Crop-loss band · Kentucky
Todd County, Kentucky — crop-loss band
- 0.72Low end of the filed band
- 1.51Middle of the filed band
- 2.97High end of the filed band
- 2016Worst year filed (3.38)
- 10Years filed
Every year the Risk Management Agency has filed for Todd County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 0.72 at the low end to 2.97 at the high end, with 1.51 in the middle. The worst year filed is 2016, at 3.38. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $423,065 | $404,170 | $5,248,778 | 98 | 98 | 0.96 |
| 2016 | $432,411 | $1,459,982 | $5,882,123 | 180 | 179 | 3.38 |
| 2017 | $575,262 | $694,804 | $6,262,291 | 207 | 206 | 1.21 |
| 2018 | $451,801 | $1,312,421 | $4,599,050 | 224 | 224 | 2.90 |
| 2019 | $768,509 | $1,426,410 | $8,926,237 | 234 | 234 | 1.86 |
| 2020 | $734,607 | $1,110,254 | $7,513,776 | 166 | 166 | 1.51 |
| 2021 | $411,367 | $296,551 | $4,277,743 | 107 | 107 | 0.72 |
| 2022 | $3,797,538 | $8,644,316 | $42,185,621 | 380 | 380 | 2.28 |
| 2023 | $656,278 | $748,241 | $8,207,852 | 119 | 119 | 1.14 |
| 2024 | $1,412,199 | $4,187,318 | $20,024,599 | 291 | 291 | 2.97 |
Commodities insured in Todd County
5 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 10 years filed
- 0.39Low end of the filed band
- 0.75Middle of the filed band
- 2.01High end of the filed band
- 2022Worst year filed (2.25)
- 10Years filed
- $5,531,613Premium filed
- $9,620,735Indemnity paid
- $61,440,514Liability insured
- 83,468Quantity planted
- 65,227Quantity lost
- 577Policies
- 577Policies with a loss
- 1.74Loss ratio, whole span
Causes that carried the indemnity in Todd County
- Drought $6,741,659 indemnity · 7 years
- Excess Moisture/Precipitation/Rain $1,593,678 indemnity · 10 years
- Heat $1,002,508 indemnity · 4 years
- Decline in Price $107,131 indemnity · 7 years
- ARPI/SCO/ECO/STAX/MP/HIP-WI/PACE Crops Only $46,611 indemnity · 2 years
- Wildlife $42,768 indemnity · 5 years
Soybeans 10 years filed
- 0.59Low end of the filed band
- 1.12Middle of the filed band
- 2.31High end of the filed band
- 2024Worst year filed (2.74)
- 10Years filed
- $2,139,079Premium filed
- $4,382,474Indemnity paid
- $29,974,735Liability insured
- 70,236Quantity planted
- 61,006Quantity lost
- 679Policies
- 678Policies with a loss
- 2.05Loss ratio, whole span
Causes that carried the indemnity in Todd County
- Drought $2,615,485 indemnity · 9 years
- Excess Moisture/Precipitation/Rain $898,942 indemnity · 10 years
- Decline in Price $376,280 indemnity · 6 years
- Heat $233,820 indemnity · 4 years
- Wildlife $190,409 indemnity · 10 years
- ARPI/SCO/STAX/MP Crops Only $24,606 indemnity · 2 years
Wheat 10 years filed
- 1.29Low end of the filed band
- 2.95Middle of the filed band
- 4.05High end of the filed band
- 2021Worst year filed (5.31)
- 10Years filed
- $1,388,525Premium filed
- $3,414,937Indemnity paid
- $13,328,874Liability insured
- 40,429Quantity planted
- 40,623Quantity lost
- 254Policies
- 253Policies with a loss
- 2.46Loss ratio, whole span
Causes that carried the indemnity in Todd County
- Excess Moisture/Precipitation/Rain $1,809,470 indemnity · 9 years
- Freeze $624,833 indemnity · 5 years
- Mycotoxin $503,034 indemnity · 1 years
- Plant Disease $182,970 indemnity · 1 years
- Decline in Price $163,763 indemnity · 4 years
- Drought $83,886 indemnity · 2 years
Fire Cured Tobacco 10 years filed
- 5.55Low end of the filed band
- 8.89Middle of the filed band
- 9.93High end of the filed band
- 2024Worst year filed (10.49)
- 10Years filed
- $298,841Premium filed
- $2,480,125Indemnity paid
- $6,105,170Liability insured
- 1,071Quantity planted
- 1,078Quantity lost
- 159Policies
- 159Policies with a loss
- 8.30Loss ratio, whole span
Causes that carried the indemnity in Todd County
- Excess Moisture/Precipitation/Rain $1,549,137 indemnity · 9 years
- Fire $288,557 indemnity · 8 years
- Wind/Excess Wind $255,265 indemnity · 8 years
- Plant Disease $139,812 indemnity · 4 years
- Drought $116,879 indemnity · 4 years
- Hail $68,043 indemnity · 1 years
Pasture,Rangeland,Forage 9 years filed
- 0.56Low end of the filed band
- 1.21Middle of the filed band
- 2.98High end of the filed band
- 2024Worst year filed (2.98)
- 9Years filed
- $304,979Premium filed
- $386,196Indemnity paid
- $2,278,777Liability insured
- 9,192Quantity planted
- 0Quantity lost
- 337Policies
- 337Policies with a loss
- 1.27Loss ratio, whole span
Causes that carried the indemnity in Todd County
- ARPI/SCO/STAX/MP Crops Only $386,196 indemnity · 9 years
Every county-crop the agency files in Kentucky → Buy the Todd County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.