Crop-loss band · Kentucky
Pulaski County, Kentucky — crop-loss band
- 0.52Low end of the filed band
- 2.28Middle of the filed band
- 3.53High end of the filed band
- 2015Worst year filed (3.66)
- 10Years filed
Every year the Risk Management Agency has filed for Pulaski County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 0.52 at the low end to 3.53 at the high end, with 2.28 in the middle. The worst year filed is 2015, at 3.66. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $316,904 | $1,160,980 | $2,485,939 | 68 | 68 | 3.66 |
| 2016 | $337,684 | $1,124,006 | $2,489,161 | 72 | 71 | 3.33 |
| 2017 | $355,257 | $811,664 | $2,906,478 | 51 | 51 | 2.28 |
| 2018 | $479,296 | $1,068,524 | $4,845,574 | 71 | 71 | 2.23 |
| 2019 | $142,677 | $503,638 | $1,120,333 | 46 | 46 | 3.53 |
| 2020 | $137,210 | $299,326 | $1,344,450 | 26 | 26 | 2.18 |
| 2021 | $246,732 | $128,563 | $2,852,992 | 21 | 21 | 0.52 |
| 2022 | $411,531 | $764,096 | $4,914,674 | 38 | 38 | 1.86 |
| 2023 | $512,824 | $1,283,228 | $5,076,910 | 55 | 55 | 2.50 |
| 2024 | $1,234,251 | $3,165,711 | $13,604,202 | 117 | 117 | 2.56 |
Commodities insured in Pulaski County
4 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Soybeans 10 years filed
- 0.82Low end of the filed band
- 2.04Middle of the filed band
- 4.18High end of the filed band
- 2019Worst year filed (4.45)
- 10Years filed
- $1,962,248Premium filed
- $5,379,228Indemnity paid
- $24,137,831Liability insured
- 47,710Quantity planted
- 45,737Quantity lost
- 270Policies
- 270Policies with a loss
- 2.74Loss ratio, whole span
Causes that carried the indemnity in Pulaski County
- Drought $2,395,005 indemnity · 8 years
- Excess Moisture/Precipitation/Rain $1,384,105 indemnity · 10 years
- ARPI/SCO/STAX/MP Crops Only $1,152,321 indemnity · 3 years
- Decline in Price $290,094 indemnity · 5 years
- Other (Snow, Lightning, Etc.) $111,636 indemnity · 1 years
- Wildlife $24,257 indemnity · 2 years
Burley Tobacco 8 years filed
- 1.56Low end of the filed band
- 2.31Middle of the filed band
- 4.02High end of the filed band
- 2016Worst year filed (4.02)
- 8Years filed
- $742,997Premium filed
- $2,452,958Indemnity paid
- $4,747,244Liability insured
- 1,679Quantity planted
- 1,689Quantity lost
- 133Policies
- 133Policies with a loss
- 3.30Loss ratio, whole span
Causes that carried the indemnity in Pulaski County
- Excess Moisture/Precipitation/Rain $2,260,535 indemnity · 8 years
- Drought $137,407 indemnity · 4 years
- ARPI/SCO/STAX/MP Crops Only $20,869 indemnity · 1 years
- Wind/Excess Wind $19,512 indemnity · 3 years
- Plant Disease $8,840 indemnity · 2 years
- House burn (Pole burn) $5,051 indemnity · 1 years
Corn 10 years filed
- 0.04Low end of the filed band
- 1.50Middle of the filed band
- 2.53High end of the filed band
- 2018Worst year filed (4.41)
- 10Years filed
- $1,165,587Premium filed
- $1,796,399Indemnity paid
- $10,635,165Liability insured
- 14,386Quantity planted
- 13,888Quantity lost
- 137Policies
- 136Policies with a loss
- 1.54Loss ratio, whole span
Causes that carried the indemnity in Pulaski County
- Drought $743,728 indemnity · 5 years
- ARPI/SCO/STAX/MP Crops Only $441,901 indemnity · 2 years
- Excess Moisture/Precipitation/Rain $405,301 indemnity · 9 years
- Decline in Price $110,586 indemnity · 3 years
- Wind/Excess Wind $71,027 indemnity · 1 years
- Heat $8,614 indemnity · 1 years
Wheat 7 years filed
- 0.96Low end of the filed band
- 3.11Middle of the filed band
- 5.11High end of the filed band
- 2019Worst year filed (5.11)
- 7Years filed
- $303,534Premium filed
- $681,151Indemnity paid
- $2,120,473Liability insured
- 6,513Quantity planted
- 6,513Quantity lost
- 25Policies
- 25Policies with a loss
- 2.24Loss ratio, whole span
Causes that carried the indemnity in Pulaski County
- Excess Moisture/Precipitation/Rain $453,799 indemnity · 4 years
- Freeze $94,335 indemnity · 3 years
- Hail $51,520 indemnity · 1 years
- ARPI/SCO/ECO/STAX/MP/PACE Crops Only $45,886 indemnity · 1 years
- Decline in Price $35,613 indemnity · 2 years
Every county-crop the agency files in Kentucky → Buy the Pulaski County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.