Crop-loss band · Louisiana
Caddo Parish, Louisiana — crop-loss band
- 1.15Low end of the filed band
- 3.12Middle of the filed band
- 4.32High end of the filed band
- 2020Worst year filed (6.87)
- 10Years filed
Every year the Risk Management Agency has filed for Caddo Parish is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.15 at the low end to 4.32 at the high end, with 3.12 in the middle. The worst year filed is 2020, at 6.87. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $493,798 | $1,455,266 | $4,696,106 | 66 | 66 | 2.95 |
| 2016 | $650,836 | $2,033,574 | $6,976,811 | 68 | 68 | 3.12 |
| 2017 | $375,975 | $432,320 | $1,872,212 | 18 | 18 | 1.15 |
| 2018 | $1,152,301 | $4,473,000 | $8,865,470 | 98 | 98 | 3.88 |
| 2019 | $549,674 | $2,216,948 | $7,576,123 | 68 | 68 | 4.03 |
| 2020 | $432,014 | $2,966,772 | $5,258,358 | 79 | 79 | 6.87 |
| 2021 | $465,142 | $1,590,340 | $4,011,638 | 57 | 57 | 3.42 |
| 2022 | $2,234,561 | $6,709,078 | $21,275,952 | 137 | 137 | 3.00 |
| 2023 | $1,340,088 | $3,632,846 | $10,377,447 | 92 | 92 | 2.71 |
| 2024 | $805,733 | $3,481,554 | $7,890,787 | 76 | 76 | 4.32 |
Commodities insured in Caddo Parish
3 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Cotton 10 years filed
- 1.12Low end of the filed band
- 3.12Middle of the filed band
- 7.09High end of the filed band
- 2020Worst year filed (14.67)
- 10Years filed
- $4,011,723Premium filed
- $13,168,591Indemnity paid
- $31,335,896Liability insured
- 45,048Quantity planted
- 84,979Quantity lost
- 214Policies
- 214Policies with a loss
- 3.28Loss ratio, whole span
Causes that carried the indemnity in Caddo Parish
- Excess Moisture/Precipitation/Rain $5,344,918 indemnity · 10 years
- ARPI/SCO/STAX Crops Only $5,155,235 indemnity · 7 years
- Heat $1,190,284 indemnity · 3 years
- Drought $664,975 indemnity · 4 years
- Cold Wet Weather $471,552 indemnity · 1 years
- Decline in Price $150,236 indemnity · 2 years
Corn 10 years filed
- 2.28Low end of the filed band
- 3.16Middle of the filed band
- 5.49High end of the filed band
- 2020Worst year filed (6.04)
- 10Years filed
- $2,506,245Premium filed
- $9,538,138Indemnity paid
- $33,110,433Liability insured
- 80,839Quantity planted
- 79,802Quantity lost
- 301Policies
- 301Policies with a loss
- 3.81Loss ratio, whole span
Causes that carried the indemnity in Caddo Parish
- Excess Moisture/Precipitation/Rain $4,078,069 indemnity · 10 years
- Heat $2,582,887 indemnity · 8 years
- Mycotoxin $1,361,738 indemnity · 10 years
- Drought $588,119 indemnity · 4 years
- Flood $321,522 indemnity · 2 years
- Decline in Price $261,001 indemnity · 4 years
Soybeans 10 years filed
- 0.52Low end of the filed band
- 2.76Middle of the filed band
- 4.11High end of the filed band
- 2016Worst year filed (4.66)
- 10Years filed
- $1,982,154Premium filed
- $6,284,969Indemnity paid
- $14,354,575Liability insured
- 50,552Quantity planted
- 50,772Quantity lost
- 244Policies
- 244Policies with a loss
- 3.17Loss ratio, whole span
Causes that carried the indemnity in Caddo Parish
- Excess Moisture/Precipitation/Rain $3,977,739 indemnity · 10 years
- Heat $1,381,844 indemnity · 7 years
- Drought $707,764 indemnity · 6 years
- Other (Snow, Lightning, Etc.) $112,138 indemnity · 1 years
- ARPI/SCO/STAX/MP/HIP WI Crops Only $49,685 indemnity · 2 years
- Hurricane/Tropical Depression $43,449 indemnity · 1 years
Every county-crop the agency files in Louisiana → Buy the Caddo Parish dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.