- $25,001,189Liability insured
- 38,883Quantity planted
- 28,686Quantity lost
- 185Policies
- 185Policies with a loss
- 1.08Loss ratio, whole span
Causes that carried the indemnity in Larue County
- Drought $1,148,670 indemnity · 6 years
- Excess Moisture/Precipitation/Rain $1,124,968 indemnity · 9 years
- Decline in Price $137,361 indemnity · 5 years
- Wind/Excess Wind $37,219 indemnity · 3 years
- ARPI/SCO/ECO/STAX/MP/PACE Crops Only $33,197 indemnity · 1 years
- Wildlife $30,917 indemnity · 6 years
Wheat 7 years filed
- 0.72Low end of the filed band
- 2.58Middle of the filed band
- 4.93High end of the filed band
- 2019Worst year filed (4.93)
- 7Years filed
- $382,052Premium filed
- $968,285Indemnity paid
- $3,127,858Liability insured
- 9,850Quantity planted
- 9,850Quantity lost
- 29Policies
- 28Policies with a loss
- 2.53Loss ratio, whole span
Causes that carried the indemnity in Larue County
- Excess Moisture/Precipitation/Rain $498,735 indemnity · 4 years
- Freeze $225,621 indemnity · 2 years
- Cold Wet Weather $137,333 indemnity · 3 years
- Decline in Price $86,123 indemnity · 1 years
- ARPI/SCO/STAX/MP/HIP WI Crops Only $14,148 indemnity · 1 years
- Drought $6,325 indemnity · 2 years
Every county-crop the agency files in Kentucky → Buy the Larue County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.