Crop-loss band · Maryland
Charles County, Maryland — crop-loss band
- 1.15Low end of the filed band
- 1.58Middle of the filed band
- 2.93High end of the filed band
- 2018Worst year filed (3.12)
- 10Years filed
Every year the Risk Management Agency has filed for Charles County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.15 at the low end to 2.93 at the high end, with 1.58 in the middle. The worst year filed is 2018, at 3.12. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $122,771 | $177,707 | $638,451 | 58 | 58 | 1.45 |
| 2016 | $156,294 | $179,599 | $717,516 | 52 | 52 | 1.15 |
| 2017 | $68,790 | $126,974 | $328,453 | 51 | 51 | 1.85 |
| 2018 | $93,739 | $292,739 | $530,207 | 51 | 51 | 3.12 |
| 2019 | $117,495 | $243,905 | $772,214 | 61 | 61 | 2.08 |
| 2020 | $66,692 | $101,121 | $419,867 | 34 | 34 | 1.52 |
| 2021 | $69,502 | $82,882 | $423,860 | 18 | 18 | 1.19 |
| 2022 | $151,778 | $310,109 | $884,188 | 31 | 31 | 2.04 |
| 2023 | $127,848 | $202,257 | $740,193 | 37 | 37 | 1.58 |
| 2024 | $456,654 | $1,339,878 | $3,109,101 | 94 | 94 | 2.93 |
Commodities insured in Charles County
2 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Soybeans 10 years filed
- 1.08Low end of the filed band
- 1.57Middle of the filed band
- 2.77High end of the filed band
- 2018Worst year filed (3.23)
- 10Years filed
- $998,713Premium filed
- $2,034,956Indemnity paid
- $5,694,748Liability insured
- 22,685Quantity planted
- 21,692Quantity lost
- 348Policies
- 348Policies with a loss
- 2.04Loss ratio, whole span
Causes that carried the indemnity in Charles County
- Drought $1,165,879 indemnity · 10 years
- Wildlife $489,100 indemnity · 10 years
- Excess Moisture/Precipitation/Rain $192,795 indemnity · 9 years
- Heat $128,730 indemnity · 5 years
- Decline in Price $51,343 indemnity · 7 years
- All Other Causes $6,034 indemnity · 3 years
Corn 10 years filed
- 0.37Low end of the filed band
- 2.32Middle of the filed band
- 3.16High end of the filed band
- 2022Worst year filed (14.58)
- 10Years filed
- $432,850Premium filed
- $1,022,215Indemnity paid
- $2,869,302Liability insured
- 7,942Quantity planted
- 7,193Quantity lost
- 139Policies
- 139Policies with a loss
- 2.36Loss ratio, whole span
Causes that carried the indemnity in Charles County
- Drought $542,461 indemnity · 7 years
- Heat $180,331 indemnity · 4 years
- Excess Moisture/Precipitation/Rain $140,512 indemnity · 7 years
- Wildlife $84,821 indemnity · 8 years
- Decline in Price $35,086 indemnity · 5 years
- XX $33,478 indemnity · 3 years
Every county-crop the agency files in Maryland → Buy the Charles County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.