Crop-loss band · Kentucky
Monroe County, Kentucky — crop-loss band
- 1.06Low end of the filed band
- 1.93Middle of the filed band
- 4.20High end of the filed band
- 2015Worst year filed (6.00)
- 10Years filed
Every year the Risk Management Agency has filed for Monroe County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.06 at the low end to 4.20 at the high end, with 1.93 in the middle. The worst year filed is 2015, at 6.00. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $1,029,650 | $6,175,692 | $7,276,634 | 110 | 110 | 6.00 |
| 2016 | $1,484,535 | $6,237,245 | $8,452,026 | 120 | 116 | 4.20 |
| 2017 | $1,762,004 | $6,573,521 | $8,234,904 | 109 | 109 | 3.73 |
| 2018 | $1,781,028 | $5,266,531 | $7,750,675 | 123 | 123 | 2.96 |
| 2019 | $2,263,344 | $6,111,099 | $7,833,237 | 97 | 97 | 2.70 |
| 2020 | $2,557,032 | $4,936,333 | $7,623,292 | 77 | 77 | 1.93 |
| 2021 | $2,837,443 | $4,806,006 | $7,726,648 | 81 | 81 | 1.69 |
| 2022 | $2,740,040 | $4,520,074 | $8,055,968 | 102 | 102 | 1.65 |
| 2023 | $1,611,535 | $1,706,810 | $5,675,673 | 74 | 74 | 1.06 |
| 2024 | $1,536,250 | $2,124,941 | $5,557,605 | 102 | 102 | 1.38 |
Commodities insured in Monroe County
3 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Burley Tobacco 10 years filed
- 0.96Low end of the filed band
- 1.91Middle of the filed band
- 4.27High end of the filed band
- 2015Worst year filed (6.12)
- 10Years filed
- $17,905,927Premium filed
- $44,123,632Indemnity paid
- $60,028,111Liability insured
- 21,406Quantity planted
- 21,519Quantity lost
- 692Policies
- 688Policies with a loss
- 2.46Loss ratio, whole span
Causes that carried the indemnity in Monroe County
- Excess Moisture/Precipitation/Rain $29,085,705 indemnity · 10 years
- Drought $6,022,299 indemnity · 8 years
- Flood $4,474,544 indemnity · 5 years
- Heat $1,930,267 indemnity · 8 years
- ARPI/SCO/STAX/MP Crops Only $806,388 indemnity · 2 years
- House burn (Pole burn) $687,783 indemnity · 6 years
Corn 10 years filed
- 1.64Low end of the filed band
- 2.65Middle of the filed band
- 4.94High end of the filed band
- 2015Worst year filed (5.27)
- 10Years filed
- $806,698Premium filed
- $2,178,187Indemnity paid
- $6,023,456Liability insured
- 10,520Quantity planted
- 9,794Quantity lost
- 123Policies
- 123Policies with a loss
- 2.70Loss ratio, whole span
Causes that carried the indemnity in Monroe County
- Drought $1,066,026 indemnity · 6 years
- Excess Moisture/Precipitation/Rain $791,109 indemnity · 10 years
- Heat $222,681 indemnity · 4 years
- Decline in Price $36,962 indemnity · 5 years
- Wildlife $31,466 indemnity · 1 years
- ARPI/SCO/ECO/STAX/MP/HIP-WI/PACE Crops Only $16,664 indemnity · 1 years
Soybeans 10 years filed
- 1.12Low end of the filed band
- 2.57Middle of the filed band
- 3.53High end of the filed band
- 2018Worst year filed (3.65)
- 10Years filed
- $890,236Premium filed
- $2,156,433Indemnity paid
- $8,135,095Liability insured
- 18,061Quantity planted
- 13,671Quantity lost
- 180Policies
- 180Policies with a loss
- 2.42Loss ratio, whole span
Causes that carried the indemnity in Monroe County
- Excess Moisture/Precipitation/Rain $1,003,483 indemnity · 10 years
- Drought $815,284 indemnity · 7 years
- Heat $183,713 indemnity · 6 years
- Flood $74,041 indemnity · 5 years
- Wildlife $42,894 indemnity · 3 years
- ARPI/SCO/ECO/STAX/MP/PACE Crops Only $25,576 indemnity · 1 years
Every county-crop the agency files in Kentucky → Buy the Monroe County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.