Crop-loss band · Kentucky
Scott County, Kentucky — crop-loss band
- 0.40Low end of the filed band
- 2.90Middle of the filed band
- 4.97High end of the filed band
- 2015Worst year filed (6.92)
- 10Years filed
Every year the Risk Management Agency has filed for Scott County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 0.40 at the low end to 4.97 at the high end, with 2.90 in the middle. The worst year filed is 2015, at 6.92. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $59,381 | $410,687 | $646,926 | 22 | 22 | 6.92 |
| 2016 | $147,285 | $579,104 | $1,428,248 | 32 | 32 | 3.93 |
| 2017 | $160,152 | $617,834 | $1,478,249 | 42 | 42 | 3.86 |
| 2018 | $114,831 | $570,525 | $1,105,641 | 43 | 43 | 4.97 |
| 2019 | $60,183 | $174,321 | $448,011 | 21 | 21 | 2.90 |
| 2020 | $120,773 | $299,569 | $850,112 | 22 | 22 | 2.48 |
| 2021 | $8,151 | $29,891 | $64,118 | 14 | 14 | 3.67 |
| 2022 | $936 | $378 | $4,654 | 1 | 1 | 0.40 |
| 2023 | $30,531 | $72,999 | $189,524 | 5 | 5 | 2.39 |
| 2024 | $120,205 | $258,597 | $801,429 | 29 | 29 | 2.15 |
Commodities insured in Scott County
2 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Burley Tobacco 8 years filed
- 0.84Low end of the filed band
- 3.67Middle of the filed band
- 6.92High end of the filed band
- 2015Worst year filed (6.92)
- 8Years filed
- $550,682Premium filed
- $2,371,087Indemnity paid
- $5,200,229Liability insured
- 1,724Quantity planted
- 1,761Quantity lost
- 161Policies
- 161Policies with a loss
- 4.31Loss ratio, whole span
Causes that carried the indemnity in Scott County
- Excess Moisture/Precipitation/Rain $1,682,894 indemnity · 7 years
- Drought $348,402 indemnity · 4 years
- House burn (Pole burn) $158,147 indemnity · 2 years
- Wind/Excess Wind $78,866 indemnity · 4 years
- Plant Disease $75,982 indemnity · 3 years
- All Other Causes $22,541 indemnity · 1 years
Corn 8 years filed
- 0.40Low end of the filed band
- 2.22Middle of the filed band
- 5.10High end of the filed band
- 2018Worst year filed (5.10)
- 8Years filed
- $271,746Premium filed
- $642,818Indemnity paid
- $1,816,683Liability insured
- 3,323Quantity planted
- 3,323Quantity lost
- 70Policies
- 70Policies with a loss
- 2.37Loss ratio, whole span
Causes that carried the indemnity in Scott County
- Drought $432,780 indemnity · 4 years
- Excess Moisture/Precipitation/Rain $117,462 indemnity · 5 years
- All Other Causes $67,503 indemnity · 1 years
- Flood $10,884 indemnity · 1 years
- Decline in Price $6,500 indemnity · 4 years
- ARPI/SCO/ECO/STAX/MP/PACE Crops Only $5,120 indemnity · 1 years
Every county-crop the agency files in Kentucky → Buy the Scott County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.