Crop-loss band · Kentucky
Owen County, Kentucky — crop-loss band
- 0.95Low end of the filed band
- 2.36Middle of the filed band
- 4.06High end of the filed band
- 2015Worst year filed (5.69)
- 10Years filed
Every year the Risk Management Agency has filed for Owen County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 0.95 at the low end to 4.06 at the high end, with 2.36 in the middle. The worst year filed is 2015, at 5.69. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $160,710 | $913,729 | $1,667,745 | 31 | 31 | 5.69 |
| 2016 | $255,646 | $1,026,858 | $2,245,472 | 29 | 29 | 4.02 |
| 2017 | $294,111 | $1,053,885 | $2,339,956 | 32 | 32 | 3.58 |
| 2018 | $293,627 | $1,191,698 | $2,390,718 | 53 | 53 | 4.06 |
| 2019 | $462,873 | $1,368,552 | $2,820,145 | 64 | 64 | 2.96 |
| 2020 | $179,147 | $170,680 | $1,213,489 | 24 | 24 | 0.95 |
| 2021 | $112,032 | $186,667 | $659,762 | 13 | 13 | 1.67 |
| 2022 | $141,032 | $332,792 | $744,368 | 30 | 30 | 2.36 |
| 2023 | $113,436 | $176,594 | $819,195 | 41 | 41 | 1.56 |
| 2024 | $174,064 | $394,254 | $1,387,550 | 58 | 58 | 2.27 |
Commodities insured in Owen County
2 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Burley Tobacco 10 years filed
- 0.93Low end of the filed band
- 2.53Middle of the filed band
- 4.02High end of the filed band
- 2015Worst year filed (5.69)
- 10Years filed
- $1,592,307Premium filed
- $5,473,626Indemnity paid
- $11,313,185Liability insured
- 3,642Quantity planted
- 3,697Quantity lost
- 194Policies
- 194Policies with a loss
- 3.44Loss ratio, whole span
Causes that carried the indemnity in Owen County
- Excess Moisture/Precipitation/Rain $3,798,209 indemnity · 9 years
- Drought $506,389 indemnity · 6 years
- ARPI/SCO/STAX/MP Crops Only $315,689 indemnity · 4 years
- Wind/Excess Wind $276,364 indemnity · 3 years
- Plant Disease $246,419 indemnity · 4 years
- Freeze $180,251 indemnity · 1 years
Pasture,Rangeland,Forage 7 years filed
- 0.20Low end of the filed band
- 2.20Middle of the filed band
- 4.54High end of the filed band
- 2018Worst year filed (4.54)
- 7Years filed
- $594,371Premium filed
- $1,342,083Indemnity paid
- $4,975,215Liability insured
- 23,018Quantity planted
- 0Quantity lost
- 181Policies
- 181Policies with a loss
- 2.26Loss ratio, whole span
Causes that carried the indemnity in Owen County
- ARPI/SCO/STAX/MP Crops Only $1,342,083 indemnity · 7 years
Every county-crop the agency files in Kentucky → Buy the Owen County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.