Crop-loss band · Michigan
Barry County, Michigan — crop-loss band
- 1.47Low end of the filed band
- 1.80Middle of the filed band
- 2.27High end of the filed band
- 2019Worst year filed (4.44)
- 10Years filed
Every year the Risk Management Agency has filed for Barry County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.47 at the low end to 2.27 at the high end, with 1.80 in the middle. The worst year filed is 2019, at 4.44. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $227,854 | $415,086 | $2,375,271 | 54 | 54 | 1.82 |
| 2016 | $318,305 | $552,313 | $3,299,623 | 62 | 62 | 1.74 |
| 2017 | $194,709 | $360,873 | $1,884,005 | 45 | 45 | 1.85 |
| 2018 | $698,879 | $1,027,215 | $7,838,590 | 133 | 132 | 1.47 |
| 2019 | $1,128,698 | $5,015,157 | $10,137,569 | 259 | 259 | 4.44 |
| 2020 | $419,745 | $749,625 | $5,429,911 | 119 | 118 | 1.79 |
| 2021 | $244,190 | $439,000 | $2,473,252 | 65 | 65 | 1.80 |
| 2022 | $206,224 | $420,937 | $2,007,028 | 50 | 50 | 2.04 |
| 2023 | $1,473,484 | $3,340,991 | $14,984,657 | 199 | 199 | 2.27 |
| 2024 | $564,754 | $902,820 | $6,800,216 | 138 | 138 | 1.60 |
Commodities insured in Barry County
3 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 10 years filed
- 1.13Low end of the filed band
- 1.65Middle of the filed band
- 2.46High end of the filed band
- 2019Worst year filed (4.10)
- 10Years filed
- $3,058,323Premium filed
- $7,344,443Indemnity paid
- $30,732,333Liability insured
- 60,012Quantity planted
- 54,090Quantity lost
- 490Policies
- 489Policies with a loss
- 2.40Loss ratio, whole span
Causes that carried the indemnity in Barry County
- Excess Moisture/Precipitation/Rain $3,586,018 indemnity · 9 years
- Drought $1,668,589 indemnity · 10 years
- Decline in Price $622,444 indemnity · 8 years
- ARPI/SCO/STAX/MP Crops Only $531,712 indemnity · 2 years
- Mycotoxin $311,096 indemnity · 2 years
- Cold Wet Weather $240,231 indemnity · 6 years
Soybeans 10 years filed
- 1.39Low end of the filed band
- 1.88Middle of the filed band
- 2.39High end of the filed band
- 2019Worst year filed (5.59)
- 10Years filed
- $2,058,492Premium filed
- $5,083,169Indemnity paid
- $23,662,630Liability insured
- 59,601Quantity planted
- 51,777Quantity lost
- 509Policies
- 508Policies with a loss
- 2.47Loss ratio, whole span
Causes that carried the indemnity in Barry County
- Excess Moisture/Precipitation/Rain $2,230,682 indemnity · 9 years
- Drought $1,881,399 indemnity · 10 years
- Decline in Price $321,308 indemnity · 8 years
- ARPI/SCO/STAX/MP Crops Only $215,002 indemnity · 4 years
- Heat $150,779 indemnity · 7 years
- Wildlife $119,308 indemnity · 5 years
Wheat 10 years filed
- 0.62Low end of the filed band
- 2.34Middle of the filed band
- 4.68High end of the filed band
- 2017Worst year filed (4.72)
- 10Years filed
- $360,027Premium filed
- $796,405Indemnity paid
- $2,835,159Liability insured
- 9,800Quantity planted
- 9,800Quantity lost
- 125Policies
- 125Policies with a loss
- 2.21Loss ratio, whole span
Causes that carried the indemnity in Barry County
- Excess Moisture/Precipitation/Rain $500,900 indemnity · 8 years
- Drought $82,647 indemnity · 5 years
- Cold Wet Weather $74,930 indemnity · 4 years
- Decline in Price $70,626 indemnity · 5 years
- ARPI/SCO/ECO/STAX/MP/HIP-WI/PACE Crops Only $24,517 indemnity · 1 years
- Cold Winter $23,436 indemnity · 2 years
Every county-crop the agency files in Michigan → Buy the Barry County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.