Crop-loss band · Louisiana
Morehouse Parish, Louisiana — crop-loss band
- 2.39Low end of the filed band
- 2.95Middle of the filed band
- 3.63High end of the filed band
- 2024Worst year filed (4.20)
- 10Years filed
Every year the Risk Management Agency has filed for Morehouse Parish is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 2.39 at the low end to 3.63 at the high end, with 2.95 in the middle. The worst year filed is 2024, at 4.20. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $2,193,423 | $7,960,407 | $22,636,186 | 379 | 375 | 3.63 |
| 2016 | $4,164,124 | $12,970,648 | $37,737,364 | 508 | 505 | 3.11 |
| 2017 | $2,140,232 | $5,117,183 | $14,333,675 | 211 | 208 | 2.39 |
| 2018 | $2,590,753 | $6,857,396 | $21,976,883 | 314 | 311 | 2.65 |
| 2019 | $4,343,530 | $14,158,848 | $37,495,637 | 545 | 543 | 3.26 |
| 2020 | $4,480,736 | $14,366,834 | $34,568,863 | 510 | 505 | 3.21 |
| 2021 | $3,932,257 | $10,069,539 | $29,198,480 | 303 | 299 | 2.56 |
| 2022 | $4,675,379 | $13,781,736 | $35,400,231 | 301 | 301 | 2.95 |
| 2023 | $4,484,644 | $11,630,037 | $33,776,622 | 250 | 250 | 2.59 |
| 2024 | $7,876,243 | $33,090,261 | $61,595,647 | 544 | 544 | 4.20 |
Commodities insured in Morehouse Parish
6 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Rice 10 years filed
- 2.67Low end of the filed band
- 4.34Middle of the filed band
- 5.88High end of the filed band
- 2015Worst year filed (6.91)
- 10Years filed
- $9,263,916Premium filed
- $45,274,874Indemnity paid
- $95,246,383Liability insured
- 126,893Quantity planted
- 113,575Quantity lost
- 983Policies
- 965Policies with a loss
- 4.89Loss ratio, whole span
Causes that carried the indemnity in Morehouse Parish
- Excess Moisture/Precipitation/Rain $29,267,121 indemnity · 10 years
- Wind/Excess Wind $6,084,793 indemnity · 10 years
- Heat $4,218,753 indemnity · 8 years
- Hurricane/Tropical Depression $2,622,772 indemnity · 3 years
- ARPI/SCO/STAX Crops Only $1,897,631 indemnity · 4 years
- Cold Wet Weather $396,828 indemnity · 3 years
Corn 10 years filed
- 1.47Low end of the filed band
- 2.67Middle of the filed band
- 4.24High end of the filed band
- 2015Worst year filed (4.43)
- 10Years filed
- $15,583,795Premium filed
- $44,918,889Indemnity paid
- $122,530,996Liability insured
- 343,709Quantity planted
- 317,260Quantity lost
- 1,263Policies
- 1,260Policies with a loss
- 2.88Loss ratio, whole span
Causes that carried the indemnity in Morehouse Parish
- Excess Moisture/Precipitation/Rain $41,814,748 indemnity · 10 years
- Heat $1,305,334 indemnity · 7 years
- Wind/Excess Wind $580,715 indemnity · 8 years
- Wildlife $437,903 indemnity · 7 years
- Flood $225,505 indemnity · 3 years
- Hail $152,495 indemnity · 3 years
Soybeans 10 years filed
- 1.32Low end of the filed band
- 2.61Middle of the filed band
- 3.15High end of the filed band
- 2023Worst year filed (3.21)
- 10Years filed
- $12,325,889Premium filed
- $31,440,810Indemnity paid
- $96,927,683Liability insured
- 297,128Quantity planted
- 255,159Quantity lost
- 1,296Policies
- 1,293Policies with a loss
- 2.55Loss ratio, whole span
Causes that carried the indemnity in Morehouse Parish
- Excess Moisture/Precipitation/Rain $24,495,689 indemnity · 10 years
- Heat $5,406,044 indemnity · 8 years
- Hurricane/Tropical Depression $630,448 indemnity · 1 years
- Drought $341,681 indemnity · 10 years
- Wildlife $227,010 indemnity · 9 years
- Hurricane $133,879 indemnity · 1 years
Cotton 10 years filed
- 1.17Low end of the filed band
- 2.03Middle of the filed band
- 2.78High end of the filed band
- 2024Worst year filed (2.91)
- 10Years filed
- $1,288,056Premium filed
- $3,144,657Indemnity paid
- $5,225,300Liability insured
- 9,197Quantity planted
- 16,175Quantity lost
- 109Policies
- 109Policies with a loss
- 2.44Loss ratio, whole span
Causes that carried the indemnity in Morehouse Parish
- ARPI/SCO/STAX/MP Crops Only $1,464,355 indemnity · 4 years
- Excess Moisture/Precipitation/Rain $1,436,704 indemnity · 10 years
- Heat $218,822 indemnity · 2 years
- Decline in Price $12,666 indemnity · 3 years
- Drought $12,110 indemnity · 2 years
Sweet Potatoes 8 years filed
- 2.75Low end of the filed band
- 4.45Middle of the filed band
- 8.85High end of the filed band
- 2016Worst year filed (8.85)
- 8Years filed
- $519,148Premium filed
- $2,691,292Indemnity paid
- $4,347,262Liability insured
- 1,609Quantity planted
- 1,609Quantity lost
- 11Policies
- 11Policies with a loss
- 5.18Loss ratio, whole span
Causes that carried the indemnity in Morehouse Parish
- Excess Moisture/Precipitation/Rain $2,396,345 indemnity · 6 years
- Heat $294,947 indemnity · 3 years
Wheat 10 years filed
- 0.76Low end of the filed band
- 1.37Middle of the filed band
- 1.58High end of the filed band
- 2023Worst year filed (1.65)
- 10Years filed
- $1,900,516Premium filed
- $2,532,367Indemnity paid
- $4,441,963Liability insured
- 36,926Quantity planted
- 36,932Quantity lost
- 203Policies
- 203Policies with a loss
- 1.33Loss ratio, whole span
Causes that carried the indemnity in Morehouse Parish
- Excess Moisture/Precipitation/Rain $1,888,144 indemnity · 10 years
- Drought $329,895 indemnity · 4 years
- Cold Wet Weather $182,889 indemnity · 4 years
- Wildlife $70,572 indemnity · 5 years
- Freeze $49,014 indemnity · 2 years
- Hail $10,462 indemnity · 1 years
Every county-crop the agency files in Louisiana → Buy the Morehouse Parish dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.