Crop-loss band · Michigan
Delta County, Michigan — crop-loss band
- 1.14Low end of the filed band
- 1.66Middle of the filed band
- 2.36High end of the filed band
- 2017Worst year filed (2.36)
- 10Years filed
Every year the Risk Management Agency has filed for Delta County is in the series below, from 2015 to 2019. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.14 at the low end to 2.36 at the high end, with 1.66 in the middle. The worst year filed is 2017, at 2.36. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $40,176 | $46,890 | $58,682 | 10 | 10 | 1.17 |
| 2016 | $56,222 | $90,727 | $171,691 | 6 | 6 | 1.61 |
| 2017 | $111,933 | $264,660 | $345,224 | 30 | 30 | 2.36 |
| 2018 | $4,561 | $5,177 | $5,959 | 2 | 2 | 1.14 |
| 2019 | $131,638 | $273,666 | $379,787 | 23 | 23 | 2.08 |
| 2020 | $14,631 | $24,357 | $114,066 | 10 | 10 | 1.66 |
| 2021 | $109,494 | $258,252 | $485,849 | 10 | 10 | 2.36 |
| 2022 | $243,037 | $490,924 | $808,499 | 18 | 18 | 2.02 |
| 2023 | $98,133 | $223,337 | $523,789 | 13 | 13 | 2.28 |
| 2024 | $211,414 | $319,175 | $694,541 | 29 | 29 | 1.51 |
Commodities insured in Delta County
2 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
All Other Crops 6 years filed
- 1.51Low end of the filed band
- 2.02Middle of the filed band
- 2.46High end of the filed band
- 2015Worst year filed (2.46)
- 6Years filed
- $678,515Premium filed
- $1,320,494Indemnity paid
- $2,631,193Liability insured
- 8,390Quantity planted
- 8,323Quantity lost
- 81Policies
- 81Policies with a loss
- 1.95Loss ratio, whole span
Causes that carried the indemnity in Delta County
- Drought $876,906 indemnity · 5 years
- Heat $214,156 indemnity · 2 years
- Excess Moisture/Precipitation/Rain $107,042 indemnity · 4 years
- Hot Wind $77,498 indemnity · 2 years
- ARPI/SCO/ECO/STAX/MP/HIP-WI/PACE Crops Only $37,491 indemnity · 2 years
- Cold Wet Weather $3,835 indemnity · 2 years
Corn 5 years filed
- 1.11Low end of the filed band
- 1.61Middle of the filed band
- 2.36High end of the filed band
- 2017Worst year filed (2.36)
- 5Years filed
- $342,724Premium filed
- $676,671Indemnity paid
- $956,894Liability insured
- 4,520Quantity planted
- 4,516Quantity lost
- 70Policies
- 70Policies with a loss
- 1.97Loss ratio, whole span
Causes that carried the indemnity in Delta County
- Excess Moisture/Precipitation/Rain $557,474 indemnity · 4 years
- Drought $89,820 indemnity · 1 years
- Decline in Price $14,484 indemnity · 3 years
- Cold Wet Weather $13,771 indemnity · 1 years
- Wildlife $1,123 indemnity · 2 years
Every county-crop the agency files in Michigan → Buy the Delta County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.