Crop-loss band · Kentucky
Logan County, Kentucky — crop-loss band
- 1.52Low end of the filed band
- 2.31Middle of the filed band
- 2.86High end of the filed band
- 2016Worst year filed (3.71)
- 10Years filed
Every year the Risk Management Agency has filed for Logan County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.52 at the low end to 2.86 at the high end, with 2.31 in the middle. The worst year filed is 2016, at 3.71. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $930,142 | $1,539,393 | $8,973,380 | 151 | 151 | 1.66 |
| 2016 | $828,863 | $3,072,498 | $9,451,597 | 219 | 214 | 3.71 |
| 2017 | $628,519 | $1,454,816 | $6,382,630 | 112 | 111 | 2.31 |
| 2018 | $845,256 | $1,955,466 | $8,439,549 | 148 | 146 | 2.31 |
| 2019 | $904,128 | $2,589,589 | $8,519,841 | 171 | 171 | 2.86 |
| 2020 | $1,283,651 | $3,211,876 | $12,126,776 | 168 | 166 | 2.50 |
| 2021 | $417,514 | $837,763 | $4,498,386 | 94 | 93 | 2.01 |
| 2022 | $4,673,615 | $10,693,811 | $48,184,488 | 241 | 241 | 2.29 |
| 2023 | $1,024,611 | $1,557,533 | $11,859,305 | 101 | 101 | 1.52 |
| 2024 | $2,334,673 | $5,931,014 | $31,891,273 | 320 | 320 | 2.54 |
Commodities insured in Logan County
5 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 10 years filed
- 0.45Low end of the filed band
- 1.69Middle of the filed band
- 3.03High end of the filed band
- 2020Worst year filed (3.09)
- 10Years filed
- $6,022,383Premium filed
- $11,300,919Indemnity paid
- $60,990,748Liability insured
- 79,156Quantity planted
- 68,589Quantity lost
- 434Policies
- 433Policies with a loss
- 1.88Loss ratio, whole span
Causes that carried the indemnity in Logan County
- Drought $7,892,430 indemnity · 6 years
- Excess Moisture/Precipitation/Rain $1,874,749 indemnity · 10 years
- Heat $797,525 indemnity · 2 years
- ARPI/SCO/ECO/STAX/MP/HIP-WI/PACE Crops Only $331,092 indemnity · 1 years
- Decline in Price $271,252 indemnity · 7 years
- Wildlife $33,801 indemnity · 5 years
Soybeans 10 years filed
- 0.69Low end of the filed band
- 1.57Middle of the filed band
- 2.86High end of the filed band
- 2023Worst year filed (4.11)
- 10Years filed
- $4,272,462Premium filed
- $8,869,996Indemnity paid
- $53,845,793Liability insured
- 128,845Quantity planted
- 107,568Quantity lost
- 702Policies
- 699Policies with a loss
- 2.08Loss ratio, whole span
Causes that carried the indemnity in Logan County
- Drought $5,417,129 indemnity · 7 years
- Excess Moisture/Precipitation/Rain $2,093,829 indemnity · 10 years
- Decline in Price $764,674 indemnity · 6 years
- ARPI/SCO/ECO/STAX/MP/HIP-WI/PACE Crops Only $203,869 indemnity · 2 years
- Freeze $113,196 indemnity · 1 years
- Heat $92,243 indemnity · 3 years
Wheat 10 years filed
- 0.64Low end of the filed band
- 2.47Middle of the filed band
- 3.05High end of the filed band
- 2021Worst year filed (8.96)
- 10Years filed
- $2,563,056Premium filed
- $5,606,777Indemnity paid
- $20,564,506Liability insured
- 63,421Quantity planted
- 63,421Quantity lost
- 237Policies
- 232Policies with a loss
- 2.19Loss ratio, whole span
Causes that carried the indemnity in Logan County
- Excess Moisture/Precipitation/Rain $2,728,623 indemnity · 9 years
- Freeze $1,282,198 indemnity · 4 years
- ARPI/SCO/STAX/MP Crops Only $676,246 indemnity · 4 years
- Cold Wet Weather $398,603 indemnity · 6 years
- Mycotoxin $220,725 indemnity · 1 years
- Heat $160,180 indemnity · 2 years
Dark Air Tobacco 10 years filed
- 3.34Low end of the filed band
- 6.54Middle of the filed band
- 9.86High end of the filed band
- 2016Worst year filed (12.27)
- 10Years filed
- $713,101Premium filed
- $5,321,915Indemnity paid
- $11,439,858Liability insured
- 2,387Quantity planted
- 2,400Quantity lost
- 242Policies
- 241Policies with a loss
- 7.46Loss ratio, whole span
Causes that carried the indemnity in Logan County
- Excess Moisture/Precipitation/Rain $4,085,737 indemnity · 10 years
- Plant Disease $500,139 indemnity · 6 years
- Drought $294,004 indemnity · 9 years
- Hail $167,920 indemnity · 3 years
- Heat $90,502 indemnity · 3 years
- Wind/Excess Wind $78,049 indemnity · 6 years
Burley Tobacco 9 years filed
- 3.96Low end of the filed band
- 6.14Middle of the filed band
- 8.18High end of the filed band
- 2020Worst year filed (8.18)
- 9Years filed
- $299,970Premium filed
- $1,744,152Indemnity paid
- $3,486,320Liability insured
- 1,150Quantity planted
- 1,172Quantity lost
- 110Policies
- 109Policies with a loss
- 5.81Loss ratio, whole span
Causes that carried the indemnity in Logan County
- Excess Moisture/Precipitation/Rain $1,348,837 indemnity · 8 years
- Drought $173,272 indemnity · 6 years
- Hail $126,821 indemnity · 1 years
- ARPI/SCO/STAX/MP/HIP WI Crops Only $51,622 indemnity · 2 years
- Wind/Excess Wind $20,211 indemnity · 2 years
- Freeze $9,959 indemnity · 1 years
Every county-crop the agency files in Kentucky → Buy the Logan County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.