Crop-loss band · Louisiana
Pointe Coupee Parish, Louisiana — crop-loss band
- 2.28Low end of the filed band
- 3.18Middle of the filed band
- 4.47High end of the filed band
- 2024Worst year filed (4.54)
- 10Years filed
Every year the Risk Management Agency has filed for Pointe Coupee Parish is in the series below, from 2018 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 2.28 at the low end to 4.47 at the high end, with 3.18 in the middle. The worst year filed is 2024, at 4.54. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $1,110,840 | $3,491,639 | $11,114,951 | 159 | 159 | 3.14 |
| 2016 | $824,003 | $2,876,820 | $8,068,867 | 118 | 118 | 3.49 |
| 2017 | $552,512 | $1,453,384 | $3,771,947 | 77 | 77 | 2.63 |
| 2018 | $689,588 | $1,575,661 | $6,886,885 | 77 | 77 | 2.28 |
| 2019 | $897,053 | $4,009,116 | $10,638,828 | 98 | 98 | 4.47 |
| 2020 | $776,543 | $2,700,873 | $7,589,357 | 76 | 76 | 3.48 |
| 2021 | $861,920 | $2,536,460 | $8,399,254 | 82 | 82 | 2.94 |
| 2022 | $985,217 | $3,136,389 | $9,955,788 | 94 | 94 | 3.18 |
| 2023 | $1,424,051 | $4,626,856 | $17,995,396 | 119 | 119 | 3.25 |
| 2024 | $5,627,404 | $25,570,412 | $36,900,471 | 203 | 203 | 4.54 |
Commodities insured in Pointe Coupee Parish
5 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Sugarcane 7 years filed
- 3.93Low end of the filed band
- 6.54Middle of the filed band
- 17.61High end of the filed band
- 2019Worst year filed (17.61)
- 7Years filed
- $5,262,177Premium filed
- $27,149,927Indemnity paid
- $50,126,348Liability insured
- 31,506Quantity planted
- 30,676Quantity lost
- 137Policies
- 137Policies with a loss
- 5.16Loss ratio, whole span
Causes that carried the indemnity in Pointe Coupee Parish
- Hurricane $19,058,818 indemnity · 1 years
- Drought $3,418,211 indemnity · 4 years
- Freeze $2,778,356 indemnity · 6 years
- Hurricane/Tropical Depression $636,744 indemnity · 1 years
- Heat $535,921 indemnity · 2 years
- ARPI/SCO/STAX/MP/HIP WI Crops Only $378,293 indemnity · 2 years
Soybeans 10 years filed
- 2.13Low end of the filed band
- 2.49Middle of the filed band
- 3.05High end of the filed band
- 2024Worst year filed (3.92)
- 10Years filed
- $7,158,766Premium filed
- $18,770,144Indemnity paid
- $58,615,846Liability insured
- 158,005Quantity planted
- 135,914Quantity lost
- 712Policies
- 712Policies with a loss
- 2.62Loss ratio, whole span
Causes that carried the indemnity in Pointe Coupee Parish
- Excess Moisture/Precipitation/Rain $5,690,999 indemnity · 10 years
- Flood $4,824,470 indemnity · 7 years
- Hurricane $3,484,578 indemnity · 1 years
- Drought $1,768,560 indemnity · 6 years
- ARPI/SCO/STAX Crops Only $1,104,479 indemnity · 6 years
- Heat $1,080,846 indemnity · 6 years
Corn 10 years filed
- 0.15Low end of the filed band
- 2.57Middle of the filed band
- 6.12High end of the filed band
- 2019Worst year filed (6.29)
- 10Years filed
- $691,865Premium filed
- $2,737,282Indemnity paid
- $7,038,427Liability insured
- 12,410Quantity planted
- 14,113Quantity lost
- 87Policies
- 87Policies with a loss
- 3.96Loss ratio, whole span
Causes that carried the indemnity in Pointe Coupee Parish
- Excess Moisture/Precipitation/Rain $944,373 indemnity · 10 years
- Hurricane $768,939 indemnity · 1 years
- ARPI/SCO/STAX/MP/HIP WI Crops Only $740,858 indemnity · 3 years
- Flood $147,372 indemnity · 2 years
- Decline in Price $60,773 indemnity · 3 years
- Hurricane/Tropical Depression $48,531 indemnity · 1 years
Wheat 9 years filed
- 1.14Low end of the filed band
- 4.53Middle of the filed band
- 12.22High end of the filed band
- 2015Worst year filed (12.22)
- 9Years filed
- $351,968Premium filed
- $2,636,427Indemnity paid
- $3,988,653Liability insured
- 29,365Quantity planted
- 29,535Quantity lost
- 147Policies
- 147Policies with a loss
- 7.49Loss ratio, whole span
Causes that carried the indemnity in Pointe Coupee Parish
- Excess Moisture/Precipitation/Rain $2,289,685 indemnity · 8 years
- Freeze $256,274 indemnity · 1 years
- Drought $32,616 indemnity · 2 years
- Decline in Price $13,331 indemnity · 4 years
- Mycotoxin $13,124 indemnity · 1 years
- Cold Wet Weather $8,679 indemnity · 1 years
Cotton 9 years filed
- 0.35Low end of the filed band
- 2.27Middle of the filed band
- 3.99High end of the filed band
- 2019Worst year filed (3.99)
- 9Years filed
- $284,355Premium filed
- $683,830Indemnity paid
- $1,552,470Liability insured
- 2,311Quantity planted
- 4,685Quantity lost
- 20Policies
- 20Policies with a loss
- 2.40Loss ratio, whole span
Causes that carried the indemnity in Pointe Coupee Parish
- Excess Moisture/Precipitation/Rain $390,244 indemnity · 9 years
- ARPI/SCO/STAX/MP Crops Only $258,418 indemnity · 5 years
- Decline in Price $16,536 indemnity · 1 years
- Hurricane $12,241 indemnity · 1 years
- Drought $6,391 indemnity · 1 years
Every county-crop the agency files in Louisiana → Buy the Pointe Coupee Parish dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.