Crop-loss band · Kentucky
Mason County, Kentucky — crop-loss band
- 1.34Low end of the filed band
- 2.15Middle of the filed band
- 3.10High end of the filed band
- 2015Worst year filed (3.87)
- 10Years filed
Every year the Risk Management Agency has filed for Mason County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.34 at the low end to 3.10 at the high end, with 2.15 in the middle. The worst year filed is 2015, at 3.87. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $302,973 | $1,171,488 | $2,426,810 | 99 | 99 | 3.87 |
| 2016 | $403,366 | $1,237,104 | $3,101,966 | 113 | 113 | 3.07 |
| 2017 | $418,317 | $1,045,569 | $2,981,671 | 95 | 95 | 2.50 |
| 2018 | $445,365 | $1,382,316 | $2,965,446 | 132 | 132 | 3.10 |
| 2019 | $716,734 | $1,542,069 | $4,567,732 | 109 | 109 | 2.15 |
| 2020 | $275,566 | $506,740 | $1,618,135 | 47 | 47 | 1.84 |
| 2021 | $369,283 | $495,852 | $1,946,950 | 44 | 44 | 1.34 |
| 2022 | $216,720 | $366,202 | $1,380,219 | 62 | 62 | 1.69 |
| 2023 | $166,182 | $313,759 | $1,155,708 | 67 | 67 | 1.89 |
| 2024 | $970,321 | $2,668,371 | $7,953,722 | 197 | 197 | 2.75 |
Commodities insured in Mason County
4 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Burley Tobacco 10 years filed
- 1.00Low end of the filed band
- 1.71Middle of the filed band
- 4.12High end of the filed band
- 2015Worst year filed (4.55)
- 10Years filed
- $1,751,054Premium filed
- $4,938,125Indemnity paid
- $8,975,951Liability insured
- 3,847Quantity planted
- 3,881Quantity lost
- 298Policies
- 298Policies with a loss
- 2.82Loss ratio, whole span
Causes that carried the indemnity in Mason County
- Excess Moisture/Precipitation/Rain $3,610,530 indemnity · 10 years
- Drought $698,596 indemnity · 6 years
- Hail $150,368 indemnity · 2 years
- Plant Disease $147,417 indemnity · 4 years
- Wind/Excess Wind $109,559 indemnity · 3 years
- House burn (Pole burn) $94,381 indemnity · 4 years
Soybeans 10 years filed
- 0.46Low end of the filed band
- 2.18Middle of the filed band
- 3.15High end of the filed band
- 2016Worst year filed (3.26)
- 10Years filed
- $1,300,850Premium filed
- $3,351,607Indemnity paid
- $11,686,695Liability insured
- 29,390Quantity planted
- 26,305Quantity lost
- 270Policies
- 270Policies with a loss
- 2.58Loss ratio, whole span
Causes that carried the indemnity in Mason County
- Drought $1,776,876 indemnity · 10 years
- Excess Moisture/Precipitation/Rain $1,142,560 indemnity · 9 years
- Decline in Price $317,771 indemnity · 7 years
- Heat $29,141 indemnity · 1 years
- Wildlife $28,007 indemnity · 2 years
- All Other Causes $18,338 indemnity · 2 years
Corn 10 years filed
- 1.09Low end of the filed band
- 1.92Middle of the filed band
- 2.86High end of the filed band
- 2022Worst year filed (3.95)
- 10Years filed
- $781,555Premium filed
- $1,620,360Indemnity paid
- $5,682,550Liability insured
- 11,202Quantity planted
- 10,929Quantity lost
- 201Policies
- 201Policies with a loss
- 2.07Loss ratio, whole span
Causes that carried the indemnity in Mason County
- Drought $879,750 indemnity · 7 years
- Excess Moisture/Precipitation/Rain $475,435 indemnity · 9 years
- Decline in Price $171,143 indemnity · 2 years
- All Other Causes $28,591 indemnity · 3 years
- Heat $28,226 indemnity · 2 years
- Wildlife $14,564 indemnity · 5 years
Pasture,Rangeland,Forage 8 years filed
- 0.48Low end of the filed band
- 1.54Middle of the filed band
- 3.25High end of the filed band
- 2019Worst year filed (3.25)
- 8Years filed
- $451,368Premium filed
- $819,378Indemnity paid
- $3,753,163Liability insured
- 13,299Quantity planted
- 0Quantity lost
- 196Policies
- 196Policies with a loss
- 1.82Loss ratio, whole span
Causes that carried the indemnity in Mason County
- ARPI/SCO/STAX/MP Crops Only $819,378 indemnity · 8 years
Every county-crop the agency files in Kentucky → Buy the Mason County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.