Crop-loss band · Maine
Aroostook County, Maine — crop-loss band
- 2.20Low end of the filed band
- 3.59Middle of the filed band
- 4.23High end of the filed band
- 2023Worst year filed (4.60)
- 10Years filed
Every year the Risk Management Agency has filed for Aroostook County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 2.20 at the low end to 4.23 at the high end, with 3.59 in the middle. The worst year filed is 2023, at 4.60. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $2,085,077 | $8,684,869 | $12,315,049 | 178 | 178 | 4.17 |
| 2016 | $1,176,594 | $3,500,447 | $5,994,234 | 95 | 95 | 2.98 |
| 2017 | $1,134,654 | $2,493,007 | $5,526,164 | 88 | 88 | 2.20 |
| 2018 | $1,355,287 | $4,039,806 | $6,494,099 | 109 | 109 | 2.98 |
| 2019 | $1,938,064 | $6,947,926 | $11,857,317 | 75 | 75 | 3.59 |
| 2020 | $2,328,393 | $5,502,880 | $15,228,799 | 125 | 125 | 2.36 |
| 2021 | $1,199,203 | $5,068,251 | $7,502,519 | 48 | 48 | 4.23 |
| 2022 | $994,962 | $3,645,509 | $6,029,403 | 56 | 56 | 3.66 |
| 2023 | $3,501,449 | $16,104,936 | $24,499,780 | 132 | 132 | 4.60 |
| 2024 | $1,363,113 | $4,978,902 | $9,095,033 | 83 | 83 | 3.65 |
Commodities insured in Aroostook County
3 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Potatoes 10 years filed
- 2.14Low end of the filed band
- 3.57Middle of the filed band
- 4.23High end of the filed band
- 2023Worst year filed (4.53)
- 10Years filed
- $15,670,847Premium filed
- $55,044,567Indemnity paid
- $93,706,155Liability insured
- 45,386Quantity planted
- 45,387Quantity lost
- 537Policies
- 537Policies with a loss
- 3.51Loss ratio, whole span
Causes that carried the indemnity in Aroostook County
- Excess Moisture/Precipitation/Rain $41,181,360 indemnity · 9 years
- Drought $5,352,718 indemnity · 6 years
- Heat $4,588,620 indemnity · 8 years
- Cold Wet Weather $1,318,603 indemnity · 5 years
- Freeze $1,196,676 indemnity · 2 years
- Plant Disease $885,935 indemnity · 3 years
Oats 10 years filed
- 2.12Low end of the filed band
- 4.03Middle of the filed band
- 5.89High end of the filed band
- 2023Worst year filed (7.30)
- 10Years filed
- $705,889Premium filed
- $3,135,358Indemnity paid
- $5,632,808Liability insured
- 39,367Quantity planted
- 39,367Quantity lost
- 327Policies
- 327Policies with a loss
- 4.44Loss ratio, whole span
Causes that carried the indemnity in Aroostook County
- Excess Moisture/Precipitation/Rain $1,827,700 indemnity · 10 years
- Drought $833,473 indemnity · 7 years
- Wind/Excess Wind $388,697 indemnity · 6 years
- Hail $51,563 indemnity · 3 years
- Tropical Depression $29,135 indemnity · 1 years
- Cold Wet Weather $4,790 indemnity · 2 years
Barley 9 years filed
- 1.39Low end of the filed band
- 4.17Middle of the filed band
- 5.64High end of the filed band
- 2019Worst year filed (5.64)
- 9Years filed
- $700,060Premium filed
- $2,786,608Indemnity paid
- $5,203,434Liability insured
- 24,208Quantity planted
- 24,208Quantity lost
- 125Policies
- 125Policies with a loss
- 3.98Loss ratio, whole span
Causes that carried the indemnity in Aroostook County
- Excess Moisture/Precipitation/Rain $1,432,813 indemnity · 7 years
- Drought $885,992 indemnity · 6 years
- Wind/Excess Wind $311,132 indemnity · 5 years
- Cold Wet Weather $90,557 indemnity · 2 years
- Heat $49,862 indemnity · 2 years
- Hail $12,155 indemnity · 2 years
Every county-crop the agency files in Maine → Buy the Aroostook County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.