Crop-loss band · Kentucky
Washington County, Kentucky — crop-loss band
- 0.74Low end of the filed band
- 2.17Middle of the filed band
- 3.38High end of the filed band
- 2015Worst year filed (3.51)
- 10Years filed
Every year the Risk Management Agency has filed for Washington County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 0.74 at the low end to 3.38 at the high end, with 2.17 in the middle. The worst year filed is 2015, at 3.51. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $133,887 | $469,558 | $1,314,060 | 33 | 33 | 3.51 |
| 2016 | $203,290 | $577,183 | $1,619,156 | 42 | 40 | 2.84 |
| 2017 | $185,097 | $464,751 | $1,654,255 | 36 | 36 | 2.51 |
| 2018 | $197,427 | $667,431 | $1,916,099 | 53 | 53 | 3.38 |
| 2019 | $479,718 | $1,581,266 | $4,314,765 | 98 | 98 | 3.30 |
| 2020 | $50,405 | $72,645 | $404,292 | 18 | 18 | 1.44 |
| 2021 | $32,400 | $24,098 | $246,013 | 9 | 9 | 0.74 |
| 2022 | $309,673 | $459,619 | $2,922,063 | 24 | 24 | 1.48 |
| 2023 | $130,167 | $282,566 | $1,110,760 | 23 | 23 | 2.17 |
| 2024 | $685,419 | $1,115,472 | $6,242,661 | 105 | 105 | 1.63 |
Commodities insured in Washington County
3 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Soybeans 10 years filed
- 0.74Low end of the filed band
- 1.93Middle of the filed band
- 3.93High end of the filed band
- 2015Worst year filed (4.38)
- 10Years filed
- $1,164,231Premium filed
- $2,787,374Indemnity paid
- $10,626,354Liability insured
- 25,804Quantity planted
- 25,125Quantity lost
- 225Policies
- 223Policies with a loss
- 2.39Loss ratio, whole span
Causes that carried the indemnity in Washington County
- Drought $1,680,676 indemnity · 6 years
- Excess Moisture/Precipitation/Rain $730,804 indemnity · 10 years
- Decline in Price $147,482 indemnity · 4 years
- Wildlife $94,379 indemnity · 6 years
- ARPI/SCO/STAX/MP Crops Only $47,102 indemnity · 3 years
- Other (Snow, Lightning, Etc.) $25,972 indemnity · 1 years
Burley Tobacco 6 years filed
- 2.53Low end of the filed band
- 3.53Middle of the filed band
- 4.58High end of the filed band
- 2018Worst year filed (4.58)
- 6Years filed
- $418,893Premium filed
- $1,572,600Indemnity paid
- $3,368,131Liability insured
- 1,206Quantity planted
- 1,212Quantity lost
- 95Policies
- 95Policies with a loss
- 3.75Loss ratio, whole span
Causes that carried the indemnity in Washington County
- Excess Moisture/Precipitation/Rain $1,162,695 indemnity · 6 years
- Drought $174,136 indemnity · 3 years
- Freeze $75,583 indemnity · 1 years
- ARPI/SCO/STAX/MP Crops Only $45,416 indemnity · 2 years
- Wind/Excess Wind $41,289 indemnity · 2 years
- Hail $29,316 indemnity · 2 years
Corn 9 years filed
- 0.94Low end of the filed band
- 1.57Middle of the filed band
- 2.71High end of the filed band
- 2023Worst year filed (2.71)
- 9Years filed
- $824,359Premium filed
- $1,354,615Indemnity paid
- $7,749,639Liability insured
- 13,314Quantity planted
- 13,226Quantity lost
- 121Policies
- 121Policies with a loss
- 1.64Loss ratio, whole span
Causes that carried the indemnity in Washington County
- Drought $748,760 indemnity · 5 years
- Excess Moisture/Precipitation/Rain $349,263 indemnity · 7 years
- Decline in Price $158,515 indemnity · 1 years
- Wind/Excess Wind $42,739 indemnity · 2 years
- ARPI/SCO/STAX/MP Crops Only $15,872 indemnity · 2 years
- Flood $15,254 indemnity · 1 years
Every county-crop the agency files in Kentucky → Buy the Washington County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.