Crop-loss band · Michigan
Jackson County, Michigan — crop-loss band
- 1.57Low end of the filed band
- 1.80Middle of the filed band
- 3.04High end of the filed band
- 2019Worst year filed (3.93)
- 10Years filed
Every year the Risk Management Agency has filed for Jackson County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.57 at the low end to 3.04 at the high end, with 1.80 in the middle. The worst year filed is 2019, at 3.93. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $798,577 | $1,358,300 | $7,938,034 | 143 | 143 | 1.70 |
| 2016 | $1,093,415 | $2,594,658 | $11,107,589 | 194 | 194 | 2.37 |
| 2017 | $2,484,138 | $3,900,157 | $23,910,489 | 307 | 307 | 1.57 |
| 2018 | $1,984,091 | $3,576,440 | $22,640,045 | 269 | 268 | 1.80 |
| 2019 | $695,089 | $2,730,809 | $6,048,550 | 224 | 224 | 3.93 |
| 2020 | $677,070 | $1,327,366 | $8,132,228 | 174 | 174 | 1.96 |
| 2021 | $260,105 | $592,639 | $2,566,913 | 80 | 80 | 2.28 |
| 2022 | $326,852 | $992,598 | $3,168,798 | 73 | 73 | 3.04 |
| 2023 | $1,954,488 | $3,497,717 | $19,934,156 | 241 | 241 | 1.79 |
| 2024 | $715,427 | $1,184,895 | $8,041,222 | 158 | 158 | 1.66 |
Commodities insured in Jackson County
3 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 10 years filed
- 1.40Low end of the filed band
- 1.99Middle of the filed band
- 4.45High end of the filed band
- 2022Worst year filed (5.16)
- 10Years filed
- $6,026,604Premium filed
- $12,462,041Indemnity paid
- $63,375,228Liability insured
- 122,228Quantity planted
- 127,310Quantity lost
- 878Policies
- 878Policies with a loss
- 2.07Loss ratio, whole span
Causes that carried the indemnity in Jackson County
- Drought $5,031,402 indemnity · 9 years
- Excess Moisture/Precipitation/Rain $3,361,297 indemnity · 10 years
- Decline in Price $1,271,288 indemnity · 8 years
- ARPI/SCO/STAX Crops Only $899,996 indemnity · 6 years
- Heat $710,059 indemnity · 8 years
- Cold Wet Weather $441,106 indemnity · 8 years
Soybeans 10 years filed
- 1.31Low end of the filed band
- 1.77Middle of the filed band
- 2.56High end of the filed band
- 2019Worst year filed (3.54)
- 10Years filed
- $4,314,166Premium filed
- $7,995,124Indemnity paid
- $44,550,982Liability insured
- 113,426Quantity planted
- 120,838Quantity lost
- 818Policies
- 817Policies with a loss
- 1.85Loss ratio, whole span
Causes that carried the indemnity in Jackson County
- Drought $3,901,074 indemnity · 9 years
- Excess Moisture/Precipitation/Rain $2,007,279 indemnity · 10 years
- Decline in Price $655,451 indemnity · 8 years
- Heat $585,293 indemnity · 7 years
- ARPI/SCO/STAX/MP Crops Only $583,082 indemnity · 3 years
- Cold Wet Weather $156,456 indemnity · 7 years
Wheat 10 years filed
- 0.96Low end of the filed band
- 1.77Middle of the filed band
- 5.43High end of the filed band
- 2017Worst year filed (6.03)
- 10Years filed
- $648,482Premium filed
- $1,298,414Indemnity paid
- $5,561,814Liability insured
- 15,455Quantity planted
- 15,467Quantity lost
- 167Policies
- 167Policies with a loss
- 2.00Loss ratio, whole span
Causes that carried the indemnity in Jackson County
- Excess Moisture/Precipitation/Rain $586,459 indemnity · 9 years
- Drought $233,707 indemnity · 6 years
- Decline in Price $109,728 indemnity · 5 years
- Cold Wet Weather $84,978 indemnity · 9 years
- Mycotoxin $82,126 indemnity · 2 years
- ARPI/SCO/ECO/STAX/MP/HIP WI Crops Only $78,573 indemnity · 4 years
Every county-crop the agency files in Michigan → Buy the Jackson County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.