Crop-loss band · Louisiana
Lafayette Parish, Louisiana — crop-loss band
- 3.35Low end of the filed band
- 4.86Middle of the filed band
- 7.53High end of the filed band
- 2019Worst year filed (9.73)
- 10Years filed
Every year the Risk Management Agency has filed for Lafayette Parish is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 3.35 at the low end to 7.53 at the high end, with 4.86 in the middle. The worst year filed is 2019, at 9.73. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $66,069 | $221,132 | $365,956 | 41 | 39 | 3.35 |
| 2016 | $39,419 | $237,587 | $350,153 | 25 | 25 | 6.03 |
| 2017 | $18,458 | $66,081 | $121,286 | 9 | 9 | 3.58 |
| 2018 | $17,983 | $135,373 | $158,673 | 14 | 14 | 7.53 |
| 2019 | $33,928 | $329,991 | $987,295 | 19 | 19 | 9.73 |
| 2020 | $42,005 | $196,018 | $421,616 | 16 | 15 | 4.67 |
| 2021 | $343,538 | $1,668,364 | $1,942,597 | 35 | 35 | 4.86 |
| 2022 | $42,674 | $251,406 | $675,812 | 23 | 23 | 5.89 |
| 2023 | $188,447 | $1,410,052 | $5,285,485 | 29 | 29 | 7.48 |
| 2024 | $902,256 | $3,207,416 | $4,476,174 | 62 | 62 | 3.55 |
Commodities insured in Lafayette Parish
3 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Sugarcane 10 years filed
- 3.60Low end of the filed band
- 5.54Middle of the filed band
- 19.05High end of the filed band
- 2017Worst year filed (35.17)
- 10Years filed
- $923,790Premium filed
- $4,881,194Indemnity paid
- $10,739,367Liability insured
- 10,335Quantity planted
- 15,550Quantity lost
- 108Policies
- 107Policies with a loss
- 5.28Loss ratio, whole span
Causes that carried the indemnity in Lafayette Parish
- Hurricane $1,688,300 indemnity · 1 years
- Drought $1,321,453 indemnity · 3 years
- ARPI/SCO/STAX/MP Crops Only $1,163,158 indemnity · 2 years
- Freeze $447,108 indemnity · 4 years
- Hurricane/Tropical Depression $133,890 indemnity · 2 years
- Excess Moisture/Precipitation/Rain $108,428 indemnity · 7 years
Soybeans 10 years filed
- 1.66Low end of the filed band
- 3.34Middle of the filed band
- 5.01High end of the filed band
- 2018Worst year filed (7.54)
- 10Years filed
- $432,272Premium filed
- $1,517,518Indemnity paid
- $2,139,578Liability insured
- 11,990Quantity planted
- 12,403Quantity lost
- 132Policies
- 130Policies with a loss
- 3.51Loss ratio, whole span
Causes that carried the indemnity in Lafayette Parish
- Excess Moisture/Precipitation/Rain $1,025,725 indemnity · 9 years
- Drought $230,925 indemnity · 4 years
- Hurricane $224,791 indemnity · 1 years
- ARPI/SCO/ECO/STAX/MP/HIP WI Crops Only $23,006 indemnity · 1 years
- Heat $9,900 indemnity · 1 years
- Hurricane/Tropical Depression $3,171 indemnity · 1 years
Rice 8 years filed
- 3.50Low end of the filed band
- 5.08Middle of the filed band
- 57.58High end of the filed band
- 2017Worst year filed (57.58)
- 8Years filed
- $338,715Premium filed
- $1,324,708Indemnity paid
- $1,906,102Liability insured
- 1,575Quantity planted
- 1,793Quantity lost
- 33Policies
- 33Policies with a loss
- 3.91Loss ratio, whole span
Causes that carried the indemnity in Lafayette Parish
- Hurricane $986,616 indemnity · 1 years
- Excess Moisture/Precipitation/Rain $162,436 indemnity · 6 years
- Hurricane/Tropical Depression $125,960 indemnity · 2 years
- ARPI/SCO/ECO/STAX/MP/HIP WI Crops Only $38,278 indemnity · 1 years
- Heat $11,418 indemnity · 1 years
Every county-crop the agency files in Louisiana → Buy the Lafayette Parish dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.