Crop-loss band · Michigan
Mason County, Michigan — crop-loss band
- 1.56Low end of the filed band
- 2.36Middle of the filed band
- 3.55High end of the filed band
- 2019Worst year filed (3.94)
- 10Years filed
Every year the Risk Management Agency has filed for Mason County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.56 at the low end to 3.55 at the high end, with 2.36 in the middle. The worst year filed is 2019, at 3.94. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $399,821 | $1,162,621 | $2,558,198 | 57 | 57 | 2.91 |
| 2016 | $165,843 | $258,270 | $725,280 | 23 | 23 | 1.56 |
| 2017 | $343,909 | $665,923 | $1,760,767 | 37 | 37 | 1.94 |
| 2018 | $123,746 | $439,368 | $1,061,680 | 37 | 37 | 3.55 |
| 2019 | $272,306 | $1,071,512 | $2,022,213 | 87 | 87 | 3.94 |
| 2020 | $258,684 | $610,848 | $1,720,222 | 39 | 39 | 2.36 |
| 2021 | $260,016 | $688,407 | $1,583,856 | 42 | 42 | 2.65 |
| 2022 | $561,688 | $970,836 | $3,343,987 | 50 | 50 | 1.73 |
| 2023 | $989,327 | $2,429,414 | $6,317,830 | 84 | 84 | 2.46 |
| 2024 | $699,623 | $1,533,106 | $4,315,550 | 110 | 110 | 2.19 |
Commodities insured in Mason County
5 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 10 years filed
- 0.98Low end of the filed band
- 2.40Middle of the filed band
- 4.81High end of the filed band
- 2019Worst year filed (6.62)
- 10Years filed
- $1,193,126Premium filed
- $3,024,617Indemnity paid
- $9,197,416Liability insured
- 15,015Quantity planted
- 15,238Quantity lost
- 185Policies
- 185Policies with a loss
- 2.54Loss ratio, whole span
Causes that carried the indemnity in Mason County
- Excess Moisture/Precipitation/Rain $1,173,024 indemnity · 9 years
- Drought $921,896 indemnity · 10 years
- ARPI/SCO/ECO/STAX/MP/HIP-WI/PACE Crops Only $369,194 indemnity · 2 years
- Wildlife $308,062 indemnity · 9 years
- Decline in Price $169,994 indemnity · 5 years
- Other (Snow, Lightning, Etc.) $34,209 indemnity · 1 years
Cherries 10 years filed
- 1.53Low end of the filed band
- 2.31Middle of the filed band
- 3.29High end of the filed band
- 2021Worst year filed (4.66)
- 10Years filed
- $1,131,663Premium filed
- $2,560,777Indemnity paid
- $6,161,521Liability insured
- 5,278Quantity planted
- 5,458Quantity lost
- 108Policies
- 108Policies with a loss
- 2.26Loss ratio, whole span
Causes that carried the indemnity in Mason County
- Freeze $1,332,836 indemnity · 7 years
- Frost $737,362 indemnity · 9 years
- Excess Moisture/Precipitation/Rain $144,948 indemnity · 5 years
- Heat $121,339 indemnity · 1 years
- Decline in Price $108,797 indemnity · 4 years
- Hail $49,501 indemnity · 3 years
Apples 10 years filed
- 1.22Low end of the filed band
- 2.66Middle of the filed band
- 4.15High end of the filed band
- 2023Worst year filed (8.46)
- 10Years filed
- $753,052Premium filed
- $1,633,365Indemnity paid
- $3,046,004Liability insured
- 790Quantity planted
- 791Quantity lost
- 55Policies
- 55Policies with a loss
- 2.17Loss ratio, whole span
Causes that carried the indemnity in Mason County
- Freeze $1,038,170 indemnity · 8 years
- Hail $294,534 indemnity · 3 years
- Frost $143,608 indemnity · 7 years
- Other (Snow, Lightning, Etc.) $54,716 indemnity · 1 years
- ARPI/SCO/ECO/STAX/MP/HIP WI Crops Only $52,990 indemnity · 1 years
- Drought $17,636 indemnity · 1 years
Soybeans 10 years filed
- 0.38Low end of the filed band
- 2.43Middle of the filed band
- 3.46High end of the filed band
- 2019Worst year filed (3.54)
- 10Years filed
- $591,061Premium filed
- $1,492,283Indemnity paid
- $4,732,838Liability insured
- 11,347Quantity planted
- 10,238Quantity lost
- 125Policies
- 125Policies with a loss
- 2.52Loss ratio, whole span
Causes that carried the indemnity in Mason County
- Excess Moisture/Precipitation/Rain $669,706 indemnity · 8 years
- Drought $570,845 indemnity · 8 years
- Wildlife $131,734 indemnity · 5 years
- Cold Wet Weather $36,677 indemnity · 3 years
- ARPI/SCO/ECO/STAX/MP/PACE Crops Only $35,839 indemnity · 1 years
- Decline in Price $16,545 indemnity · 5 years
Wheat 10 years filed
- 1.55Low end of the filed band
- 2.84Middle of the filed band
- 4.82High end of the filed band
- 2021Worst year filed (5.57)
- 10Years filed
- $406,061Premium filed
- $1,119,263Indemnity paid
- $2,271,804Liability insured
- 9,646Quantity planted
- 9,646Quantity lost
- 93Policies
- 93Policies with a loss
- 2.76Loss ratio, whole span
Causes that carried the indemnity in Mason County
- Excess Moisture/Precipitation/Rain $892,913 indemnity · 9 years
- Cold Winter $71,854 indemnity · 3 years
- Drought $60,936 indemnity · 5 years
- ARPI/SCO/ECO/STAX/MP/HIP-WI/PACE Crops Only $47,393 indemnity · 2 years
- Cold Wet Weather $26,841 indemnity · 5 years
- Decline in Price $16,203 indemnity · 4 years
Every county-crop the agency files in Michigan → Buy the Mason County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.