Crop-loss band · Louisiana
Franklin Parish, Louisiana — crop-loss band
- 2.45Low end of the filed band
- 2.86Middle of the filed band
- 4.02High end of the filed band
- 2020Worst year filed (4.09)
- 10Years filed
Every year the Risk Management Agency has filed for Franklin Parish is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 2.45 at the low end to 4.02 at the high end, with 2.86 in the middle. The worst year filed is 2020, at 4.09. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $1,444,120 | $4,125,993 | $9,774,454 | 263 | 262 | 2.86 |
| 2016 | $1,610,653 | $4,995,398 | $16,403,253 | 382 | 377 | 3.10 |
| 2017 | $1,133,548 | $2,773,478 | $6,830,329 | 157 | 156 | 2.45 |
| 2018 | $1,501,579 | $4,124,519 | $11,267,286 | 243 | 243 | 2.75 |
| 2019 | $1,597,652 | $5,509,100 | $10,881,538 | 303 | 303 | 3.45 |
| 2020 | $1,228,743 | $5,023,595 | $12,318,974 | 227 | 227 | 4.09 |
| 2021 | $457,989 | $1,842,192 | $4,477,520 | 121 | 121 | 4.02 |
| 2022 | $3,040,292 | $10,421,315 | $24,293,822 | 317 | 317 | 3.43 |
| 2023 | $3,308,027 | $9,342,567 | $43,352,235 | 394 | 394 | 2.82 |
| 2024 | $2,537,673 | $7,173,543 | $21,634,140 | 348 | 348 | 2.83 |
Commodities insured in Franklin Parish
8 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 10 years filed
- 2.86Low end of the filed band
- 4.41Middle of the filed band
- 5.97High end of the filed band
- 2015Worst year filed (6.53)
- 10Years filed
- $5,966,113Premium filed
- $23,648,955Indemnity paid
- $88,203,699Liability insured
- 183,551Quantity planted
- 174,687Quantity lost
- 997Policies
- 992Policies with a loss
- 3.96Loss ratio, whole span
Causes that carried the indemnity in Franklin Parish
- Excess Moisture/Precipitation/Rain $15,457,546 indemnity · 10 years
- Heat $2,468,897 indemnity · 6 years
- Decline in Price $1,431,484 indemnity · 8 years
- Drought $965,405 indemnity · 6 years
- ARPI/SCO/ECO/STAX/MP/HIP-WI/PACE Crops Only $934,805 indemnity · 2 years
- Wind/Excess Wind $780,281 indemnity · 8 years
Soybeans 10 years filed
- 1.32Low end of the filed band
- 2.64Middle of the filed band
- 4.12High end of the filed band
- 2022Worst year filed (4.16)
- 10Years filed
- $4,659,995Premium filed
- $14,020,556Indemnity paid
- $37,818,265Liability insured
- 113,900Quantity planted
- 102,690Quantity lost
- 921Policies
- 919Policies with a loss
- 3.01Loss ratio, whole span
Causes that carried the indemnity in Franklin Parish
- Excess Moisture/Precipitation/Rain $8,206,906 indemnity · 10 years
- Heat $3,970,682 indemnity · 8 years
- Drought $1,381,363 indemnity · 8 years
- Wildlife $228,311 indemnity · 10 years
- Other (Snow, Lightning, Etc.) $70,927 indemnity · 3 years
- Decline in Price $66,863 indemnity · 7 years
Cotton 10 years filed
- 1.42Low end of the filed band
- 2.08Middle of the filed band
- 3.14High end of the filed band
- 2021Worst year filed (3.29)
- 10Years filed
- $3,904,082Premium filed
- $9,583,640Indemnity paid
- $20,658,165Liability insured
- 26,246Quantity planted
- 51,431Quantity lost
- 227Policies
- 227Policies with a loss
- 2.45Loss ratio, whole span
Causes that carried the indemnity in Franklin Parish
- Excess Moisture/Precipitation/Rain $4,919,875 indemnity · 9 years
- ARPI/SCO/STAX Crops Only $3,486,419 indemnity · 6 years
- Heat $549,972 indemnity · 4 years
- Drought $356,589 indemnity · 5 years
- Hail $84,194 indemnity · 2 years
- Other (Snow, Lightning, Etc.) $71,155 indemnity · 1 years
Wheat 10 years filed
- 1.25Low end of the filed band
- 2.62Middle of the filed band
- 3.25High end of the filed band
- 2022Worst year filed (4.46)
- 10Years filed
- $1,632,097Premium filed
- $3,835,116Indemnity paid
- $6,394,055Liability insured
- 51,030Quantity planted
- 51,030Quantity lost
- 267Policies
- 267Policies with a loss
- 2.35Loss ratio, whole span
Causes that carried the indemnity in Franklin Parish
- Excess Moisture/Precipitation/Rain $2,777,546 indemnity · 10 years
- Drought $925,235 indemnity · 3 years
- Cold Wet Weather $69,776 indemnity · 2 years
- Hail $39,391 indemnity · 1 years
- Wildlife $14,110 indemnity · 1 years
- Decline in Price $9,058 indemnity · 2 years
Rice 9 years filed
- 1.77Low end of the filed band
- 4.18Middle of the filed band
- 8.95High end of the filed band
- 2024Worst year filed (8.95)
- 9Years filed
- $339,426Premium filed
- $1,757,528Indemnity paid
- $2,251,483Liability insured
- 3,534Quantity planted
- 2,751Quantity lost
- 40Policies
- 40Policies with a loss
- 5.18Loss ratio, whole span
Causes that carried the indemnity in Franklin Parish
- Wind/Excess Wind $1,055,559 indemnity · 8 years
- Excess Moisture/Precipitation/Rain $672,311 indemnity · 4 years
- Hurricane/Tropical Depression $29,658 indemnity · 1 years
All Other Crops 6 years filed
- 0.28Low end of the filed band
- 1.70Middle of the filed band
- 2.81High end of the filed band
- 2023Worst year filed (2.81)
- 6Years filed
- $752,873Premium filed
- $1,457,884Indemnity paid
- $3,270,098Liability insured
- 12,391Quantity planted
- 3,816Quantity lost
- 11Policies
- 11Policies with a loss
- 1.94Loss ratio, whole span
Causes that carried the indemnity in Franklin Parish
- Excess Moisture/Precipitation/Rain $469,048 indemnity · 3 years
- Decline in Price $328,484 indemnity · 3 years
- Heat $316,832 indemnity · 1 years
- Wind/Excess Wind $201,715 indemnity · 2 years
- Hurricane/Tropical Depression $141,508 indemnity · 1 years
- ARPI/SCO/STAX/MP Crops Only $298 indemnity · 1 years
Pasture,Rangeland,Forage 8 years filed
- 0.55Low end of the filed band
- 1.59Middle of the filed band
- 3.13High end of the filed band
- 2021Worst year filed (3.13)
- 8Years filed
- $318,504Premium filed
- $592,107Indemnity paid
- $1,947,037Liability insured
- 16,107Quantity planted
- 0Quantity lost
- 270Policies
- 270Policies with a loss
- 1.86Loss ratio, whole span
Causes that carried the indemnity in Franklin Parish
- ARPI/SCO/STAX/MP Crops Only $592,107 indemnity · 8 years
Grain Sorghum 7 years filed
- 0.90Low end of the filed band
- 1.40Middle of the filed band
- 2.95High end of the filed band
- 2024Worst year filed (2.95)
- 7Years filed
- $287,186Premium filed
- $435,914Indemnity paid
- $690,749Liability insured
- 3,482Quantity planted
- 3,514Quantity lost
- 22Policies
- 22Policies with a loss
- 1.52Loss ratio, whole span
Causes that carried the indemnity in Franklin Parish
- Excess Moisture/Precipitation/Rain $296,287 indemnity · 6 years
- Drought $114,421 indemnity · 2 years
- Heat $25,206 indemnity · 2 years
Every county-crop the agency files in Louisiana → Buy the Franklin Parish dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.