Crop-loss band · Kentucky
Webster County, Kentucky — crop-loss band
- 0.48Low end of the filed band
- 1.22Middle of the filed band
- 1.57High end of the filed band
- 2016Worst year filed (1.91)
- 10Years filed
Every year the Risk Management Agency has filed for Webster County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 0.48 at the low end to 1.57 at the high end, with 1.22 in the middle. The worst year filed is 2016, at 1.91. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $416,300 | $653,449 | $3,553,299 | 87 | 86 | 1.57 |
| 2016 | $1,167,058 | $2,227,841 | $10,704,832 | 239 | 229 | 1.91 |
| 2017 | $648,573 | $793,068 | $7,178,725 | 113 | 113 | 1.22 |
| 2018 | $443,037 | $474,144 | $5,877,357 | 142 | 142 | 1.07 |
| 2019 | $487,421 | $680,591 | $6,131,767 | 124 | 124 | 1.40 |
| 2020 | $216,067 | $228,299 | $2,815,002 | 68 | 68 | 1.06 |
| 2021 | $841,414 | $403,433 | $9,973,834 | 102 | 102 | 0.48 |
| 2022 | $697,263 | $1,025,961 | $7,933,770 | 76 | 76 | 1.47 |
| 2023 | $2,320,435 | $2,761,644 | $25,552,104 | 186 | 186 | 1.19 |
| 2024 | $2,000,266 | $2,928,749 | $19,813,976 | 231 | 231 | 1.46 |
Commodities insured in Webster County
2 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 10 years filed
- 0.20Low end of the filed band
- 1.18Middle of the filed band
- 1.47High end of the filed band
- 2016Worst year filed (1.90)
- 10Years filed
- $5,754,645Premium filed
- $7,205,643Indemnity paid
- $52,814,999Liability insured
- 76,780Quantity planted
- 57,502Quantity lost
- 595Policies
- 591Policies with a loss
- 1.25Loss ratio, whole span
Causes that carried the indemnity in Webster County
- Excess Moisture/Precipitation/Rain $3,646,869 indemnity · 10 years
- ARPI/SCO/STAX/MP Crops Only $2,140,354 indemnity · 3 years
- Drought $827,199 indemnity · 6 years
- Decline in Price $518,897 indemnity · 7 years
- Cold Wet Weather $31,000 indemnity · 3 years
- Plant Disease $25,680 indemnity · 1 years
Soybeans 10 years filed
- 0.88Low end of the filed band
- 1.18Middle of the filed band
- 1.94High end of the filed band
- 2024Worst year filed (1.97)
- 10Years filed
- $3,483,189Premium filed
- $4,971,536Indemnity paid
- $46,719,667Liability insured
- 105,057Quantity planted
- 61,797Quantity lost
- 773Policies
- 766Policies with a loss
- 1.43Loss ratio, whole span
Causes that carried the indemnity in Webster County
- Excess Moisture/Precipitation/Rain $2,922,350 indemnity · 10 years
- Drought $1,420,126 indemnity · 7 years
- Decline in Price $264,503 indemnity · 6 years
- ARPI/SCO/ECO/STAX/MP/PACE Crops Only $173,596 indemnity · 1 years
- Wildlife $93,550 indemnity · 8 years
- Insects $42,903 indemnity · 4 years
Every county-crop the agency files in Kentucky → Buy the Webster County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.