Crop-loss band · Maryland
Washington County, Maryland — crop-loss band
- 1.28Low end of the filed band
- 1.81Middle of the filed band
- 2.24High end of the filed band
- 2017Worst year filed (2.28)
- 10Years filed
Every year the Risk Management Agency has filed for Washington County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.28 at the low end to 2.24 at the high end, with 1.81 in the middle. The worst year filed is 2017, at 2.28. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $378,454 | $598,828 | $1,222,693 | 42 | 42 | 1.58 |
| 2016 | $250,790 | $462,561 | $815,862 | 24 | 24 | 1.84 |
| 2017 | $287,528 | $655,596 | $968,557 | 29 | 29 | 2.28 |
| 2018 | $441,454 | $905,684 | $1,778,722 | 50 | 50 | 2.05 |
| 2019 | $434,333 | $842,300 | $1,855,424 | 71 | 71 | 1.94 |
| 2020 | $729,074 | $1,318,022 | $4,029,564 | 81 | 81 | 1.81 |
| 2021 | $414,366 | $682,247 | $2,041,169 | 41 | 41 | 1.65 |
| 2022 | $239,097 | $304,996 | $976,323 | 24 | 24 | 1.28 |
| 2023 | $1,619,237 | $2,612,979 | $9,114,862 | 105 | 105 | 1.61 |
| 2024 | $1,196,232 | $2,677,779 | $6,904,256 | 120 | 120 | 2.24 |
Commodities insured in Washington County
3 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 10 years filed
- 1.39Low end of the filed band
- 2.06Middle of the filed band
- 3.63High end of the filed band
- 2017Worst year filed (4.33)
- 10Years filed
- $2,563,108Premium filed
- $5,746,211Indemnity paid
- $15,772,167Liability insured
- 32,388Quantity planted
- 32,224Quantity lost
- 287Policies
- 287Policies with a loss
- 2.24Loss ratio, whole span
Causes that carried the indemnity in Washington County
- Drought $2,978,966 indemnity · 8 years
- Heat $1,882,014 indemnity · 9 years
- Excess Moisture/Precipitation/Rain $713,845 indemnity · 5 years
- Wind/Excess Wind $52,390 indemnity · 1 years
- Wildlife $49,778 indemnity · 5 years
- Decline in Price $47,979 indemnity · 5 years
Apples 10 years filed
- 1.11Low end of the filed band
- 1.69Middle of the filed band
- 2.10High end of the filed band
- 2016Worst year filed (2.17)
- 10Years filed
- $1,984,701Premium filed
- $3,420,325Indemnity paid
- $5,073,319Liability insured
- 985Quantity planted
- 985Quantity lost
- 108Policies
- 108Policies with a loss
- 1.72Loss ratio, whole span
Causes that carried the indemnity in Washington County
- Freeze $1,198,125 indemnity · 7 years
- Heat $832,748 indemnity · 8 years
- Excess Sun $571,776 indemnity · 6 years
- Excess Moisture/Precipitation/Rain $515,492 indemnity · 6 years
- Hail $244,036 indemnity · 4 years
- Drought $23,480 indemnity · 1 years
Soybeans 10 years filed
- 0.31Low end of the filed band
- 1.25Middle of the filed band
- 2.28High end of the filed band
- 2016Worst year filed (3.33)
- 10Years filed
- $1,442,755Premium filed
- $1,894,456Indemnity paid
- $8,861,945Liability insured
- 23,739Quantity planted
- 23,061Quantity lost
- 192Policies
- 192Policies with a loss
- 1.31Loss ratio, whole span
Causes that carried the indemnity in Washington County
- Drought $903,892 indemnity · 8 years
- Heat $600,787 indemnity · 7 years
- Excess Moisture/Precipitation/Rain $271,100 indemnity · 7 years
- Insects $36,193 indemnity · 3 years
- Decline in Price $26,112 indemnity · 5 years
- Wildlife $22,609 indemnity · 6 years
Every county-crop the agency files in Maryland → Buy the Washington County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.