Crop-loss band · Maryland
Carroll County, Maryland — crop-loss band
- 0.96Low end of the filed band
- 1.99Middle of the filed band
- 2.39High end of the filed band
- 2015Worst year filed (2.49)
- 10Years filed
Every year the Risk Management Agency has filed for Carroll County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 0.96 at the low end to 2.39 at the high end, with 1.99 in the middle. The worst year filed is 2015, at 2.49. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $118,178 | $294,526 | $685,100 | 62 | 62 | 2.49 |
| 2016 | $163,322 | $343,369 | $941,073 | 68 | 66 | 2.10 |
| 2017 | $51,766 | $103,084 | $297,167 | 18 | 18 | 1.99 |
| 2018 | $335,072 | $654,013 | $2,152,626 | 110 | 110 | 1.95 |
| 2019 | $38,189 | $68,741 | $245,040 | 26 | 26 | 1.80 |
| 2020 | $328,031 | $784,046 | $2,233,513 | 75 | 75 | 2.39 |
| 2021 | $56,791 | $54,484 | $438,777 | 14 | 14 | 0.96 |
| 2022 | $108,537 | $250,463 | $755,259 | 32 | 32 | 2.31 |
| 2023 | $1,337,759 | $2,314,779 | $10,819,963 | 137 | 137 | 1.73 |
| 2024 | $1,071,887 | $2,213,959 | $8,257,748 | 180 | 180 | 2.07 |
Commodities insured in Carroll County
3 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 10 years filed
- 1.36Low end of the filed band
- 1.58Middle of the filed band
- 1.94High end of the filed band
- 2020Worst year filed (2.62)
- 10Years filed
- $2,499,576Premium filed
- $4,432,963Indemnity paid
- $17,958,317Liability insured
- 31,874Quantity planted
- 31,609Quantity lost
- 441Policies
- 439Policies with a loss
- 1.77Loss ratio, whole span
Causes that carried the indemnity in Carroll County
- Drought $2,952,703 indemnity · 7 years
- Heat $963,163 indemnity · 8 years
- Excess Moisture/Precipitation/Rain $379,051 indemnity · 6 years
- Wildlife $58,837 indemnity · 7 years
- Decline in Price $58,178 indemnity · 6 years
- All Other Causes $13,005 indemnity · 1 years
Soybeans 10 years filed
- 1.07Low end of the filed band
- 2.02Middle of the filed band
- 2.70High end of the filed band
- 2015Worst year filed (3.22)
- 10Years filed
- $745,307Premium filed
- $1,472,804Indemnity paid
- $7,052,421Liability insured
- 18,920Quantity planted
- 17,389Quantity lost
- 246Policies
- 246Policies with a loss
- 1.98Loss ratio, whole span
Causes that carried the indemnity in Carroll County
- Drought $654,932 indemnity · 8 years
- Heat $380,000 indemnity · 9 years
- Excess Moisture/Precipitation/Rain $258,321 indemnity · 9 years
- Wildlife $121,710 indemnity · 9 years
- Cold Wet Weather $30,365 indemnity · 1 years
- Decline in Price $17,488 indemnity · 5 years
Processing Beans 10 years filed
- 0.49Low end of the filed band
- 2.52Middle of the filed band
- 5.20High end of the filed band
- 2022Worst year filed (5.36)
- 10Years filed
- $364,649Premium filed
- $1,175,697Indemnity paid
- $1,815,528Liability insured
- 2,773Quantity planted
- 2,773Quantity lost
- 35Policies
- 35Policies with a loss
- 3.22Loss ratio, whole span
Causes that carried the indemnity in Carroll County
- Drought $701,870 indemnity · 6 years
- Excess Moisture/Precipitation/Rain $259,678 indemnity · 5 years
- Heat $193,448 indemnity · 3 years
- Wildlife $20,701 indemnity · 1 years
Every county-crop the agency files in Maryland → Buy the Carroll County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.