Crop-loss band · Kentucky
Warren County, Kentucky — crop-loss band
- 0.94Low end of the filed band
- 3.31Middle of the filed band
- 6.24High end of the filed band
- 2020Worst year filed (6.29)
- 10Years filed
Every year the Risk Management Agency has filed for Warren County is in the series below, from 2016 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 0.94 at the low end to 6.24 at the high end, with 3.31 in the middle. The worst year filed is 2020, at 6.29. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $798,320 | $2,441,844 | $6,624,680 | 72 | 71 | 3.06 |
| 2016 | $567,480 | $2,163,918 | $4,542,876 | 89 | 86 | 3.81 |
| 2017 | $668,529 | $2,214,448 | $5,221,777 | 101 | 101 | 3.31 |
| 2018 | $674,742 | $4,173,202 | $7,130,623 | 102 | 102 | 6.18 |
| 2019 | $739,717 | $4,616,552 | $7,419,988 | 109 | 109 | 6.24 |
| 2020 | $715,647 | $4,499,897 | $6,447,791 | 96 | 95 | 6.29 |
| 2021 | $861,786 | $3,593,389 | $7,260,631 | 90 | 90 | 4.17 |
| 2022 | $1,580,958 | $3,242,491 | $14,193,394 | 120 | 120 | 2.05 |
| 2023 | $588,855 | $556,137 | $5,498,569 | 50 | 50 | 0.94 |
| 2024 | $1,609,527 | $2,875,810 | $15,544,644 | 162 | 162 | 1.79 |
Commodities insured in Warren County
5 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Dark Air Tobacco 7 years filed
- 7.04Low end of the filed band
- 11.15Middle of the filed band
- 13.56High end of the filed band
- 2016Worst year filed (13.56)
- 7Years filed
- $1,304,228Premium filed
- $13,645,341Indemnity paid
- $15,352,121Liability insured
- 3,698Quantity planted
- 3,700Quantity lost
- 179Policies
- 179Policies with a loss
- 10.46Loss ratio, whole span
Causes that carried the indemnity in Warren County
- Excess Moisture/Precipitation/Rain $7,231,301 indemnity · 7 years
- Heat $2,564,081 indemnity · 5 years
- ARPI/SCO/STAX/MP Crops Only $1,446,308 indemnity · 3 years
- Drought $1,391,080 indemnity · 4 years
- Plant Disease $620,260 indemnity · 4 years
- Flood $325,322 indemnity · 2 years
Burley Tobacco 9 years filed
- 1.55Low end of the filed band
- 3.73Middle of the filed band
- 8.58High end of the filed band
- 2015Worst year filed (8.58)
- 9Years filed
- $1,546,012Premium filed
- $6,787,287Indemnity paid
- $9,070,073Liability insured
- 3,717Quantity planted
- 3,730Quantity lost
- 155Policies
- 154Policies with a loss
- 4.39Loss ratio, whole span
Causes that carried the indemnity in Warren County
- Excess Moisture/Precipitation/Rain $3,890,867 indemnity · 9 years
- Flood $2,097,768 indemnity · 3 years
- Wind/Excess Wind $328,922 indemnity · 2 years
- ARPI/SCO/STAX/MP Crops Only $219,818 indemnity · 4 years
- Drought $114,492 indemnity · 2 years
- Heat $106,184 indemnity · 2 years
Soybeans 10 years filed
- 0.35Low end of the filed band
- 1.33Middle of the filed band
- 2.37High end of the filed band
- 2018Worst year filed (3.07)
- 10Years filed
- $2,767,397Premium filed
- $4,078,731Indemnity paid
- $25,451,567Liability insured
- 56,711Quantity planted
- 49,042Quantity lost
- 360Policies
- 356Policies with a loss
- 1.47Loss ratio, whole span
Causes that carried the indemnity in Warren County
- Drought $2,212,355 indemnity · 7 years
- Excess Moisture/Precipitation/Rain $1,429,204 indemnity · 10 years
- Heat $109,917 indemnity · 2 years
- Decline in Price $100,949 indemnity · 5 years
- Wildlife $98,914 indemnity · 6 years
- ARPI/SCO/STAX Crops Only $67,038 indemnity · 2 years
Corn 10 years filed
- 0.22Low end of the filed band
- 1.82Middle of the filed band
- 4.27High end of the filed band
- 2019Worst year filed (4.29)
- 10Years filed
- $2,423,670Premium filed
- $3,670,565Indemnity paid
- $23,822,375Liability insured
- 33,240Quantity planted
- 23,995Quantity lost
- 218Policies
- 218Policies with a loss
- 1.51Loss ratio, whole span
Causes that carried the indemnity in Warren County
- Drought $1,647,552 indemnity · 6 years
- Excess Moisture/Precipitation/Rain $1,227,400 indemnity · 10 years
- Heat $512,895 indemnity · 1 years
- Decline in Price $143,484 indemnity · 5 years
- Wind/Excess Wind $104,240 indemnity · 3 years
- Flood $33,250 indemnity · 2 years
Wheat 10 years filed
- 1.72Low end of the filed band
- 2.78Middle of the filed band
- 5.99High end of the filed band
- 2021Worst year filed (9.43)
- 10Years filed
- $764,254Premium filed
- $2,195,764Indemnity paid
- $6,188,837Liability insured
- 19,587Quantity planted
- 19,587Quantity lost
- 79Policies
- 79Policies with a loss
- 2.87Loss ratio, whole span
Causes that carried the indemnity in Warren County
- Excess Moisture/Precipitation/Rain $1,399,720 indemnity · 10 years
- Freeze $330,204 indemnity · 3 years
- Heat $193,521 indemnity · 1 years
- Mycotoxin $101,233 indemnity · 1 years
- Hail $60,695 indemnity · 1 years
- Cold Wet Weather $43,478 indemnity · 1 years
Every county-crop the agency files in Kentucky → Buy the Warren County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.