Crop-loss band · Maryland
Kent County, Maryland — crop-loss band
- 0.81Low end of the filed band
- 1.53Middle of the filed band
- 2.55High end of the filed band
- 2024Worst year filed (2.62)
- 10Years filed
Every year the Risk Management Agency has filed for Kent County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 0.81 at the low end to 2.55 at the high end, with 1.53 in the middle. The worst year filed is 2024, at 2.62. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $233,764 | $595,887 | $2,506,796 | 108 | 108 | 2.55 |
| 2016 | $162,896 | $204,910 | $2,009,963 | 80 | 80 | 1.26 |
| 2017 | $199,556 | $161,250 | $2,202,958 | 58 | 58 | 0.81 |
| 2018 | $771,755 | $1,179,654 | $8,436,729 | 241 | 241 | 1.53 |
| 2019 | $230,333 | $523,238 | $2,781,215 | 120 | 120 | 2.27 |
| 2020 | $237,000 | $307,019 | $2,922,504 | 76 | 76 | 1.30 |
| 2021 | $260,834 | $462,468 | $2,887,258 | 61 | 61 | 1.77 |
| 2022 | $648,469 | $1,383,095 | $7,204,017 | 123 | 123 | 2.13 |
| 2023 | $451,062 | $643,409 | $5,655,538 | 93 | 93 | 1.43 |
| 2024 | $2,118,245 | $5,553,612 | $26,222,100 | 381 | 381 | 2.62 |
Commodities insured in Kent County
3 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Soybeans 10 years filed
- 0.55Low end of the filed band
- 1.62Middle of the filed band
- 2.10High end of the filed band
- 2024Worst year filed (3.16)
- 10Years filed
- $2,729,572Premium filed
- $6,094,988Indemnity paid
- $34,711,519Liability insured
- 77,205Quantity planted
- 67,189Quantity lost
- 723Policies
- 723Policies with a loss
- 2.23Loss ratio, whole span
Causes that carried the indemnity in Kent County
- Drought $2,941,766 indemnity · 10 years
- Heat $2,081,331 indemnity · 7 years
- Excess Moisture/Precipitation/Rain $675,466 indemnity · 10 years
- Decline in Price $129,876 indemnity · 7 years
- Cold Wet Weather $119,593 indemnity · 8 years
- Wildlife $109,060 indemnity · 9 years
Corn 10 years filed
- 0.93Low end of the filed band
- 1.51Middle of the filed band
- 2.58High end of the filed band
- 2022Worst year filed (3.10)
- 10Years filed
- $2,322,455Premium filed
- $4,257,058Indemnity paid
- $25,344,016Liability insured
- 43,093Quantity planted
- 38,258Quantity lost
- 488Policies
- 488Policies with a loss
- 1.83Loss ratio, whole span
Causes that carried the indemnity in Kent County
- Drought $1,788,084 indemnity · 10 years
- Excess Moisture/Precipitation/Rain $1,055,001 indemnity · 9 years
- Heat $952,786 indemnity · 10 years
- Cold Wet Weather $229,451 indemnity · 4 years
- Wildlife $115,004 indemnity · 9 years
- Decline in Price $76,861 indemnity · 8 years
Wheat 10 years filed
- 0.89Low end of the filed band
- 1.73Middle of the filed band
- 5.24High end of the filed band
- 2021Worst year filed (12.34)
- 10Years filed
- $261,887Premium filed
- $662,496Indemnity paid
- $2,773,543Liability insured
- 9,149Quantity planted
- 9,223Quantity lost
- 130Policies
- 130Policies with a loss
- 2.53Loss ratio, whole span
Causes that carried the indemnity in Kent County
- Excess Moisture/Precipitation/Rain $347,192 indemnity · 8 years
- Cold Wet Weather $196,614 indemnity · 3 years
- Wildlife $35,957 indemnity · 5 years
- Decline in Price $33,994 indemnity · 4 years
- Drought $22,085 indemnity · 4 years
- Freeze $20,489 indemnity · 2 years
Every county-crop the agency files in Maryland → Buy the Kent County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.