Crop-loss band · Kentucky
McLean County, Kentucky — crop-loss band
- 0.47Low end of the filed band
- 1.55Middle of the filed band
- 2.10High end of the filed band
- 2020Worst year filed (2.28)
- 10Years filed
Every year the Risk Management Agency has filed for McLean County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 0.47 at the low end to 2.10 at the high end, with 1.55 in the middle. The worst year filed is 2020, at 2.28. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $618,098 | $1,299,334 | $7,684,273 | 158 | 155 | 2.10 |
| 2016 | $1,080,518 | $1,674,120 | $11,609,422 | 223 | 219 | 1.55 |
| 2017 | $633,828 | $300,909 | $7,795,922 | 122 | 122 | 0.47 |
| 2018 | $809,226 | $1,509,145 | $8,537,162 | 159 | 157 | 1.86 |
| 2019 | $1,151,531 | $1,489,227 | $13,430,572 | 237 | 237 | 1.29 |
| 2020 | $437,815 | $998,789 | $5,689,032 | 117 | 117 | 2.28 |
| 2021 | $1,172,920 | $567,796 | $12,936,075 | 141 | 141 | 0.48 |
| 2022 | $385,915 | $784,924 | $4,984,358 | 87 | 87 | 2.03 |
| 2023 | $2,943,152 | $3,446,364 | $35,956,572 | 301 | 301 | 1.17 |
| 2024 | $2,023,272 | $3,659,510 | $23,315,457 | 392 | 392 | 1.81 |
Commodities insured in McLean County
4 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 10 years filed
- 0.22Low end of the filed band
- 1.18Middle of the filed band
- 1.38High end of the filed band
- 2022Worst year filed (2.62)
- 10Years filed
- $6,689,117Premium filed
- $7,043,081Indemnity paid
- $67,668,864Liability insured
- 97,955Quantity planted
- 71,897Quantity lost
- 743Policies
- 741Policies with a loss
- 1.05Loss ratio, whole span
Causes that carried the indemnity in McLean County
- Excess Moisture/Precipitation/Rain $4,320,507 indemnity · 10 years
- ARPI/SCO/STAX/MP Crops Only $1,296,115 indemnity · 3 years
- Decline in Price $723,466 indemnity · 6 years
- Drought $493,639 indemnity · 5 years
- Flood $128,009 indemnity · 3 years
- Cold Wet Weather $63,257 indemnity · 3 years
Soybeans 10 years filed
- 0.46Low end of the filed band
- 1.03Middle of the filed band
- 2.26High end of the filed band
- 2020Worst year filed (2.73)
- 10Years filed
- $3,500,826Premium filed
- $4,962,652Indemnity paid
- $55,752,000Liability insured
- 117,290Quantity planted
- 74,827Quantity lost
- 890Policies
- 884Policies with a loss
- 1.42Loss ratio, whole span
Causes that carried the indemnity in McLean County
- Excess Moisture/Precipitation/Rain $2,839,085 indemnity · 10 years
- Drought $1,298,090 indemnity · 6 years
- ARPI/SCO/ECO/STAX/MP/HIP-WI/PACE Crops Only $344,835 indemnity · 2 years
- Decline in Price $275,970 indemnity · 6 years
- Cold Wet Weather $120,058 indemnity · 3 years
- Flood $53,774 indemnity · 5 years
Wheat 10 years filed
- 0.93Low end of the filed band
- 2.09Middle of the filed band
- 2.85High end of the filed band
- 2024Worst year filed (3.36)
- 10Years filed
- $790,712Premium filed
- $1,933,301Indemnity paid
- $3,646,216Liability insured
- 15,489Quantity planted
- 15,489Quantity lost
- 146Policies
- 145Policies with a loss
- 2.45Loss ratio, whole span
Causes that carried the indemnity in McLean County
- Excess Moisture/Precipitation/Rain $1,504,252 indemnity · 10 years
- Flood $135,569 indemnity · 2 years
- Mycotoxin $118,147 indemnity · 1 years
- Decline in Price $74,401 indemnity · 4 years
- Cold Wet Weather $68,379 indemnity · 1 years
- ARPI/SCO/STAX/MP Crops Only $22,157 indemnity · 2 years
Dark Air Tobacco 10 years filed
- 1.97Low end of the filed band
- 5.10Middle of the filed band
- 9.39High end of the filed band
- 2018Worst year filed (9.60)
- 10Years filed
- $275,620Premium filed
- $1,791,084Indemnity paid
- $4,871,765Liability insured
- 1,022Quantity planted
- 1,022Quantity lost
- 158Policies
- 158Policies with a loss
- 6.50Loss ratio, whole span
Causes that carried the indemnity in McLean County
- Excess Moisture/Precipitation/Rain $1,396,173 indemnity · 10 years
- Flood $189,406 indemnity · 2 years
- Wind/Excess Wind $115,317 indemnity · 3 years
- Drought $66,990 indemnity · 3 years
- ARPI/SCO/STAX/MP Crops Only $15,747 indemnity · 2 years
- Frost $7,452 indemnity · 1 years
Every county-crop the agency files in Kentucky → Buy the McLean County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.