Crop-loss band · Kentucky
Ohio County, Kentucky — crop-loss band
- 0.50Low end of the filed band
- 1.37Middle of the filed band
- 2.59High end of the filed band
- 2020Worst year filed (2.61)
- 10Years filed
Every year the Risk Management Agency has filed for Ohio County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 0.50 at the low end to 2.59 at the high end, with 1.37 in the middle. The worst year filed is 2020, at 2.61. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $381,894 | $599,395 | $4,941,589 | 76 | 73 | 1.57 |
| 2016 | $548,763 | $750,264 | $7,889,370 | 112 | 108 | 1.37 |
| 2017 | $400,769 | $199,829 | $5,581,342 | 74 | 74 | 0.50 |
| 2018 | $188,066 | $233,709 | $2,810,316 | 52 | 52 | 1.24 |
| 2019 | $581,965 | $1,347,289 | $8,852,334 | 152 | 150 | 2.32 |
| 2020 | $719,037 | $1,877,809 | $10,116,747 | 146 | 146 | 2.61 |
| 2021 | $1,090,536 | $589,255 | $11,677,150 | 104 | 104 | 0.54 |
| 2022 | $230,659 | $420,334 | $3,003,098 | 48 | 48 | 1.82 |
| 2023 | $1,774,536 | $2,211,138 | $23,537,961 | 242 | 242 | 1.25 |
| 2024 | $1,675,146 | $4,335,810 | $21,750,862 | 271 | 271 | 2.59 |
Commodities insured in Ohio County
2 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 10 years filed
- 0.36Low end of the filed band
- 1.39Middle of the filed band
- 2.64High end of the filed band
- 2024Worst year filed (3.04)
- 10Years filed
- $4,868,149Premium filed
- $8,315,487Indemnity paid
- $54,697,130Liability insured
- 85,233Quantity planted
- 66,803Quantity lost
- 631Policies
- 627Policies with a loss
- 1.71Loss ratio, whole span
Causes that carried the indemnity in Ohio County
- Excess Moisture/Precipitation/Rain $5,784,493 indemnity · 10 years
- Flood $1,200,592 indemnity · 5 years
- Decline in Price $655,658 indemnity · 6 years
- Cold Wet Weather $352,892 indemnity · 5 years
- Drought $239,791 indemnity · 4 years
- ARPI/SCO/ECO/STAX/MP/HIP-WI/PACE Crops Only $41,126 indemnity · 2 years
Soybeans 10 years filed
- 0.55Low end of the filed band
- 1.30Middle of the filed band
- 1.97High end of the filed band
- 2020Worst year filed (2.86)
- 10Years filed
- $2,723,222Premium filed
- $4,249,345Indemnity paid
- $45,463,639Liability insured
- 93,939Quantity planted
- 58,865Quantity lost
- 646Policies
- 641Policies with a loss
- 1.56Loss ratio, whole span
Causes that carried the indemnity in Ohio County
- Excess Moisture/Precipitation/Rain $2,573,146 indemnity · 10 years
- Drought $1,101,571 indemnity · 4 years
- Decline in Price $215,781 indemnity · 4 years
- Wildlife $146,690 indemnity · 3 years
- Flood $120,885 indemnity · 5 years
- Cold Wet Weather $59,502 indemnity · 3 years
Every county-crop the agency files in Kentucky → Buy the Ohio County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.