Crop-loss band · Maryland
Cecil County, Maryland — crop-loss band
- 0.52Low end of the filed band
- 1.86Middle of the filed band
- 2.47High end of the filed band
- 2024Worst year filed (2.54)
- 10Years filed
Every year the Risk Management Agency has filed for Cecil County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 0.52 at the low end to 2.47 at the high end, with 1.86 in the middle. The worst year filed is 2024, at 2.54. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $492,964 | $257,258 | $2,278,138 | 20 | 20 | 0.52 |
| 2016 | $274,016 | $592,135 | $965,980 | 12 | 12 | 2.16 |
| 2017 | $12,087 | $16,238 | $106,426 | 13 | 13 | 1.34 |
| 2018 | $539,377 | $1,079,633 | $5,289,497 | 92 | 92 | 2.00 |
| 2019 | $137,640 | $255,607 | $1,543,766 | 33 | 33 | 1.86 |
| 2020 | $5,712 | $14,110 | $45,495 | 7 | 7 | 2.47 |
| 2021 | $66,830 | $102,728 | $602,864 | 13 | 13 | 1.54 |
| 2022 | $303,928 | $472,598 | $3,053,074 | 45 | 45 | 1.56 |
| 2023 | $76,387 | $184,150 | $1,001,943 | 25 | 25 | 2.41 |
| 2024 | $327,716 | $832,423 | $3,925,225 | 75 | 75 | 2.54 |
Commodities insured in Cecil County
3 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Soybeans 10 years filed
- 0.59Low end of the filed band
- 1.83Middle of the filed band
- 2.68High end of the filed band
- 2017Worst year filed (3.77)
- 10Years filed
- $1,058,313Premium filed
- $1,955,510Indemnity paid
- $11,508,705Liability insured
- 28,840Quantity planted
- 26,521Quantity lost
- 206Policies
- 206Policies with a loss
- 1.85Loss ratio, whole span
Causes that carried the indemnity in Cecil County
- Drought $714,219 indemnity · 7 years
- Heat $521,945 indemnity · 5 years
- Excess Moisture/Precipitation/Rain $458,892 indemnity · 10 years
- Wildlife $103,289 indemnity · 8 years
- Wind/Excess Wind $80,885 indemnity · 1 years
- Decline in Price $49,177 indemnity · 5 years
All Other Crops 7 years filed
- 0.12Low end of the filed band
- 2.48Middle of the filed band
- 4.78High end of the filed band
- 2021Worst year filed (4.78)
- 7Years filed
- $755,113Premium filed
- $1,060,769Indemnity paid
- $2,530,637Liability insured
- 2,244Quantity planted
- 210Quantity lost
- 12Policies
- 12Policies with a loss
- 1.40Loss ratio, whole span
Causes that carried the indemnity in Cecil County
- ARPI/SCO/STAX/MP Crops Only $316,863 indemnity · 5 years
- Drought $283,478 indemnity · 2 years
- Freeze $253,864 indemnity · 1 years
- Excess Moisture/Precipitation/Rain $206,564 indemnity · 1 years
Corn 10 years filed
- 0.36Low end of the filed band
- 1.93Middle of the filed band
- 2.30High end of the filed band
- 2022Worst year filed (2.57)
- 10Years filed
- $423,231Premium filed
- $790,601Indemnity paid
- $4,773,066Liability insured
- 9,335Quantity planted
- 9,220Quantity lost
- 117Policies
- 117Policies with a loss
- 1.87Loss ratio, whole span
Causes that carried the indemnity in Cecil County
- Excess Moisture/Precipitation/Rain $403,322 indemnity · 6 years
- Drought $221,134 indemnity · 8 years
- Heat $71,779 indemnity · 4 years
- Wildlife $42,583 indemnity · 5 years
- Wind/Excess Wind $21,852 indemnity · 2 years
- Decline in Price $21,331 indemnity · 3 years
Every county-crop the agency files in Maryland → Buy the Cecil County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.